Stock Scorecard
Stock Summary for Hanover Insurance Group Inc (THG) - $231.97 as of 10/21/2026 11:20:05 AM EST
Total Score
20 out of 30
Safety Score
66 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for THG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for THG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for THG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for THG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for THG (66 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for THG
Financial Details for THG
Company Overview |
|
|---|---|
| Ticker | THG |
| Company Name | Hanover Insurance Group Inc |
| Country | USA |
| Description | Hanover Insurance Group, Inc. offers a variety of property and casualty insurance products and services in the United States. The company is headquartered in Worcester, Massachusetts. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/28/2026 |
Stock Price History |
|
| Last Day Price | 231.97 |
| Price 4 Years Ago | 123.78 |
| Last Day Price Updated | 10/21/2026 11:20:05 AM EST |
| Last Day Volume | 332,311 |
| Average Daily Volume | 298,962 |
| 52-Week High | 235.07 |
| 52-Week Low | 163.54 |
| Last Price to 52 Week Low | 41.84% |
Valuation Measures |
|
| Trailing PE | 11.10 |
| Industry PE | 12.52 |
| Sector PE | 21.38 |
| 5-Year Average PE | 27.51 |
| Free Cash Flow Ratio | 30.36 |
| Industry Free Cash Flow Ratio | 470.17 |
| Sector Free Cash Flow Ratio | 50.25 |
| Current Ratio Most Recent Quarter | 122.53 |
| Total Cash Per Share | 7.64 |
| Book Value Per Share Most Recent Quarter | 105.23 |
| Price to Book Ratio | 2.06 |
| Industry Price to Book Ratio | 1.85 |
| Sector Price to Book Ratio | 2.27 |
| Price to Sales Ratio Twelve Trailing Months | 1.19 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.76 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 34,820,200 |
| Market Capitalization | 8,077,241,794 |
| Institutional Ownership | 93.32% |
Dividends |
|
| Ex-Dividend Date | 9/11/2026 |
| Previous Dividend Amount | 0.9500 |
| Current Dividend Amount | 0.9500 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.80 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 3.80 |
| Forward Annual Dividend Yield | 1.63% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.03% |
| 5-Year Average Dividend Yield | 2.42% |
| 1-Year Dividend Growth Rate Percentage | 4.11% |
| 3-Year Dividend Growth Rate Percentage | 2.03% |
| 5-Year Dividend Growth Rate Percentage | 5.56% |
| All-Time Dividend Growth Rate Percentage | 17.51% |
| Dividend Payout Ratio | 17.89% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 24.90% |
| Annual Earnings Growth | 55.52% |
| Reported EPS 12 Trailing Months | 20.89 |
| Reported EPS Past Year | 10.56 |
| Reported EPS Prior Year | 19.10 |
| Net Income Twelve Trailing Months | 755,600,000 |
| Net Income Past Year | 662,500,000 |
| Net Income Prior Year | 426,000,000 |
| Quarterly Revenue Growth YOY | 4.30% |
| 5-Year Revenue Growth | 6.49% |
| Operating Margin Twelve Trailing Months | 14.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 266,100,000 |
| Total Cash Past Year | 1,122,700,000 |
| Total Cash Prior Year | 435,500,000 |
| Net Cash Position Most Recent Quarter | -577,900,000 |
| Net Cash Position Past Year | 279,400,000 |
| Long Term Debt Past Year | 843,300,000 |
| Long Term Debt Prior Year | 722,300,000 |
| Total Debt Most Recent Quarter | 844,000,000 |
| Equity to Debt Ratio Past Year | 0.81 |
| Equity to Debt Ratio Most Recent Quarter | 0.81 |
| Total Stockholder Equity Past Year | 3,571,500,000 |
| Total Stockholder Equity Prior Year | 2,841,800,000 |
| Total Stockholder Equity Most Recent Quarter | 3,672,500,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,253,100,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 35.99 |
| Free Cash Flow Past Year | 1,170,400,000 |
| Free Cash Flow Prior Year | 796,200,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.71 |
| MACD Signal | 0.07 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.25 |
| RSI | 0.00 |
| 50-Day SMA | 161.12 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 148.72 |
System |
|
| Modified | 10/21/2026 11:20:52 AM EST |