Stock Scorecard



Stock Summary for Summit Financial Group Inc (SMMF) - $25.78 as of 3/28/2024 10:10:31 AM EST

Total Score

18 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for SMMF

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for SMMF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for SMMF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for SMMF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for SMMF

Summit Financial Group ( NASDAQ:SMMF ) Coverage Initiated by Analysts at StockNews.com 3/22/2024 6:16:00 AM
Summit Financial Group ( NASDAQ:SMMF ) Earns Hold Rating from Analysts at StockNews.com 3/14/2024 6:24:00 AM
Summit Materials, Inc. Provides Update on Its Elevate Strategy 3/13/2024 10:00:00 AM
Summit Financial Group ( NASDAQ:SMMF ) Now Covered by StockNews.com 3/6/2024 7:12:00 AM
StockNews.com Initiates Coverage on Summit Financial Group ( NASDAQ:SMMF ) 2/27/2024 7:22:00 AM
Summit Financial Group ( NASDAQ:SMMF ) Coverage Initiated by Analysts at StockNews.com 2/27/2024 7:20:00 AM
Summit Financial Group, Inc. Announces Q1 2024 Common Dividend of $0.22 Per Share 2/23/2024 2:00:00 PM
Summit Financial Group ( NASDAQ:SMMF ) Coverage Initiated by Analysts at StockNews.com 2/19/2024 7:14:00 AM
Summit Financial Group ( NASDAQ:SMMF ) Now Covered by StockNews.com 2/11/2024 6:12:00 AM
Summit Financial Group ( NASDAQ:SMMF ) Coverage Initiated at StockNews.com 2/3/2024 6:18:00 AM

Financial Details for SMMF

Company Overview

Ticker SMMF
Company Name Summit Financial Group Inc
Country USA
Description Summit Financial Group, Inc. is a financial holding company for Summit Community Bank, Inc. providing community banking and other financial services to individuals and businesses primarily in the Eastern, Southern, and North Central Panhandle regions of West Virginia and the North. , and Shenandoah Valley and the Southwest Virginia and Central Kentucky regions. The company is headquartered in Moorefield, West Virginia.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/25/2024

Stock Price History

Last Day Price 25.78
Last Day Price Updated 3/28/2024 10:10:31 AM EST
Last Day Volume 48,103
Average Daily Volume 21,874
52-Week High 31.23
52-Week Low 16.47
Last Price to 52 Week Low 56.53%

Valuation Measures

Trailing PE 6.75
Industry PE 12.04
Sector PE 19.12
5-Year Average PE 7.72
Free Cash Flow Ratio 7.24
Industry Free Cash Flow Ratio 3.82
Sector Free Cash Flow Ratio 9.61
Current Ratio Most Recent Quarter 0.17
Total Cash Per Share 3.56
Book Value Per Share Most Recent Quarter 28.96
Price to Book Ratio 0.88
Industry Price to Book Ratio 0.93
Sector Price to Book Ratio 1.76
Price to Sales Ratio Twelve Trailing Months 2.28
Industry Price to Sales Ratio Twelve Trailing Months 2.54
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 14,683,700
Market Capitalization 378,545,786
Institutional Ownership N/A

Dividends

Ex-Dividend Date 3/14/2024
Last Dividend Amount 0.22
Current Dividend Amount 0.22
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.86
Trailing Annual Dividend Yield 3.34%
Forward Annual Dividend Rate 0.94
Forward Annual Dividend Yield 3.64%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 2.78%
5-Year Average Dividend Yield 2.72%
1-Year Dividend Growth Rate Percentage 10.53%
3-Year Dividend Growth Rate Percentage 9.54%
5-Year Dividend Growth Rate Percentage 9.23%
All-Time Dividend Growth Rate Percentage 10.88%
Dividend Payout Ratio 22.57%

Income Statement

Quarterly Earnings Growth YOY -4.00%
Annual Earnings Growth 3.80%
Reported EPS 12 Trailing Months 3.81
Reported EPS Past Year 3.84
Reported EPS Prior Year 4.09
Net Income Twelve Trailing Months 55,239,000
Net Income Past Year 55,239,000
Net Income Prior Year 53,216,000
Quarterly Revenue Growth YOY 19.60%
5-Year Revenue Growth 13.45%

Balance Sheet

Total Cash Most Recent Quarter 52,232,000
Total Cash Past Year 52,232,000
Total Cash Prior Year 44,717,000
Net Cash Position Most Recent Quarter 51,595,000
Net Cash Position Past Year 51,595,000
Long Term Debt Past Year 637,000
Long Term Debt Prior Year 658,000
Total Debt Most Recent Quarter 637,000
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 440,208,000
Total Stockholder Equity Prior Year 354,530,000
Total Stockholder Equity Most Recent Quarter 440,208,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.43
MACD Signal -0.42
20-Day Bollinger Lower Band 21.69
20-Day Bollinger Middle Band 26.57
20-Day Bollinger Upper Band 31.45
Beta 0.40
RSI 49.47
50-Day SMA 23.05
200-Day SMA 22.43

System

Modified 3/27/2024 6:59:12 AM EST