Stock Scorecard
Stock Summary for Shore Bancshares Inc (SHBI) - $12.51 as of 4/19/2025 10:20:00 AM EST
Total Score
22 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for SHBI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SHBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SHBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SHBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SHBI (56 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SHBI
Financial Details for SHBI
Company Overview |
|
|---|---|
| Ticker | SHBI |
| Company Name | Shore Bancshares Inc |
| Country | USA |
| Description | Shore Bancshares, Inc. is a bank holding company for Shore United Bank offering various commercial and consumer banking products and services to individuals, businesses and other organizations. The company is headquartered in Easton, Maryland. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/30/2025 |
Stock Price History |
|
| Last Day Price | 12.51 |
| Price 4 Years Ago | 18.72 |
| Last Day Price Updated | 4/19/2025 10:20:00 AM EST |
| Last Day Volume | 144,577 |
| Average Daily Volume | 243,710 |
| 52-Week High | 17.48 |
| 52-Week Low | 9.96 |
| Last Price to 52 Week Low | 25.60% |
Valuation Measures |
|
| Trailing PE | 9.48 |
| Industry PE | 14.32 |
| Sector PE | 16.77 |
| 5-Year Average PE | 10.78 |
| Free Cash Flow Ratio | 0.91 |
| Industry Free Cash Flow Ratio | 8.80 |
| Sector Free Cash Flow Ratio | 30.49 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 13.78 |
| Book Value Per Share Most Recent Quarter | 16.23 |
| Price to Book Ratio | 0.77 |
| Industry Price to Book Ratio | 0.93 |
| Sector Price to Book Ratio | 4.75 |
| Price to Sales Ratio Twelve Trailing Months | 2.12 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.68 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.97 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 33,374,300 |
| Market Capitalization | 417,512,493 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/13/2025 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 3.89% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 3.89% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.05% |
| 5-Year Average Dividend Yield | 3.03% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 1.66% |
| Dividend Payout Ratio | 36.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 27.30% |
| Annual Earnings Growth | 290.89% |
| Reported EPS 12 Trailing Months | 1.32 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.33 |
| Net Income Twelve Trailing Months | 43,889,000 |
| Net Income Past Year | 43,889,000 |
| Net Income Prior Year | 11,228,000 |
| Quarterly Revenue Growth YOY | 8.10% |
| 5-Year Revenue Growth | 37.47% |
| Operating Margin Twelve Trailing Months | 41.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 459,851,000 |
| Total Cash Past Year | 44,008,000 |
| Total Cash Prior Year | 372,413,000 |
| Net Cash Position Most Recent Quarter | 336,134,000 |
| Net Cash Position Past Year | -79,709,000 |
| Long Term Debt Past Year | 123,717,000 |
| Long Term Debt Prior Year | 72,297,000 |
| Total Debt Most Recent Quarter | 123,717,000 |
| Equity to Debt Ratio Past Year | 0.81 |
| Equity to Debt Ratio Most Recent Quarter | 0.81 |
| Total Stockholder Equity Past Year | 541,066,000 |
| Total Stockholder Equity Prior Year | 511,135,000 |
| Total Stockholder Equity Most Recent Quarter | 541,066,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 81,549,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.44 |
| Free Cash Flow Past Year | 41,663,000 |
| Free Cash Flow Prior Year | 16,759,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.58 |
| MACD Signal | -0.62 |
| 20-Day Bollinger Lower Band | 11.80 |
| 20-Day Bollinger Middle Band | 14.86 |
| 20-Day Bollinger Upper Band | 17.93 |
| Beta | 0.84 |
| RSI | 41.47 |
| 50-Day SMA | 13.67 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 14.53 |
System |
|
| Modified | 4/19/2025 10:20:03 AM EST |