Stock Scorecard
Stock Summary for Texas Capital Bancshares Inc (TCBIO) - $20.40 as of 8/7/2026 9:24:18 AM EST
Total Score
21 out of 30
Safety Score
65 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for TCBIO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TCBIO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TCBIO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TCBIO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TCBIO (65 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 10 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TCBIO
Financial Details for TCBIO
Company Overview |
|
|---|---|
| Ticker | TCBIO |
| Company Name | Texas Capital Bancshares Inc |
| Country | USA |
| Description | Texas Capital Bancshares, Inc. (TCBIO), headquartered in Dallas, Texas, is a leading regional bank that provides a comprehensive suite of financial services to both commercial and individual clients. The bank excels in delivering customized solutions, including business lending, treasury management, and personal banking, underpinned by a strong focus on client relationships and local market knowledge. With a strategic emphasis on prudent risk management and sustainable growth, TCBIO is optimally positioned to thrive in the competitive banking landscape while enhancing long-term shareholder value. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 20.40 |
| Price 4 Years Ago | 14.93 |
| Last Day Price Updated | 8/7/2026 9:24:18 AM EST |
| Last Day Volume | 23,419 |
| Average Daily Volume | 17,240 |
| 52-Week High | 22.56 |
| 52-Week Low | 18.77 |
| Last Price to 52 Week Low | 8.68% |
Valuation Measures |
|
| Trailing PE | 5.15 |
| Industry PE | 16.00 |
| Sector PE | 16.89 |
| 5-Year Average PE | 4.52 |
| Free Cash Flow Ratio | 0.25 |
| Industry Free Cash Flow Ratio | 13.34 |
| Sector Free Cash Flow Ratio | 69.42 |
| Current Ratio Most Recent Quarter | 26.12 |
| Total Cash Per Share | 81.57 |
| Book Value Per Share Most Recent Quarter | 75.71 |
| Price to Book Ratio | 0.00 |
| Industry Price to Book Ratio | 1.31 |
| Sector Price to Book Ratio | 2.27 |
| Price to Sales Ratio Twelve Trailing Months | 0.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.69 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.40 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 0 |
| Market Capitalization | 0 |
| Institutional Ownership | 17.26% |
Dividends |
|
| Ex-Dividend Date | 9/1/2026 |
| Previous Dividend Amount | 0.3594 |
| Current Dividend Amount | 0.3594 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.44 |
| Trailing Annual Dividend Yield | 7.03% |
| Forward Annual Dividend Rate | 1.44 |
| Forward Annual Dividend Yield | 7.03% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 36.30% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 15.80% |
| Annual Earnings Growth | 326.08% |
| Reported EPS 12 Trailing Months | 3.96 |
| Reported EPS Past Year | 4.30 |
| Reported EPS Prior Year | 4.30 |
| Net Income Twelve Trailing Months | 364,605,000 |
| Net Income Past Year | 330,244,000 |
| Net Income Prior Year | 77,508,000 |
| Quarterly Revenue Growth YOY | 8.60% |
| 5-Year Revenue Growth | 11.16% |
| Operating Margin Twelve Trailing Months | 36.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 3,700,000,000 |
| Total Cash Past Year | 2,099,118,000 |
| Total Cash Prior Year | 3,188,808,000 |
| Net Cash Position Most Recent Quarter | 3,199,141,000 |
| Net Cash Position Past Year | 1,478,543,000 |
| Long Term Debt Past Year | 620,575,000 |
| Long Term Debt Prior Year | 660,346,000 |
| Total Debt Most Recent Quarter | 500,859,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 3,631,382,000 |
| Total Stockholder Equity Prior Year | 3,367,936,000 |
| Total Stockholder Equity Most Recent Quarter | 3,647,707,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 912,739,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 347,585,000 |
| Free Cash Flow Prior Year | 416,280,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.04 |
| MACD Signal | -0.05 |
| 20-Day Bollinger Lower Band | 19.94 |
| 20-Day Bollinger Middle Band | 20.83 |
| 20-Day Bollinger Upper Band | 21.72 |
| Beta | 0.67 |
| RSI | 51.05 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 8/7/2026 9:24:19 AM EST |