Stock Scorecard
Stock Summary for PennyMac Financial Services Inc (PFSI) - $87.92 as of 5/2/2024 8:09:56 PM EST
Total Score
9 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PFSI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PFSI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PFSI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for PFSI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for PFSI
Financial Details for PFSI
Company Overview |
|
|---|---|
| Ticker | PFSI |
| Company Name | PennyMac Financial Services Inc |
| Country | USA |
| Description | PennyMac Financial Services, Inc. is engaged in investment management and mortgage banking activities in the United States. The company is headquartered in Westlake Village, California. |
| Sector Name | FINANCE |
| Industry Name | MORTGAGE BANKERS & LOAN CORRESPONDENTS |
| Most Recent Quarter | 3/31/2024 |
| Next Earnings Date | 6/12/2024 |
Stock Price History |
|
| Last Day Price | 87.92 |
| Last Day Price Updated | 5/2/2024 8:09:56 PM EST |
| Last Day Volume | 259,130 |
| Average Daily Volume | 250,670 |
| 52-Week High | 94.57 |
| 52-Week Low | 55.54 |
| Last Price to 52 Week Low | 58.30% |
Valuation Measures |
|
| Trailing PE | 29.63 |
| Industry PE | 18.25 |
| Sector PE | 18.06 |
| 5-Year Average PE | 16.71 |
| Free Cash Flow Ratio | 4.83 |
| Industry Free Cash Flow Ratio | 3.14 |
| Sector Free Cash Flow Ratio | 9.40 |
| Current Ratio Most Recent Quarter | 0.17 |
| Total Cash Per Share | 18.21 |
| Book Value Per Share Most Recent Quarter | 70.13 |
| Price to Book Ratio | 1.25 |
| Industry Price to Book Ratio | 1.97 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.21 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.71 |
Share Statistics |
|
| Total Shares Outstanding | 50,920,000 |
| Market Capitalization | 4,476,886,400 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/13/2024 |
| Last Dividend Amount | 0.20 |
| Current Dividend Amount | 0.20 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 1.00 |
| Trailing Annual Dividend Yield | 1.16% |
| Forward Annual Dividend Rate | 1.61 |
| Forward Annual Dividend Yield | 1.86% |
| 5-Year Dividend Payments Count | 19 |
| 3-Year Average Dividend Yield | 1.15% |
| 5-Year Average Dividend Yield | 0.93% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 60.69% |
| All-Time Dividend Growth Rate Percentage | 14.87% |
| Dividend Payout Ratio | 34.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 29.80% |
| Annual Earnings Growth | -69.58% |
| Reported EPS 12 Trailing Months | 2.91 |
| Reported EPS Past Year | 2.48 |
| Reported EPS Prior Year | 2.71 |
| Net Income Twelve Trailing Months | 153,586,000 |
| Net Income Past Year | 144,656,000 |
| Net Income Prior Year | 475,507,000 |
| Quarterly Revenue Growth YOY | -38.00% |
| 5-Year Revenue Growth | 15.68% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 927,463,000 |
| Total Cash Past Year | 948,639,000 |
| Total Cash Prior Year | 1,340,730,000 |
| Net Cash Position Most Recent Quarter | -3,602,537,000 |
| Net Cash Position Past Year | -3,481,361,000 |
| Long Term Debt Past Year | 4,430,000,000 |
| Long Term Debt Prior Year | 3,750,000,000 |
| Total Debt Most Recent Quarter | 4,530,000,000 |
| Equity to Debt Ratio Past Year | 0.44 |
| Equity to Debt Ratio Most Recent Quarter | 0.44 |
| Total Stockholder Equity Past Year | 3,538,603,000 |
| Total Stockholder Equity Prior Year | 3,471,049,000 |
| Total Stockholder Equity Most Recent Quarter | 3,570,383,000 |
Options |
|
| Put/Call Ratio | 0.55 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.05 |
| MACD Signal | 0.14 |
| 20-Day Bollinger Lower Band | 83.39 |
| 20-Day Bollinger Middle Band | 87.88 |
| 20-Day Bollinger Upper Band | 92.37 |
| Beta | 1.68 |
| RSI | 43.48 |
| 50-Day SMA | 76.57 |
| 200-Day SMA | 61.31 |
System |
|
| Modified | 5/2/2024 8:40:00 AM EST |