Stock Scorecard
Stock Summary for Republic Bancorp Inc (KY) - Class A (RBCAA) - $99.62 as of 8/7/2026 6:45:44 AM EST
Total Score
13 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RBCAA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RBCAA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RBCAA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RBCAA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RBCAA (39 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for RBCAA
Financial Details for RBCAA
Company Overview |
|
|---|---|
| Ticker | RBCAA |
| Company Name | Republic Bancorp Inc (KY) - Class A |
| Country | N/A |
| Description | Republic Bancorp, Inc., a financial holding company, offers various banking products and services in the United States. The company is headquartered in Louisville, Kentucky. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/16/2026 |
Stock Price History |
|
| Last Day Price | 99.62 |
| Price 4 Years Ago | 37.02 |
| Last Day Price Updated | 8/7/2026 6:45:44 AM EST |
| Last Day Volume | 83,695 |
| Average Daily Volume | 120,537 |
| 52-Week High | 102.22 |
| 52-Week Low | 62.75 |
| Last Price to 52 Week Low | 58.76% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.08 |
| Sector PE | 18.27 |
| 5-Year Average PE | 13.26 |
| Free Cash Flow Ratio | 4.92 |
| Industry Free Cash Flow Ratio | 12.92 |
| Sector Free Cash Flow Ratio | 36.87 |
| Current Ratio Most Recent Quarter | 5.16 |
| Total Cash Per Share | 20.26 |
| Book Value Per Share Most Recent Quarter | 58.91 |
| Price to Book Ratio | 1.69 |
| Industry Price to Book Ratio | 1.37 |
| Sector Price to Book Ratio | 2.23 |
| Price to Sales Ratio Twelve Trailing Months | 5.11 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.76 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.94 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 17,481,000 |
| Market Capitalization | 1,741,457,220 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/18/2026 |
| Previous Dividend Amount | 0.4950 |
| Current Dividend Amount | 0.4950 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.89 |
| Trailing Annual Dividend Yield | 1.90% |
| Forward Annual Dividend Rate | 1.98 |
| Forward Annual Dividend Yield | 1.99% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.65% |
| 5-Year Average Dividend Yield | 2.91% |
| 1-Year Dividend Growth Rate Percentage | 9.76% |
| 3-Year Dividend Growth Rate Percentage | 4.76% |
| 5-Year Dividend Growth Rate Percentage | 9.76% |
| All-Time Dividend Growth Rate Percentage | 11.88% |
| Dividend Payout Ratio | 29.06% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 4.00% |
| Annual Earnings Growth | 29.54% |
| Reported EPS 12 Trailing Months | 6.51 |
| Reported EPS Past Year | 3.72 |
| Reported EPS Prior Year | 6.67 |
| Net Income Twelve Trailing Months | 128,000,000 |
| Net Income Past Year | 131,317,000 |
| Net Income Prior Year | 101,371,000 |
| Quarterly Revenue Growth YOY | 4.40% |
| 5-Year Revenue Growth | 9.25% |
| Operating Margin Twelve Trailing Months | 45.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 354,091,000 |
| Total Cash Past Year | 219,972,000 |
| Total Cash Prior Year | 432,151,000 |
| Net Cash Position Most Recent Quarter | 197,091,000 |
| Net Cash Position Past Year | -286,028,000 |
| Long Term Debt Past Year | 506,000,000 |
| Long Term Debt Prior Year | 395,000,000 |
| Total Debt Most Recent Quarter | 157,000,000 |
| Equity to Debt Ratio Past Year | 0.69 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 1,102,293,000 |
| Total Stockholder Equity Prior Year | 992,029,000 |
| Total Stockholder Equity Most Recent Quarter | 1,156,797,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 131,797,999 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.54 |
| Free Cash Flow Past Year | 161,108,000 |
| Free Cash Flow Prior Year | 143,190,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 3.00 |
| MACD Signal | 3.14 |
| 20-Day Bollinger Lower Band | 66.29 |
| 20-Day Bollinger Middle Band | 84.41 |
| 20-Day Bollinger Upper Band | 102.52 |
| Beta | 0.56 |
| RSI | 58.67 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 57.44 |
System |
|
| Modified | 8/12/2026 2:21:57 AM EST |