Stock Scorecard
Stock Summary for Pennymac Mortgage Investment Trust (PMT) - $12.54 as of 10/8/2025 6:04:02 PM EST
Total Score
10 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PMT
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PMT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PMT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PMT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PMT (58 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PMT
Financial Details for PMT
Company Overview |
|
|---|---|
| Ticker | PMT |
| Company Name | Pennymac Mortgage Investment Trust |
| Country | USA |
| Description | PennyMac Mortgage Investment Trust (PMT) is a leading specialty finance company focused on investing in mortgage-related assets across the United States. Headquartered in Westlake Village, California, PMT has established a robust investment strategy that encompasses both agency and non-agency mortgage loans, as well as mortgage servicing rights. With a commitment to generating consistent income and capital preservation, the company leverages its extensive market expertise and innovative approaches to navigate the complexities of the mortgage market, positioning itself as a key player within the industry. |
| Sector Name | REAL ESTATE |
| Industry Name | REIT - MORTGAGE |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/21/2025 |
Stock Price History |
|
| Last Day Price | 12.54 |
| Price 4 Years Ago | 11.22 |
| Last Day Price Updated | 10/8/2025 6:04:02 PM EST |
| Last Day Volume | 1,381,908 |
| Average Daily Volume | 709,215 |
| 52-Week High | 14.02 |
| 52-Week Low | 11.05 |
| Last Price to 52 Week Low | 13.48% |
Valuation Measures |
|
| Trailing PE | 17.28 |
| Industry PE | 15.06 |
| Sector PE | 72.42 |
| 5-Year Average PE | -38.54 |
| Free Cash Flow Ratio | 3.01 |
| Industry Free Cash Flow Ratio | 19.51 |
| Sector Free Cash Flow Ratio | 102.33 |
| Current Ratio Most Recent Quarter | 0.10 |
| Total Cash Per Share | 4.17 |
| Book Value Per Share Most Recent Quarter | 15.22 |
| Price to Book Ratio | 0.83 |
| Industry Price to Book Ratio | 0.88 |
| Sector Price to Book Ratio | 12.36 |
| Price to Sales Ratio Twelve Trailing Months | 1.76 |
| Industry Price to Sales Ratio Twelve Trailing Months | 8.79 |
| Sector Price to Sales Ratio Twelve Trailing Months | 6.09 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 87,017,000 |
| Market Capitalization | 1,091,193,180 |
| Institutional Ownership | 70.27% |
Dividends |
|
| Ex-Dividend Date | 10/10/2025 |
| Previous Dividend Amount | 0.4000 |
| Current Dividend Amount | 0.4000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.60 |
| Trailing Annual Dividend Yield | 12.89% |
| Forward Annual Dividend Rate | 1.60 |
| Forward Annual Dividend Yield | 12.89% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 13.54% |
| 5-Year Average Dividend Yield | 15.71% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | -3.95% |
| All-Time Dividend Growth Rate Percentage | -1.07% |
| Dividend Payout Ratio | 222.22% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -5.40% |
| Annual Earnings Growth | -19.37% |
| Reported EPS 12 Trailing Months | 0.72 |
| Reported EPS Past Year | -0.05 |
| Reported EPS Prior Year | 1.33 |
| Net Income Twelve Trailing Months | 105,156,000 |
| Net Income Past Year | 160,984,000 |
| Net Income Prior Year | 199,654,000 |
| Quarterly Revenue Growth YOY | 19.40% |
| 5-Year Revenue Growth | -41.94% |
| Operating Margin Twelve Trailing Months | 11.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 362,900,000 |
| Total Cash Past Year | 337,694,000 |
| Total Cash Prior Year | 281,085,000 |
| Net Cash Position Most Recent Quarter | -7,362,999,000 |
| Net Cash Position Past Year | -5,249,924,000 |
| Long Term Debt Past Year | 5,587,618,000 |
| Long Term Debt Prior Year | 4,847,794,000 |
| Total Debt Most Recent Quarter | 7,725,899,000 |
| Equity to Debt Ratio Past Year | 0.26 |
| Equity to Debt Ratio Most Recent Quarter | 0.19 |
| Total Stockholder Equity Past Year | 1,938,500,000 |
| Total Stockholder Equity Prior Year | 1,957,090,000 |
| Total Stockholder Equity Most Recent Quarter | 1,865,645,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -5,216,954,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -59.95 |
| Free Cash Flow Past Year | -2,732,146,000 |
| Free Cash Flow Prior Year | 1,325,541,000 |
Options |
|
| Put/Call Ratio | 0.08 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.29 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 10/7/2025 7:20:12 AM EST |