Stock Scorecard
Stock Summary for Regions Financial Corp (RF) - $21.42 as of 3/28/2025 8:52:29 PM EST
Total Score
14 out of 30
Safety Score
69 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for RF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RF (69 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RF
Financial Details for RF
Company Overview |
|
|---|---|
| Ticker | RF |
| Company Name | Regions Financial Corp |
| Country | USA |
| Description | Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/17/2025 |
Stock Price History |
|
| Last Day Price | 21.42 |
| Price 4 Years Ago | 18.71 |
| Last Day Price Updated | 3/28/2025 8:52:29 PM EST |
| Last Day Volume | 5,092,394 |
| Average Daily Volume | 9,320,970 |
| 52-Week High | 27.41 |
| 52-Week Low | 17.18 |
| Last Price to 52 Week Low | 24.68% |
Valuation Measures |
|
| Trailing PE | 11.54 |
| Industry PE | 16.34 |
| Sector PE | 18.76 |
| 5-Year Average PE | 9.85 |
| Free Cash Flow Ratio | 1.84 |
| Industry Free Cash Flow Ratio | 3.13 |
| Sector Free Cash Flow Ratio | 16.64 |
| Current Ratio Most Recent Quarter | 7.36 |
| Total Cash Per Share | 11.62 |
| Book Value Per Share Most Recent Quarter | 17.79 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.74 |
| Price to Sales Ratio Twelve Trailing Months | 3.05 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.98 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 905,465,000 |
| Market Capitalization | 19,395,060,300 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/3/2025 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.99 |
| Trailing Annual Dividend Yield | 4.45% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 4.49% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.27% |
| 5-Year Average Dividend Yield | 4.12% |
| 1-Year Dividend Growth Rate Percentage | 2.04% |
| 3-Year Dividend Growth Rate Percentage | 1.02% |
| 5-Year Dividend Growth Rate Percentage | 11.37% |
| All-Time Dividend Growth Rate Percentage | -1.71% |
| Dividend Payout Ratio | 51.30% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | -7.62% |
| Reported EPS 12 Trailing Months | 1.90 |
| Reported EPS Past Year | 1.94 |
| Reported EPS Prior Year | 2.19 |
| Net Income Twelve Trailing Months | 1,750,000,000 |
| Net Income Past Year | 2,074,000,000 |
| Net Income Prior Year | 2,245,000,000 |
| Quarterly Revenue Growth YOY | 15.60% |
| 5-Year Revenue Growth | 5.75% |
| Operating Margin Twelve Trailing Months | 47.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 10,521,000,000 |
| Total Cash Past Year | 7,614,000,000 |
| Total Cash Prior Year | 11,756,000,000 |
| Net Cash Position Most Recent Quarter | 4,505,000,000 |
| Net Cash Position Past Year | 5,284,000,000 |
| Long Term Debt Past Year | 2,330,000,000 |
| Long Term Debt Prior Year | 2,284,000,000 |
| Total Debt Most Recent Quarter | 6,016,000,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.76 |
| Total Stockholder Equity Past Year | 17,429,000,000 |
| Total Stockholder Equity Prior Year | 15,947,000,000 |
| Total Stockholder Equity Most Recent Quarter | 18,676,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 2,498,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.76 |
| Free Cash Flow Past Year | 2,122,000,000 |
| Free Cash Flow Prior Year | 3,012,000,000 |
Options |
|
| Put/Call Ratio | 1.02 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.45 |
| MACD Signal | -0.55 |
| 20-Day Bollinger Lower Band | 20.94 |
| 20-Day Bollinger Middle Band | 23.70 |
| 20-Day Bollinger Upper Band | 26.46 |
| Beta | 1.21 |
| RSI | 49.85 |
| 50-Day SMA | 21.68 |
| 150-Day SMA | 18.95 |
| 200-Day SMA | 18.89 |
System |
|
| Modified | 3/28/2025 6:01:14 AM EST |