Stock Scorecard

Stock Summary for Richmond Mutual Bancorporation Inc (RMBI) - $11.71 as of 4/25/2024 10:30:22 AM EST

Total Score

8 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for RMBI

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for RMBI

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for RMBI

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for RMBI

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for RMBI

RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND 8/16/2023 8:30:00 PM
RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND 5/17/2023 8:08:00 PM
RICHMOND MUTUAL BANCORPORATION, INC. INCREASES QUARTERLY DIVIDEND 40% TO $0.14 PER SHARE 2/22/2023 6:30:00 PM
Mid-Southern Bancorp, Inc. Reports Results of Operations For the Third Quarter Ended September 30, 2022 10/24/2022 1:00:00 PM

Financial Details for RMBI

Company Overview
Ticker RMBI
Company Name Richmond Mutual Bancorporation Inc
Country USA
Description Richmond Mutual Bancorporation, Inc. is a holding company of First Bank Richmond providing various banking services. The company is headquartered in Richmond, Indiana.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/25/2024

Stock Price History
Last Day Price 11.71
Last Day Price Updated 4/25/2024 10:30:22 AM EST
Last Day Volume 837
Average Daily Volume 30,093
52-Week High 13.00
52-Week Low 8.19
Last Price to 52 Week Low 42.98%

Valuation Measures
Trailing PE 12.87
Industry PE 12.10
Sector PE 18.60
5-Year Average PE 10.56
Free Cash Flow Ratio 6.43
Industry Free Cash Flow Ratio 3.64
Sector Free Cash Flow Ratio 8.83
Current Ratio Most Recent Quarter 0.19
Total Cash Per Share 1.82
Book Value Per Share Most Recent Quarter 13.22
Price to Book Ratio 0.93
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 2.98
Industry Price to Sales Ratio Twelve Trailing Months 2.43
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics
Total Shares Outstanding 11,115,900
Market Capitalization 130,167,189
Institutional Ownership N/A

Dividends
Ex-Dividend Date 3/1/2024
Last Dividend Amount 0.14
Current Dividend Amount 0.14
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.56
Trailing Annual Dividend Yield 4.86%
Forward Annual Dividend Rate 0.87
Forward Annual Dividend Yield 7.54%
5-Year Dividend Payments Count 17
3-Year Average Dividend Yield 4.27%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 40.00%
3-Year Dividend Growth Rate Percentage -15.27%
5-Year Dividend Growth Rate Percentage 55.13%
All-Time Dividend Growth Rate Percentage 55.13%
Dividend Payout Ratio 61.54%

Income Statement
Quarterly Earnings Growth YOY -37.10%
Annual Earnings Growth -26.83%
Reported EPS 12 Trailing Months 0.91
Reported EPS Past Year 0.00
Reported EPS Prior Year 0.91
Net Income Twelve Trailing Months 9,486,836
Net Income Past Year 9,486,836
Net Income Prior Year 12,965,439
Quarterly Revenue Growth YOY -15.70%
5-Year Revenue Growth -28.30%

Balance Sheet
Total Cash Most Recent Quarter 20,240,125
Total Cash Past Year 20,240,125
Total Cash Prior Year 15,922,093
Net Cash Position Most Recent Quarter -250,759,875
Net Cash Position Past Year -250,759,875
Long Term Debt Past Year 271,000,000
Long Term Debt Prior Year 180,000,000
Total Debt Most Recent Quarter 271,000,000
Equity to Debt Ratio Past Year 0.33
Equity to Debt Ratio Most Recent Quarter 0.33
Total Stockholder Equity Past Year 134,859,576
Total Stockholder Equity Prior Year 132,384,573
Total Stockholder Equity Most Recent Quarter 134,859,576

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.01
MACD Signal 0.01
20-Day Bollinger Lower Band 10.45
20-Day Bollinger Middle Band 11.42
20-Day Bollinger Upper Band 12.38
Beta 0.61
RSI 53.05
50-Day SMA 10.93
200-Day SMA 12.18

System
Modified 4/25/2024 10:31:09 AM EST