Stock Scorecard
Stock Summary for Stellar Bancorp Inc (STEL) - $22.49 as of 4/27/2024 12:11:07 PM EST
Total Score
22 out of 29
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for STEL
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for STEL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for STEL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for STEL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for STEL
Financial Details for STEL
Company Overview |
|
|---|---|
| Ticker | STEL |
| Company Name | Stellar Bancorp Inc |
| Country | USA |
| Description | Stellar Bancorp, Inc. is the banking holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals and individual clients. The company is headquartered in Houston, Texas. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/26/2024 |
Stock Price History |
|
| Last Day Price | 22.49 |
| Last Day Price Updated | 4/27/2024 12:11:07 PM EST |
| Last Day Volume | 172,610 |
| Average Daily Volume | 141,683 |
| 52-Week High | 28.88 |
| 52-Week Low | 19.81 |
| Last Price to 52 Week Low | 13.53% |
Valuation Measures |
|
| Trailing PE | 10.04 |
| Industry PE | 13.39 |
| Sector PE | 18.49 |
| 5-Year Average PE | 13.86 |
| Free Cash Flow Ratio | 3.01 |
| Industry Free Cash Flow Ratio | 7.83 |
| Sector Free Cash Flow Ratio | 8.80 |
| Current Ratio Most Recent Quarter | 38.68 |
| Total Cash Per Share | 7.46 |
| Book Value Per Share Most Recent Quarter | 28.54 |
| Price to Book Ratio | 0.80 |
| Industry Price to Book Ratio | 0.86 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.69 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.30 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 53,551,000 |
| Market Capitalization | 1,204,361,990 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/15/2024 |
| Last Dividend Amount | 0.13 |
| Current Dividend Amount | 0.13 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 2.15% |
| Forward Annual Dividend Rate | 0.56 |
| Forward Annual Dividend Yield | 2.30% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.81% |
| 5-Year Average Dividend Yield | 1.66% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 6.78% |
| All-Time Dividend Growth Rate Percentage | 47.74% |
| Dividend Payout Ratio | 21.22% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 1,225.00% |
| Annual Earnings Growth | 153.73% |
| Reported EPS 12 Trailing Months | 2.24 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 2.45 |
| Net Income Twelve Trailing Months | 119,496,000 |
| Net Income Past Year | 130,497,000 |
| Net Income Prior Year | 51,432,000 |
| Quarterly Revenue Growth YOY | 37.20% |
| 5-Year Revenue Growth | 26.32% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 399,742,000 |
| Total Cash Past Year | 399,237,000 |
| Total Cash Prior Year | 371,705,000 |
| Net Cash Position Most Recent Quarter | 278,537,000 |
| Net Cash Position Past Year | 278,131,000 |
| Long Term Debt Past Year | 121,106,000 |
| Long Term Debt Prior Year | 120,708,000 |
| Total Debt Most Recent Quarter | 121,205,000 |
| Equity to Debt Ratio Past Year | 0.93 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 1,521,018,000 |
| Total Stockholder Equity Prior Year | 1,383,176,000 |
| Total Stockholder Equity Most Recent Quarter | 1,530,698,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.06 |
| MACD Signal | -0.20 |
| 20-Day Bollinger Lower Band | 21.47 |
| 20-Day Bollinger Middle Band | 24.85 |
| 20-Day Bollinger Upper Band | 28.23 |
| Beta | 0.87 |
| RSI | 51.48 |
| 50-Day SMA | 23.57 |
| 200-Day SMA | 25.29 |
System |
|
| Modified | 4/27/2024 12:11:08 PM EST |