Stock Scorecard
Stock Summary for Pacific Premier Bancorp Inc (PPBI) - $21.41 as of 5/3/2025 8:12:29 AM EST
Total Score
17 out of 30
Safety Score
71 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PPBI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PPBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PPBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PPBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PPBI (71 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PPBI
Financial Details for PPBI
Company Overview |
|
|---|---|
| Ticker | PPBI |
| Company Name | Pacific Premier Bancorp Inc |
| Country | USA |
| Description | Pacific Premier Bancorp, Inc. is the banking holding company for Pacific Premier Bank providing banking services to businesses, professionals, real estate investors, and non-profit organizations. The company is headquartered in Irvine, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 7/22/2025 |
Stock Price History |
|
| Last Day Price | 21.41 |
| Price 4 Years Ago | 33.64 |
| Last Day Price Updated | 5/3/2025 8:12:29 AM EST |
| Last Day Volume | 1,207,410 |
| Average Daily Volume | 1,219,952 |
| 52-Week High | 29.89 |
| 52-Week Low | 18.06 |
| Last Price to 52 Week Low | 18.55% |
Valuation Measures |
|
| Trailing PE | 13.48 |
| Industry PE | 15.78 |
| Sector PE | 17.70 |
| 5-Year Average PE | 20.29 |
| Free Cash Flow Ratio | 3.40 |
| Industry Free Cash Flow Ratio | 7.12 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 0.09 |
| Total Cash Per Share | 6.29 |
| Book Value Per Share Most Recent Quarter | 30.57 |
| Price to Book Ratio | 0.66 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 3.41 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 97,058,000 |
| Market Capitalization | 2,078,011,780 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/5/2025 |
| Previous Dividend Amount | 0.3300 |
| Current Dividend Amount | 0.3300 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.32 |
| Trailing Annual Dividend Yield | 6.17% |
| Forward Annual Dividend Rate | 1.32 |
| Forward Annual Dividend Yield | 6.17% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 5.44% |
| 5-Year Average Dividend Yield | 4.74% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.58% |
| All-Time Dividend Growth Rate Percentage | 8.45% |
| Dividend Payout Ratio | 86.27% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -24.50% |
| Annual Earnings Growth | 414.72% |
| Reported EPS 12 Trailing Months | 1.53 |
| Reported EPS Past Year | 0.38 |
| Reported EPS Prior Year | 1.65 |
| Net Income Twelve Trailing Months | 147,798,000 |
| Net Income Past Year | 158,802,000 |
| Net Income Prior Year | 30,852,000 |
| Quarterly Revenue Growth YOY | -11.10% |
| 5-Year Revenue Growth | 12.17% |
| Operating Margin Twelve Trailing Months | 35.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 610,576,000 |
| Total Cash Past Year | 610,576,000 |
| Total Cash Prior Year | 936,473,000 |
| Net Cash Position Most Recent Quarter | 338,127,000 |
| Net Cash Position Past Year | 338,127,000 |
| Long Term Debt Past Year | 272,449,000 |
| Long Term Debt Prior Year | 931,842,000 |
| Total Debt Most Recent Quarter | 272,449,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 2,955,743,000 |
| Total Stockholder Equity Prior Year | 2,882,581,000 |
| Total Stockholder Equity Most Recent Quarter | 2,967,089,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 222,521,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.29 |
| Free Cash Flow Past Year | 222,795,000 |
| Free Cash Flow Prior Year | 244,371,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.14 |
| MACD Signal | -0.45 |
| 20-Day Bollinger Lower Band | 18.50 |
| 20-Day Bollinger Middle Band | 22.69 |
| 20-Day Bollinger Upper Band | 26.88 |
| Beta | 1.13 |
| RSI | 56.21 |
| 50-Day SMA | 23.83 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 25.92 |
System |
|
| Modified | 5/3/2025 8:12:31 AM EST |