Stock Scorecard



Stock Summary for Territorial Bancorp Inc (TBNK) - $9.89 as of 12/20/2024 9:08:14 PM EST

Total Score

10 out of 30

Safety Score

31 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for TBNK

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for TBNK

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for TBNK

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for TBNK

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for TBNK (31 out of 100)

Stock Price Rating (Max of 10) 4
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 1
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 10
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 0
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 0

Latest News for for TBNK

Territorial Bancorp Shareholders Approve Hope Bancorp Merger 11/6/2024 7:15:00 PM
Territorial Bancorp Shareholders Approve Hope Bancorp Merger - Territorial Bancorp ( NASDAQ:TBNK ) , Hope Bancorp ( NASDAQ:HOPE ) 11/6/2024 7:15:00 PM
Territorial Bancorp Inc. Announces Third Quarter 2024 Results 10/28/2024 11:30:00 AM
Investors Behind Territorial Proposal Advance Offer with Detailed Disclosure to Board - Territorial Bancorp ( NASDAQ:TBNK ) 10/25/2024 10:51:00 PM
Leading Independent Proxy Advisory Firm Glass Lewis Joins ISS in Recommending that Territorial Shareholders Vote "FOR" Merger with Hope Bancorp 10/25/2024 11:30:00 AM
Leading Independent Proxy Advisory Firm ISS Issues New Recommendation in Support of Territorial/Hope Bancorp Combination - Territorial Bancorp ( NASDAQ:TBNK ) , Hope Bancorp ( NASDAQ:HOPE ) 10/21/2024 11:00:00 AM
Territorial Bancorp Says Blue Hill Has Provided No Basis to Deem Its Preliminary Indication of Interest Superior - Territorial Bancorp ( NASDAQ:TBNK ) , Hope Bancorp ( NASDAQ:HOPE ) 10/16/2024 12:30:00 PM
Blue Hill Doubles Down on Cloak of Secrecy and Unanswered Questions - Territorial Bancorp ( NASDAQ:TBNK ) , Hope Bancorp ( NASDAQ:HOPE ) 10/9/2024 9:02:00 PM
Blue Hill Doubles Down on Cloak of Secrecy and Unanswered Questions 10/9/2024 9:02:00 PM
Territorial Bancorp Urges Shareholders to Vote FOR Hope Bancorp Merger - Territorial Bancorp ( NASDAQ:TBNK ) , Hope Bancorp ( NASDAQ:HOPE ) 10/7/2024 12:30:00 PM

Financial Details for TBNK

Company Overview

Ticker TBNK
Company Name Territorial Bancorp Inc
Country USA
Description Territorial Bancorp Inc. is the holding company of Territorial Savings Bank providing various financial services to individuals, families and businesses in the state of Hawaii. The company is headquartered in Honolulu, Hawaii.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTION, FEDERALLY CHARTERED
Most Recent Quarter 9/30/2024
Next Earnings Date 1/24/2025

Stock Price History

Last Day Price 9.89
Price 4 Years Ago 20.53
Last Day Price Updated 12/20/2024 9:08:14 PM EST
Last Day Volume 18,468
Average Daily Volume 15,004
52-Week High 11.54
52-Week Low 6.90
Last Price to 52 Week Low 43.33%

Valuation Measures

Trailing PE N/A
Industry PE 22.98
Sector PE 20.90
5-Year Average PE 3.73
Free Cash Flow Ratio 0.55
Industry Free Cash Flow Ratio 2.95
Sector Free Cash Flow Ratio 10.97
Current Ratio Most Recent Quarter 14.94
Total Cash Per Share 17.96
Book Value Per Share Most Recent Quarter 28.86
Price to Book Ratio 0.33
Industry Price to Book Ratio 0.98
Sector Price to Book Ratio 2.63
Price to Sales Ratio Twelve Trailing Months 2.12
Industry Price to Sales Ratio Twelve Trailing Months 3.38
Sector Price to Sales Ratio Twelve Trailing Months 3.39
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 0

Share Statistics

Total Shares Outstanding 7,967,600
Market Capitalization 78,799,564
Institutional Ownership N/A

Dividends

Ex-Dividend Date 11/8/2024
Last Dividend Amount 0.01
Current Dividend Amount 0.01
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.08
Trailing Annual Dividend Yield 0.81%
Forward Annual Dividend Rate 0.07
Forward Annual Dividend Yield 0.68%
5-Year Dividend Payments Count 23
3-Year Average Dividend Yield 5.11%
5-Year Average Dividend Yield 4.79%
1-Year Dividend Growth Rate Percentage -27.45%
3-Year Dividend Growth Rate Percentage -18.72%
5-Year Dividend Growth Rate Percentage -16.05%
All-Time Dividend Growth Rate Percentage 9.05%
Dividend Payout Ratio -30.77%

Income Statement

Quarterly Earnings Growth YOY -90.10%
Annual Earnings Growth -68.88%
Reported EPS 12 Trailing Months -0.26
Reported EPS Past Year -0.30
Reported EPS Prior Year 0.58
Net Income Twelve Trailing Months -2,241,000
Net Income Past Year 5,027,000
Net Income Prior Year 16,156,000
Quarterly Revenue Growth YOY -25.80%
5-Year Revenue Growth -5.95%
Operating Margin Twelve Trailing Months -0.19

Balance Sheet

Total Cash Most Recent Quarter 143,128,000
Total Cash Past Year 126,659,000
Total Cash Prior Year 40,553,000
Net Cash Position Most Recent Quarter -33,872,000
Net Cash Position Past Year -115,341,000
Long Term Debt Past Year 242,000,000
Long Term Debt Prior Year 141,000,000
Total Debt Most Recent Quarter 177,000,000
Equity to Debt Ratio Past Year 0.51
Equity to Debt Ratio Most Recent Quarter 0.58
Total Stockholder Equity Past Year 251,086,000
Total Stockholder Equity Prior Year 256,550,000
Total Stockholder Equity Most Recent Quarter 248,737,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months -5,069,000
Free Cash Flow Per Share Twelve Trailing Months -0.64
Free Cash Flow Past Year 7,572,000
Free Cash Flow Prior Year 11,951,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.10
MACD Signal -0.02
20-Day Bollinger Lower Band 9.05
20-Day Bollinger Middle Band 10.29
20-Day Bollinger Upper Band 11.54
Beta 0.61
RSI 34.90
50-Day SMA 9.33
150-Day SMA 14.23
200-Day SMA 16.30

System

Modified 12/19/2024 1:16:21 PM EST