Stock Scorecard
Stock Summary for Shore Bancshares Inc (SHBI) - $22.55 as of 10/29/2026 8:28:16 AM EST
Total Score
15 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for SHBI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SHBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SHBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SHBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SHBI (39 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for SHBI
Financial Details for SHBI
Company Overview |
|
|---|---|
| Ticker | SHBI |
| Company Name | Shore Bancshares Inc |
| Country | N/A |
| Description | Shore Bancshares, Inc. is a bank holding company for Shore United Bank offering various commercial and consumer banking products and services to individuals, businesses and other organizations. The company is headquartered in Easton, Maryland. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 22.55 |
| Price 4 Years Ago | 15.36 |
| Last Day Price Updated | 10/29/2026 8:28:16 AM EST |
| Last Day Volume | 335,966 |
| Average Daily Volume | 243,081 |
| 52-Week High | 24.74 |
| 52-Week Low | 15.03 |
| Last Price to 52 Week Low | 50.03% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.15 |
| Sector PE | 19.08 |
| 5-Year Average PE | 11.58 |
| Free Cash Flow Ratio | 1.65 |
| Industry Free Cash Flow Ratio | 17.05 |
| Sector Free Cash Flow Ratio | 67.91 |
| Current Ratio Most Recent Quarter | 0.22 |
| Total Cash Per Share | 13.64 |
| Book Value Per Share Most Recent Quarter | 18.44 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 1.33 |
| Sector Price to Book Ratio | 1.84 |
| Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.55 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.29 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 33,372,300 |
| Market Capitalization | 752,545,365 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/2/2026 |
| Previous Dividend Amount | 0.1400 |
| Current Dividend Amount | 0.1400 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 2.22% |
| Forward Annual Dividend Rate | 0.56 |
| Forward Annual Dividend Yield | 2.40% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.77% |
| 5-Year Average Dividend Yield | 3.19% |
| 1-Year Dividend Growth Rate Percentage | 16.67% |
| 3-Year Dividend Growth Rate Percentage | 8.01% |
| 5-Year Dividend Growth Rate Percentage | 3.93% |
| All-Time Dividend Growth Rate Percentage | 1.58% |
| Dividend Payout Ratio | 25.74% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.70% |
| Annual Earnings Growth | 35.58% |
| Reported EPS 12 Trailing Months | 2.02 |
| Reported EPS Past Year | 1.65 |
| Reported EPS Prior Year | 1.78 |
| Net Income Twelve Trailing Months | 68,611,000 |
| Net Income Past Year | 59,506,000 |
| Net Income Prior Year | 43,889,000 |
| Quarterly Revenue Growth YOY | 10.60% |
| 5-Year Revenue Growth | 37.23% |
| Operating Margin Twelve Trailing Months | 46.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 455,051,000 |
| Total Cash Past Year | 50,164,000 |
| Total Cash Prior Year | 459,851,000 |
| Net Cash Position Most Recent Quarter | 365,899,000 |
| Net Cash Position Past Year | -38,897,000 |
| Long Term Debt Past Year | 89,061,000 |
| Long Term Debt Prior Year | 123,717,000 |
| Total Debt Most Recent Quarter | 89,152,000 |
| Equity to Debt Ratio Past Year | 0.87 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 589,873,000 |
| Total Stockholder Equity Prior Year | 541,066,000 |
| Total Stockholder Equity Most Recent Quarter | 619,299,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 87,174,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.61 |
| Free Cash Flow Past Year | 59,223,000 |
| Free Cash Flow Prior Year | 41,663,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.82 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 10/29/2026 8:28:17 AM EST |