Stock Scorecard
Stock Summary for Security National Financial Corp - Class A (SNFCA) - $9.88 as of 4/29/2026 7:34:13 AM EST
Total Score
20 out of 30
Safety Score
46 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for SNFCA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SNFCA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SNFCA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SNFCA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SNFCA (46 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SNFCA
Financial Details for SNFCA
Company Overview |
|
|---|---|
| Ticker | SNFCA |
| Company Name | Security National Financial Corp - Class A |
| Country | USA |
| Description | Security National Financial Corporation is engaged in the life, cemetery and mortuary, and mortgage insurance businesses. The company is headquartered in Draper, Utah. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 5/21/2026 |
Stock Price History |
|
| Last Day Price | 9.88 |
| Price 4 Years Ago | 6.31 |
| Last Day Price Updated | 4/29/2026 7:34:13 AM EST |
| Last Day Volume | 22,176 |
| Average Daily Volume | 37,754 |
| 52-Week High | 10.48 |
| 52-Week Low | 7.70 |
| Last Price to 52 Week Low | 28.31% |
Valuation Measures |
|
| Trailing PE | 7.84 |
| Industry PE | 10.35 |
| Sector PE | 42.73 |
| 5-Year Average PE | 6.18 |
| Free Cash Flow Ratio | 2.06 |
| Industry Free Cash Flow Ratio | 18.87 |
| Sector Free Cash Flow Ratio | 20.34 |
| Current Ratio Most Recent Quarter | 0.00 |
| Total Cash Per Share | 4.80 |
| Book Value Per Share Most Recent Quarter | 16.54 |
| Price to Book Ratio | 0.60 |
| Industry Price to Book Ratio | 0.83 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 0.71 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.62 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.58 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 21,290,500 |
| Market Capitalization | 210,350,140 |
| Institutional Ownership | 41.20% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 3.07% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 414.70% |
| Annual Earnings Growth | 21.17% |
| Reported EPS 12 Trailing Months | 1.26 |
| Reported EPS Past Year | 1.19 |
| Reported EPS Prior Year | 4.29 |
| Net Income Twelve Trailing Months | 32,152,330 |
| Net Income Past Year | 32,152,330 |
| Net Income Prior Year | 26,535,768 |
| Quarterly Revenue Growth YOY | 4.70% |
| 5-Year Revenue Growth | -6.47% |
| Operating Margin Twelve Trailing Months | 22.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 102,256,828 |
| Total Cash Past Year | 102,256,828 |
| Total Cash Prior Year | 140,546,421 |
| Net Cash Position Most Recent Quarter | 8,136,381 |
| Net Cash Position Past Year | 8,136,381 |
| Long Term Debt Past Year | 94,120,447 |
| Long Term Debt Prior Year | 96,007,488 |
| Total Debt Most Recent Quarter | 94,120,447 |
| Equity to Debt Ratio Past Year | 0.81 |
| Equity to Debt Ratio Most Recent Quarter | 0.81 |
| Total Stockholder Equity Past Year | 410,368,728 |
| Total Stockholder Equity Prior Year | 338,782,279 |
| Total Stockholder Equity Most Recent Quarter | 410,368,728 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 43,848,623 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.06 |
| Free Cash Flow Past Year | 43,848,625 |
| Free Cash Flow Prior Year | 54,849,818 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.15 |
| MACD Signal | 0.15 |
| 20-Day Bollinger Lower Band | 8.38 |
| 20-Day Bollinger Middle Band | 9.17 |
| 20-Day Bollinger Upper Band | 9.97 |
| Beta | 0.70 |
| RSI | 56.49 |
| 50-Day SMA | 8.62 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 7.99 |
System |
|
| Modified | 4/29/2026 7:34:18 AM EST |