Stock Scorecard
Stock Summary for Simmons First National Corp - Class A (SFNC) - $18.55 as of 11/28/2025 9:34:46 PM EST
Total Score
10 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SFNC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SFNC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SFNC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SFNC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SFNC (55 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 10 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SFNC
Financial Details for SFNC
Company Overview |
|
|---|---|
| Ticker | SFNC |
| Company Name | Simmons First National Corp - Class A |
| Country | USA |
| Description | Simmons First National Corporation (SFNC) is a financial holding company headquartered in Pine Bluff, Arkansas, and operates through its wholly-owned subsidiary, Simmons Bank. The corporation offers a comprehensive suite of banking and financial services tailored to meet the needs of both individual consumers and businesses. With a strong focus on community banking, SFNC is dedicated to providing innovative solutions and fostering long-term relationships with its clientele, positioning itself effectively within the competitive financial services landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/19/2026 |
Stock Price History |
|
| Last Day Price | 18.55 |
| Price 4 Years Ago | 25.42 |
| Last Day Price Updated | 11/28/2025 9:34:46 PM EST |
| Last Day Volume | 408,255 |
| Average Daily Volume | 1,232,289 |
| 52-Week High | 23.91 |
| 52-Week Low | 16.83 |
| Last Price to 52 Week Low | 10.22% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 17.65 |
| Sector PE | 23.77 |
| 5-Year Average PE | 12.33 |
| Free Cash Flow Ratio | 4.17 |
| Industry Free Cash Flow Ratio | 6.90 |
| Sector Free Cash Flow Ratio | 39.95 |
| Current Ratio Most Recent Quarter | 0.15 |
| Total Cash Per Share | 4.45 |
| Book Value Per Share Most Recent Quarter | 23.18 |
| Price to Book Ratio | 0.81 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 1.90 |
| Price to Sales Ratio Twelve Trailing Months | 3.51 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.10 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.81 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 144,718,000 |
| Market Capitalization | 2,684,518,900 |
| Institutional Ownership | 80.46% |
Dividends |
|
| Ex-Dividend Date | 12/15/2025 |
| Previous Dividend Amount | 0.2125 |
| Current Dividend Amount | 0.2125 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.85 |
| Trailing Annual Dividend Yield | 4.53% |
| Forward Annual Dividend Rate | 0.85 |
| Forward Annual Dividend Yield | 4.54% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 4.13% |
| 5-Year Average Dividend Yield | 3.76% |
| 1-Year Dividend Growth Rate Percentage | 1.19% |
| 3-Year Dividend Growth Rate Percentage | 3.08% |
| 5-Year Dividend Growth Rate Percentage | 4.24% |
| All-Time Dividend Growth Rate Percentage | 7.94% |
| Dividend Payout Ratio | -26.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 34.40% |
| Annual Earnings Growth | -12.78% |
| Reported EPS 12 Trailing Months | -3.24 |
| Reported EPS Past Year | 1.16 |
| Reported EPS Prior Year | 1.41 |
| Net Income Twelve Trailing Months | -427,312,000 |
| Net Income Past Year | 152,693,000 |
| Net Income Prior Year | 175,057,000 |
| Quarterly Revenue Growth YOY | 8.70% |
| 5-Year Revenue Growth | 8.27% |
| Operating Margin Twelve Trailing Months | 123.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 643,717,000 |
| Total Cash Past Year | 687,477,000 |
| Total Cash Prior Year | 614,192,000 |
| Net Cash Position Most Recent Quarter | -24,091,000 |
| Net Cash Position Past Year | -424,188,000 |
| Long Term Debt Past Year | 1,111,665,000 |
| Long Term Debt Prior Year | 1,338,507,000 |
| Total Debt Most Recent Quarter | 667,808,000 |
| Equity to Debt Ratio Past Year | 0.76 |
| Equity to Debt Ratio Most Recent Quarter | 0.83 |
| Total Stockholder Equity Past Year | 3,528,872,000 |
| Total Stockholder Equity Prior Year | 3,426,488,000 |
| Total Stockholder Equity Most Recent Quarter | 3,353,963,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 377,975,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.61 |
| Free Cash Flow Past Year | 380,415,000 |
| Free Cash Flow Prior Year | 507,893,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.07 |
| MACD Signal | -0.21 |
| 20-Day Bollinger Lower Band | 17.10 |
| 20-Day Bollinger Middle Band | 19.12 |
| 20-Day Bollinger Upper Band | 21.14 |
| Beta | 0.93 |
| RSI | 58.80 |
| 50-Day SMA | 19.62 |
| 150-Day SMA | 18.29 |
| 200-Day SMA | 18.99 |
System |
|
| Modified | 11/27/2025 7:47:31 AM EST |