Stock Scorecard
Stock Summary for Pinnacle Financial Partners Inc (PNFP) - $102.26 as of 8/24/2026 9:18:53 AM EST
Total Score
16 out of 30
Safety Score
72 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PNFP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PNFP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PNFP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PNFP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PNFP (72 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PNFP
Financial Details for PNFP
Company Overview |
|
|---|---|
| Ticker | PNFP |
| Company Name | Pinnacle Financial Partners Inc |
| Country | USA |
| Description | Pinnacle Financial Partners, Inc., is the banking holding company for Pinnacle Bank offering various banking products and services in the United States. The company is headquartered in Nashville, Tennessee. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/14/2026 |
Stock Price History |
|
| Last Day Price | 102.26 |
| Price 4 Years Ago | 91.39 |
| Last Day Price Updated | 8/24/2026 9:18:53 AM EST |
| Last Day Volume | 683,993 |
| Average Daily Volume | 1,179,963 |
| 52-Week High | 109.81 |
| 52-Week Low | 80.29 |
| Last Price to 52 Week Low | 27.36% |
Valuation Measures |
|
| Trailing PE | 14.01 |
| Industry PE | 15.29 |
| Sector PE | 17.49 |
| 5-Year Average PE | 20.53 |
| Free Cash Flow Ratio | 2.02 |
| Industry Free Cash Flow Ratio | 12.96 |
| Sector Free Cash Flow Ratio | 42.72 |
| Current Ratio Most Recent Quarter | 0.76 |
| Total Cash Per Share | 50.63 |
| Book Value Per Share Most Recent Quarter | 93.35 |
| Price to Book Ratio | 1.09 |
| Industry Price to Book Ratio | 1.31 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 4.67 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.07 |
| Analyst Buy Ratings | 11 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 151,113,000 |
| Market Capitalization | 15,452,815,380 |
| Institutional Ownership | 89.31% |
Dividends |
|
| Ex-Dividend Date | 8/7/2026 |
| Previous Dividend Amount | 0.5000 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.74 |
| Trailing Annual Dividend Yield | 1.70% |
| Forward Annual Dividend Rate | 2.00 |
| Forward Annual Dividend Yield | 1.96% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 108.33% |
| 3-Year Dividend Growth Rate Percentage | 44.34% |
| 5-Year Dividend Growth Rate Percentage | 22.78% |
| All-Time Dividend Growth Rate Percentage | 10.50% |
| Dividend Payout Ratio | 23.90% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 3.50% |
| Annual Earnings Growth | 35.16% |
| Reported EPS 12 Trailing Months | 7.28 |
| Reported EPS Past Year | 4.89 |
| Reported EPS Prior Year | 8.41 |
| Net Income Twelve Trailing Months | 821,147,000 |
| Net Income Past Year | 642,095,000 |
| Net Income Prior Year | 475,056,000 |
| Quarterly Revenue Growth YOY | 137.00% |
| 5-Year Revenue Growth | 19.50% |
| Operating Margin Twelve Trailing Months | 47.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 7,651,000,000 |
| Total Cash Past Year | 3,565,082,000 |
| Total Cash Prior Year | 3,342,280,000 |
| Net Cash Position Most Recent Quarter | -2,602,000,000 |
| Net Cash Position Past Year | 1,360,049,000 |
| Long Term Debt Past Year | 2,205,033,000 |
| Long Term Debt Prior Year | 2,299,955,000 |
| Total Debt Most Recent Quarter | 10,253,000,000 |
| Equity to Debt Ratio Past Year | 0.76 |
| Equity to Debt Ratio Most Recent Quarter | 0.59 |
| Total Stockholder Equity Past Year | 7,043,715,000 |
| Total Stockholder Equity Prior Year | 6,431,881,000 |
| Total Stockholder Equity Most Recent Quarter | 14,828,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,431,025,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 9.47 |
| Free Cash Flow Past Year | 665,182,000 |
| Free Cash Flow Prior Year | 807,291,000 |
Options |
|
| Put/Call Ratio | 2.73 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.96 |
| MACD Signal | 1.87 |
| 20-Day Bollinger Lower Band | 88.67 |
| 20-Day Bollinger Middle Band | 97.93 |
| 20-Day Bollinger Upper Band | 107.19 |
| Beta | 1.02 |
| RSI | 61.45 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 8/22/2026 1:53:17 AM EST |