Stock Scorecard
Stock Summary for Pinnacle Financial Partners Inc (PNFP) - $105.54 as of 5/5/2025 8:57:57 PM EST
Total Score
10 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PNFP
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PNFP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PNFP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PNFP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PNFP (64 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PNFP
Financial Details for PNFP
Company Overview |
|
|---|---|
| Ticker | PNFP |
| Company Name | Pinnacle Financial Partners Inc |
| Country | USA |
| Description | Pinnacle Financial Partners, Inc., is the banking holding company for Pinnacle Bank offering various banking products and services in the United States. The company is headquartered in Nashville, Tennessee. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 7/14/2025 |
Stock Price History |
|
| Last Day Price | 105.54 |
| Price 4 Years Ago | 92.11 |
| Last Day Price Updated | 5/5/2025 8:57:57 PM EST |
| Last Day Volume | 236,329 |
| Average Daily Volume | 666,079 |
| 52-Week High | 131.35 |
| 52-Week Low | 72.98 |
| Last Price to 52 Week Low | 44.61% |
Valuation Measures |
|
| Trailing PE | 16.65 |
| Industry PE | 14.15 |
| Sector PE | 17.70 |
| 5-Year Average PE | 22.16 |
| Free Cash Flow Ratio | 25.55 |
| Industry Free Cash Flow Ratio | 10.32 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 109.98 |
| Total Cash Per Share | 4.13 |
| Book Value Per Share Most Recent Quarter | 82.27 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 0.96 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 4.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.78 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 77,554,000 |
| Market Capitalization | 8,185,049,160 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/2/2025 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2400 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.92 |
| Trailing Annual Dividend Yield | 0.90% |
| Forward Annual Dividend Rate | 0.96 |
| Forward Annual Dividend Yield | 0.94% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.77% |
| 5-Year Average Dividend Yield | 0.95% |
| 1-Year Dividend Growth Rate Percentage | 9.09% |
| 3-Year Dividend Growth Rate Percentage | 4.45% |
| 5-Year Dividend Growth Rate Percentage | 7.46% |
| All-Time Dividend Growth Rate Percentage | 10.65% |
| Dividend Payout Ratio | 14.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.70% |
| Annual Earnings Growth | -15.49% |
| Reported EPS 12 Trailing Months | 6.16 |
| Reported EPS Past Year | 1.90 |
| Reported EPS Prior Year | 5.94 |
| Net Income Twelve Trailing Months | 351,112,000 |
| Net Income Past Year | 475,056,000 |
| Net Income Prior Year | 562,152,000 |
| Quarterly Revenue Growth YOY | 13.30% |
| 5-Year Revenue Growth | 23.48% |
| Operating Margin Twelve Trailing Months | 38.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 320,320,000 |
| Total Cash Past Year | 3,342,280,000 |
| Total Cash Prior Year | 2,143,476,000 |
| Net Cash Position Most Recent Quarter | -1,979,635,000 |
| Net Cash Position Past Year | 1,042,325,000 |
| Long Term Debt Past Year | 2,299,955,000 |
| Long Term Debt Prior Year | 2,563,107,000 |
| Total Debt Most Recent Quarter | 2,299,955,000 |
| Equity to Debt Ratio Past Year | 0.74 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 6,431,881,000 |
| Total Stockholder Equity Prior Year | 6,035,788,000 |
| Total Stockholder Equity Most Recent Quarter | 6,543,142,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 790,924,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 10.20 |
| Free Cash Flow Past Year | 807,291,000 |
| Free Cash Flow Prior Year | 400,148,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.59 |
| MACD Signal | -1.97 |
| 20-Day Bollinger Lower Band | 88.25 |
| 20-Day Bollinger Middle Band | 109.43 |
| 20-Day Bollinger Upper Band | 130.61 |
| Beta | 0.94 |
| RSI | 52.97 |
| 50-Day SMA | 101.36 |
| 150-Day SMA | 81.54 |
| 200-Day SMA | 83.52 |
System |
|
| Modified | 5/3/2025 8:07:09 AM EST |