Stock Scorecard
Stock Summary for Third Coast Bancshares Inc (TCBX) - $32.06 as of 5/13/2025 11:58:52 AM EST
Total Score
22 out of 30
Safety Score
41 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for TCBX
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TCBX
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TCBX
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TCBX
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TCBX (41 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 1 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TCBX
Financial Details for TCBX
Company Overview |
|
|---|---|
| Ticker | TCBX |
| Company Name | Third Coast Bancshares Inc |
| Country | USA |
| Description | Third Coast Bancshares, Inc. is a banking holding company of Third Coast Bank, SSB that offers various commercial banking solutions to small and medium-sized businesses and professionals. The company is headquartered in Humble, Texas. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/22/2025 |
Stock Price History |
|
| Last Day Price | 32.06 |
| Price 4 Years Ago | 0.00 |
| Last Day Price Updated | 5/13/2025 11:58:52 AM EST |
| Last Day Volume | 90,110 |
| Average Daily Volume | 82,382 |
| 52-Week High | 39.45 |
| 52-Week Low | 18.82 |
| Last Price to 52 Week Low | 70.35% |
Valuation Measures |
|
| Trailing PE | 10.87 |
| Industry PE | 14.77 |
| Sector PE | 18.76 |
| 5-Year Average PE | 18.07 |
| Free Cash Flow Ratio | 2.02 |
| Industry Free Cash Flow Ratio | 8.77 |
| Sector Free Cash Flow Ratio | 25.77 |
| Current Ratio Most Recent Quarter | 0.07 |
| Total Cash Per Share | 15.87 |
| Book Value Per Share Most Recent Quarter | 34.70 |
| Price to Book Ratio | 0.86 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 2.58 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 13,825,300 |
| Market Capitalization | 443,239,118 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 16.88 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 2 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 27.30% |
| Annual Earnings Growth | 42.72% |
| Reported EPS 12 Trailing Months | 2.95 |
| Reported EPS Past Year | 0.78 |
| Reported EPS Prior Year | 2.77 |
| Net Income Twelve Trailing Months | 50,893,000 |
| Net Income Past Year | 47,671,000 |
| Net Income Prior Year | 33,401,000 |
| Quarterly Revenue Growth YOY | 17.00% |
| 5-Year Revenue Growth | 57.10% |
| Operating Margin Twelve Trailing Months | 38.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 219,349,000 |
| Total Cash Past Year | 371,157,000 |
| Total Cash Prior Year | 296,926,000 |
| Net Cash Position Most Recent Quarter | 138,539,000 |
| Net Cash Position Past Year | 290,398,000 |
| Long Term Debt Past Year | 80,759,000 |
| Long Term Debt Prior Year | 80,553,000 |
| Total Debt Most Recent Quarter | 80,810,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 460,719,000 |
| Total Stockholder Equity Prior Year | 411,974,000 |
| Total Stockholder Equity Most Recent Quarter | 479,786,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 32,953,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.38 |
| Free Cash Flow Past Year | 33,370,000 |
| Free Cash Flow Prior Year | 35,638,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.01 |
| MACD Signal | -0.42 |
| 20-Day Bollinger Lower Band | 26.59 |
| 20-Day Bollinger Middle Band | 32.83 |
| 20-Day Bollinger Upper Band | 39.06 |
| Beta | 0.74 |
| RSI | 60.44 |
| 50-Day SMA | 18.72 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/13/2025 11:59:38 AM EST |