Stock Scorecard
Stock Summary for Bancorp Inc (The) (TBBK) - $64.41 as of 12/2/2025 9:58:56 AM EST
Total Score
12 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for TBBK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TBBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TBBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TBBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TBBK (56 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for TBBK
Company Overview |
|
|---|---|
| Ticker | TBBK |
| Company Name | Bancorp Inc (The) |
| Country | USA |
| Description | The Bancorp, Inc. is a forward-thinking financial holding company based in Wilmington, Delaware, that delivers innovative banking solutions through its subsidiary, The Bancorp Bank. With a comprehensive suite of products and services designed for both individuals and businesses, the company emphasizes technology-driven approaches to enhance the customer experience and streamline operations. As a key player in the U.S. financial sector, The Bancorp is well-positioned to capitalize on emerging trends and growth opportunities within the evolving landscape of banking and financial services. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/29/2026 |
Stock Price History |
|
| Last Day Price | 64.41 |
| Price 4 Years Ago | 25.31 |
| Last Day Price Updated | 12/2/2025 9:58:56 AM EST |
| Last Day Volume | 452,300 |
| Average Daily Volume | 593,738 |
| 52-Week High | 81.65 |
| 52-Week Low | 40.51 |
| Last Price to 52 Week Low | 59.00% |
Valuation Measures |
|
| Trailing PE | 13.47 |
| Industry PE | 17.79 |
| Sector PE | 23.98 |
| 5-Year Average PE | 13.94 |
| Free Cash Flow Ratio | 33.37 |
| Industry Free Cash Flow Ratio | 6.93 |
| Sector Free Cash Flow Ratio | 39.87 |
| Current Ratio Most Recent Quarter | 0.11 |
| Total Cash Per Share | 1.93 |
| Book Value Per Share Most Recent Quarter | 17.48 |
| Price to Book Ratio | 3.62 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 5.67 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.10 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 43,917,600 |
| Market Capitalization | 2,828,732,616 |
| Institutional Ownership | 110.12% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.38% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 13.50% |
| Annual Earnings Growth | 13.13% |
| Reported EPS 12 Trailing Months | 4.78 |
| Reported EPS Past Year | 3.64 |
| Reported EPS Prior Year | 4.32 |
| Net Income Twelve Trailing Months | 227,829,000 |
| Net Income Past Year | 217,540,000 |
| Net Income Prior Year | 192,296,000 |
| Quarterly Revenue Growth YOY | 5.90% |
| 5-Year Revenue Growth | 20.14% |
| Operating Margin Twelve Trailing Months | 57.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 84,679,000 |
| Total Cash Past Year | 570,123,000 |
| Total Cash Prior Year | 1,038,090,000 |
| Net Cash Position Most Recent Quarter | -138,580,000 |
| Net Cash Position Past Year | 446,427,000 |
| Long Term Debt Past Year | 123,696,000 |
| Long Term Debt Prior Year | 147,821,000 |
| Total Debt Most Recent Quarter | 223,259,000 |
| Equity to Debt Ratio Past Year | 0.86 |
| Equity to Debt Ratio Most Recent Quarter | 0.78 |
| Total Stockholder Equity Past Year | 789,783,000 |
| Total Stockholder Equity Prior Year | 807,281,000 |
| Total Stockholder Equity Most Recent Quarter | 778,162,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 376,153,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 8.56 |
| Free Cash Flow Past Year | 222,679,000 |
| Free Cash Flow Prior Year | 174,029,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -2.21 |
| MACD Signal | -2.93 |
| 20-Day Bollinger Lower Band | 56.85 |
| 20-Day Bollinger Middle Band | 69.49 |
| 20-Day Bollinger Upper Band | 82.12 |
| Beta | 1.29 |
| RSI | 44.18 |
| 50-Day SMA | 46.04 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 40.82 |
System |
|
| Modified | 12/2/2025 9:58:58 AM EST |