Stock Scorecard
Stock Summary for Pinnacle Financial Partners Inc (PNFP) - $98.75 as of 2/18/2026 9:41:25 PM EST
Total Score
13 out of 30
Safety Score
50 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PNFP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PNFP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PNFP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PNFP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PNFP (50 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for PNFP
Financial Details for PNFP
Company Overview |
|
|---|---|
| Ticker | PNFP |
| Company Name | Pinnacle Financial Partners Inc |
| Country | N/A |
| Description | Pinnacle Financial Partners, Inc., is the banking holding company for Pinnacle Bank offering various banking products and services in the United States. The company is headquartered in Nashville, Tennessee. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/13/2026 |
Stock Price History |
|
| Last Day Price | 98.75 |
| Price 4 Years Ago | 91.39 |
| Last Day Price Updated | 2/18/2026 9:41:25 PM EST |
| Last Day Volume | 1,534,071 |
| Average Daily Volume | 1,840,810 |
| 52-Week High | 120.45 |
| 52-Week Low | 80.53 |
| Last Price to 52 Week Low | 22.63% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.82 |
| Sector PE | 17.00 |
| 5-Year Average PE | 13.56 |
| Free Cash Flow Ratio | 4.16 |
| Industry Free Cash Flow Ratio | 10.95 |
| Sector Free Cash Flow Ratio | 20.37 |
| Current Ratio Most Recent Quarter | 1.07 |
| Total Cash Per Share | 23.72 |
| Book Value Per Share Most Recent Quarter | 88.65 |
| Price to Book Ratio | 2.15 |
| Industry Price to Book Ratio | 1.24 |
| Sector Price to Book Ratio | 1.91 |
| Price to Sales Ratio Twelve Trailing Months | 7.34 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.04 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 150,274,000 |
| Market Capitalization | 14,839,557,500 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/6/2026 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.22 |
| Trailing Annual Dividend Yield | 1.27% |
| Forward Annual Dividend Rate | 2.00 |
| Forward Annual Dividend Yield | 2.08% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 108.33% |
| 3-Year Dividend Growth Rate Percentage | 44.34% |
| 5-Year Dividend Growth Rate Percentage | 22.78% |
| All-Time Dividend Growth Rate Percentage | 10.50% |
| Dividend Payout Ratio | 15.56% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.00% |
| Annual Earnings Growth | 35.16% |
| Reported EPS 12 Trailing Months | 7.84 |
| Reported EPS Past Year | 8.28 |
| Reported EPS Prior Year | 6.92 |
| Net Income Twelve Trailing Months | 642,095,000 |
| Net Income Past Year | 642,095,000 |
| Net Income Prior Year | 475,056,000 |
| Quarterly Revenue Growth YOY | 14.00% |
| 5-Year Revenue Growth | 19.50% |
| Operating Margin Twelve Trailing Months | 43.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 3,565,082,000 |
| Total Cash Past Year | 3,565,082,000 |
| Total Cash Prior Year | 3,342,280,000 |
| Net Cash Position Most Recent Quarter | 1,361,596,000 |
| Net Cash Position Past Year | 1,265,127,000 |
| Long Term Debt Past Year | 2,299,955,000 |
| Long Term Debt Prior Year | 2,299,955,000 |
| Total Debt Most Recent Quarter | 2,203,486,000 |
| Equity to Debt Ratio Past Year | 0.75 |
| Equity to Debt Ratio Most Recent Quarter | 0.76 |
| Total Stockholder Equity Past Year | 7,043,715,000 |
| Total Stockholder Equity Prior Year | 6,431,881,000 |
| Total Stockholder Equity Most Recent Quarter | 7,043,715,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,036,995,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.90 |
| Free Cash Flow Past Year | 807,291,000 |
| Free Cash Flow Prior Year | 400,148,000 |
Options |
|
| Put/Call Ratio | 5.33 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.01 |
| RSI | 43.61 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 2/17/2026 6:01:54 AM EST |