Stock Scorecard
Stock Summary for Premier Financial Corp (PFC) - $25.75 as of 12/20/2024 3:57:38 PM EST
Total Score
12 out of 30
Safety Score
66 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PFC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PFC (66 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for PFC
Financial Details for PFC
Company Overview |
|
|---|---|
| Ticker | PFC |
| Company Name | Premier Financial Corp |
| Country | USA |
| Description | Premier Financial Corp. The company is headquartered in Defiance, Ohio. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/21/2025 |
Stock Price History |
|
| Last Day Price | 25.75 |
| Price 4 Years Ago | 18.89 |
| Last Day Price Updated | 12/20/2024 3:57:38 PM EST |
| Last Day Volume | 531,002 |
| Average Daily Volume | 128,982 |
| 52-Week High | 29.63 |
| 52-Week Low | 17.94 |
| Last Price to 52 Week Low | 43.53% |
Valuation Measures |
|
| Trailing PE | 13.30 |
| Industry PE | 22.98 |
| Sector PE | 20.90 |
| 5-Year Average PE | 9.53 |
| Free Cash Flow Ratio | 7.04 |
| Industry Free Cash Flow Ratio | 2.95 |
| Sector Free Cash Flow Ratio | 10.97 |
| Current Ratio Most Recent Quarter | 0.04 |
| Total Cash Per Share | 3.66 |
| Book Value Per Share Most Recent Quarter | 28.43 |
| Price to Book Ratio | 0.92 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.63 |
| Price to Sales Ratio Twelve Trailing Months | 3.82 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.38 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 35,841,200 |
| Market Capitalization | 922,910,900 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/8/2024 |
| Last Dividend Amount | 0.31 |
| Current Dividend Amount | 0.31 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.24 |
| Trailing Annual Dividend Yield | 4.73% |
| Forward Annual Dividend Rate | 1.39 |
| Forward Annual Dividend Yield | 5.30% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.33% |
| 5-Year Average Dividend Yield | 3.87% |
| 1-Year Dividend Growth Rate Percentage | 3.33% |
| 3-Year Dividend Growth Rate Percentage | 8.67% |
| 5-Year Dividend Growth Rate Percentage | 11.93% |
| All-Time Dividend Growth Rate Percentage | 13.83% |
| Dividend Payout Ratio | 62.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -33.30% |
| Annual Earnings Growth | 8.91% |
| Reported EPS 12 Trailing Months | 1.97 |
| Reported EPS Past Year | 1.41 |
| Reported EPS Prior Year | 3.11 |
| Net Income Twelve Trailing Months | 70,700,000 |
| Net Income Past Year | 111,295,000 |
| Net Income Prior Year | 102,187,000 |
| Quarterly Revenue Growth YOY | -7.50% |
| 5-Year Revenue Growth | 14.18% |
| Operating Margin Twelve Trailing Months | 0.41 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 131,252,000 |
| Total Cash Past Year | 120,529,000 |
| Total Cash Prior Year | 135,992,000 |
| Net Cash Position Most Recent Quarter | -335,155,000 |
| Net Cash Position Past Year | -280,783,000 |
| Long Term Debt Past Year | 401,312,000 |
| Long Term Debt Prior Year | 549,186,000 |
| Total Debt Most Recent Quarter | 466,407,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.69 |
| Total Stockholder Equity Past Year | 975,627,000 |
| Total Stockholder Equity Prior Year | 887,721,000 |
| Total Stockholder Equity Most Recent Quarter | 1,019,007,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 92,569,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.58 |
| Free Cash Flow Past Year | 70,222,000 |
| Free Cash Flow Prior Year | 174,526,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.19 |
| MACD Signal | 0.45 |
| 20-Day Bollinger Lower Band | 21.13 |
| 20-Day Bollinger Middle Band | 25.23 |
| 20-Day Bollinger Upper Band | 29.33 |
| Beta | 1.23 |
| RSI | 40.30 |
| 50-Day SMA | 22.09 |
| 150-Day SMA | 21.47 |
| 200-Day SMA | 22.55 |
System |
|
| Modified | 12/21/2024 9:12:38 AM EST |