Stock Scorecard



Stock Summary for Prudential Financial Inc (PRU) - $104.63 as of 11/3/2025 9:32:34 PM EST

Total Score

17 out of 30

Safety Score

70 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for PRU

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for PRU

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for PRU

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for PRU

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for PRU (70 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 9
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 8
Operating Margin (Max of 10) 3
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for PRU

Reinsurance Group Q3 Earnings Top Estimates on Solid Investment Income 10/31/2025 2:53:00 PM
Prudential ( PRU ) Q3 2025 Earnings Call Transcript 10/30/2025 7:32:00 PM
Prudential Financial Q3 Earnings Beat Estimates on Lower Expenses 10/30/2025 4:51:00 PM
S&P 500 Tops 6,900 Ahead Fed Rate Move, Gold Reclaims $4,000 - iShares Semiconductor ETF ( NASDAQ:SOXX ) 10/29/2025 4:47:00 PM
What's in Store for These 3 Insurance Stocks in Q3 Earnings? 10/28/2025 2:25:00 PM
KEYNOTE MAESTRO FREDDIE RAVEL TO AWE AUDIENCE WITH LIFE IN TUNE® EXPERIENCE IN VENTURA COUNTY 10/28/2025 12:04:00 AM
Will Escalating Expenses Affect Virtu Financial's Q3 Earnings? 10/27/2025 4:06:00 PM
Is a Beat in the Cards for Prudential Financial This Earnings Season? 10/24/2025 2:40:00 PM
What's in the Cards for Everest Group This Earnings Season? 10/24/2025 2:23:00 PM
Will A Strong Personal Insurance Unit Aid The Hartford's Q3 Earnings? 10/23/2025 5:26:00 PM

Financial Details for PRU

Company Overview

Ticker PRU
Company Name Prudential Financial Inc
Country USA
Description Prudential Financial, Inc. is a leading global financial services firm headquartered in Newark, New Jersey, offering a wide array of insurance, investment management, and financial products tailored to both retail and institutional clients across more than 40 countries. Renowned for its strong financial stability and innovative approach, Prudential is committed to delivering solutions that meet diverse client needs, making it a trusted partner in achieving long-term financial goals. The company's subsidiaries leverage extensive industry expertise to provide comprehensive financial planning and risk management strategies, effectively navigating the complexities of today's market environment.
Sector Name FINANCIAL SERVICES
Industry Name INSURANCE - LIFE
Most Recent Quarter 9/30/2025
Next Earnings Date N/A

Stock Price History

Last Day Price 104.63
Price 4 Years Ago 90.27
Last Day Price Updated 11/3/2025 9:32:34 PM EST
Last Day Volume 1,908,274
Average Daily Volume 1,486,698
52-Week High 125.75
52-Week Low 88.12
Last Price to 52 Week Low 18.74%

Valuation Measures

Trailing PE 14.25
Industry PE 50.94
Sector PE 23.44
5-Year Average PE 8.32
Free Cash Flow Ratio 2.11
Industry Free Cash Flow Ratio 5.97
Sector Free Cash Flow Ratio 31.96
Current Ratio Most Recent Quarter 14.59
Total Cash Per Share 49.64
Book Value Per Share Most Recent Quarter 91.72
Price to Book Ratio 1.17
Industry Price to Book Ratio 1.15
Sector Price to Book Ratio 2.29
Price to Sales Ratio Twelve Trailing Months 0.63
Industry Price to Sales Ratio Twelve Trailing Months 1.04
Sector Price to Sales Ratio Twelve Trailing Months 3.73
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 0

Share Statistics

Total Shares Outstanding 351,943,000
Market Capitalization 36,823,796,090
Institutional Ownership 61.19%

Dividends

Ex-Dividend Date 8/19/2025
Previous Dividend Amount 1.3500
Current Dividend Amount 1.3500
Total Years Dividend Increasing Dividend Contender - Increasing for 16 Years
Trailing Annual Dividend Rate 5.35
Trailing Annual Dividend Yield 5.19%
Forward Annual Dividend Rate 5.40
Forward Annual Dividend Yield 5.24%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 4.55%
5-Year Average Dividend Yield 5.10%
1-Year Dividend Growth Rate Percentage 3.85%
3-Year Dividend Growth Rate Percentage 1.90%
5-Year Dividend Growth Rate Percentage 4.09%
All-Time Dividend Growth Rate Percentage 10.52%
Dividend Payout Ratio 73.29%

Income Statement

Quarterly Earnings Growth YOY 223.40%
Annual Earnings Growth 9.61%
Reported EPS 12 Trailing Months 7.30
Reported EPS Past Year 11.13
Reported EPS Prior Year 12.95
Net Income Twelve Trailing Months 2,614,000,000
Net Income Past Year 2,727,000,000
Net Income Prior Year 2,488,000,000
Quarterly Revenue Growth YOY -18.20%
5-Year Revenue Growth 1.74%
Operating Margin Twelve Trailing Months 13.70%

Balance Sheet

Total Cash Most Recent Quarter 17,469,000,000
Total Cash Past Year 18,497,000,000
Total Cash Prior Year 19,419,000,000
Net Cash Position Most Recent Quarter -2,685,000,000
Net Cash Position Past Year -1,865,000,000
Long Term Debt Past Year 20,362,000,000
Long Term Debt Prior Year 20,001,000,000
Total Debt Most Recent Quarter 20,154,000,000
Equity to Debt Ratio Past Year 0.58
Equity to Debt Ratio Most Recent Quarter 0.10
Total Stockholder Equity Past Year 27,872,000,000
Total Stockholder Equity Prior Year 27,820,000,000
Total Stockholder Equity Most Recent Quarter 2,358,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 5,274,000,000
Free Cash Flow Per Share Twelve Trailing Months 14.99
Free Cash Flow Past Year 8,502,000,000
Free Cash Flow Prior Year 6,510,000,000

Options

Put/Call Ratio 0.70
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.47
MACD Signal -0.64
20-Day Bollinger Lower Band 98.38
20-Day Bollinger Middle Band 104.11
20-Day Bollinger Upper Band 109.85
Beta 1.02
RSI 52.74
50-Day SMA 106.97
150-Day SMA 98.63
200-Day SMA 96.17

System

Modified 11/1/2025 7:03:10 AM EST