Stock Scorecard
Stock Summary for Hanover Insurance Group Inc (THG) - $218.46 as of 7/8/2026 9:35:45 AM EST
Total Score
15 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for THG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for THG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for THG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for THG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for THG (48 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for THG
Financial Details for THG
Company Overview |
|
|---|---|
| Ticker | THG |
| Company Name | Hanover Insurance Group Inc |
| Country | N/A |
| Description | Hanover Insurance Group, Inc. offers a variety of property and casualty insurance products and services in the United States. The company is headquartered in Worcester, Massachusetts. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/28/2026 |
Stock Price History |
|
| Last Day Price | 218.46 |
| Price 4 Years Ago | 124.30 |
| Last Day Price Updated | 7/8/2026 9:35:45 AM EST |
| Last Day Volume | 406,966 |
| Average Daily Volume | 333,273 |
| 52-Week High | 225.29 |
| 52-Week Low | 159.37 |
| Last Price to 52 Week Low | 37.08% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 13.55 |
| Sector PE | 18.08 |
| 5-Year Average PE | 31.71 |
| Free Cash Flow Ratio | 31.39 |
| Industry Free Cash Flow Ratio | 28.43 |
| Sector Free Cash Flow Ratio | 36.60 |
| Current Ratio Most Recent Quarter | 41.90 |
| Total Cash Per Share | 6.96 |
| Book Value Per Share Most Recent Quarter | 100.86 |
| Price to Book Ratio | 2.17 |
| Industry Price to Book Ratio | 1.73 |
| Sector Price to Book Ratio | 2.02 |
| Price to Sales Ratio Twelve Trailing Months | 1.11 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.33 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.96 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 34,986,800 |
| Market Capitalization | 7,643,216,328 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/12/2026 |
| Previous Dividend Amount | 0.9500 |
| Current Dividend Amount | 0.9500 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.75 |
| Trailing Annual Dividend Yield | 1.72% |
| Forward Annual Dividend Rate | 3.80 |
| Forward Annual Dividend Yield | 1.74% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.02% |
| 5-Year Average Dividend Yield | 2.41% |
| 1-Year Dividend Growth Rate Percentage | 4.11% |
| 3-Year Dividend Growth Rate Percentage | 2.03% |
| 5-Year Dividend Growth Rate Percentage | 5.56% |
| All-Time Dividend Growth Rate Percentage | 17.51% |
| Dividend Payout Ratio | 19.48% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 48.60% |
| Annual Earnings Growth | 55.52% |
| Reported EPS 12 Trailing Months | 19.25 |
| Reported EPS Past Year | 5.25 |
| Reported EPS Prior Year | 19.10 |
| Net Income Twelve Trailing Months | 721,100,000 |
| Net Income Past Year | 662,500,000 |
| Net Income Prior Year | 426,000,000 |
| Quarterly Revenue Growth YOY | 6.10% |
| 5-Year Revenue Growth | 6.49% |
| Operating Margin Twelve Trailing Months | 14.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 243,500,000 |
| Total Cash Past Year | 1,122,700,000 |
| Total Cash Prior Year | 435,500,000 |
| Net Cash Position Most Recent Quarter | -600,300,000 |
| Net Cash Position Past Year | 279,400,000 |
| Long Term Debt Past Year | 843,300,000 |
| Long Term Debt Prior Year | 722,300,000 |
| Total Debt Most Recent Quarter | 843,800,000 |
| Equity to Debt Ratio Past Year | 0.81 |
| Equity to Debt Ratio Most Recent Quarter | 0.81 |
| Total Stockholder Equity Past Year | 3,571,500,000 |
| Total Stockholder Equity Prior Year | 2,841,800,000 |
| Total Stockholder Equity Most Recent Quarter | 3,570,400,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,248,600,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 35.69 |
| Free Cash Flow Past Year | 1,170,400,000 |
| Free Cash Flow Prior Year | 796,200,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 6.65 |
| MACD Signal | 6.56 |
| 20-Day Bollinger Lower Band | 158.03 |
| 20-Day Bollinger Middle Band | 187.81 |
| 20-Day Bollinger Upper Band | 217.59 |
| Beta | 0.29 |
| RSI | 63.94 |
| 50-Day SMA | 150.05 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 142.03 |
System |
|
| Modified | 7/11/2026 9:15:45 AM EST |