Stock Scorecard
Stock Summary for Preferred Bank (PFBC) - $93.27 as of 11/19/2024 10:00:42 AM EST
Total Score
18 out of 30
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PFBC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PFBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PFBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PFBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PFBC (68 out of 90)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for PFBC
Financial Details for PFBC
Company Overview |
|
|---|---|
| Ticker | PFBC |
| Company Name | Preferred Bank |
| Country | USA |
| Description | Preferred Bank offers a variety of commercial banking products and services to small and medium-sized businesses and their real estate owners, entrepreneurs, developers and investors, professionals, and high-net-worth individuals in the United States. The company is headquartered in Los Angeles, California. |
| Sector Name | TECHNOLOGY |
| Industry Name | GENERAL |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/22/2025 |
Stock Price History |
|
| Last Day Price | 93.27 |
| Price 4 Years Ago | 44.70 |
| Last Day Price Updated | 11/19/2024 10:00:42 AM EST |
| Last Day Volume | 39,018 |
| Average Daily Volume | 68,574 |
| 52-Week High | 97.21 |
| 52-Week Low | 59.00 |
| Last Price to 52 Week Low | 58.08% |
Valuation Measures |
|
| Trailing PE | 9.34 |
| Industry PE | 14.90 |
| Sector PE | 53.62 |
| 5-Year Average PE | 9.03 |
| Free Cash Flow Ratio | 1.37 |
| Industry Free Cash Flow Ratio | 146.10 |
| Sector Free Cash Flow Ratio | 53.26 |
| Current Ratio Most Recent Quarter | 0.19 |
| Total Cash Per Share | 67.91 |
| Book Value Per Share Most Recent Quarter | 56.54 |
| Price to Book Ratio | 1.65 |
| Industry Price to Book Ratio | 35.10 |
| Sector Price to Book Ratio | 14.91 |
| Price to Sales Ratio Twelve Trailing Months | 4.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.47 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.97 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 13,188,700 |
| Market Capitalization | 1,230,110,049 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 10/7/2024 |
| Last Dividend Amount | 0.70 |
| Current Dividend Amount | 0.70 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 2.80 |
| Trailing Annual Dividend Yield | 3.00% |
| Forward Annual Dividend Rate | 3.26 |
| Forward Annual Dividend Yield | 3.49% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.44% |
| 5-Year Average Dividend Yield | 2.34% |
| 1-Year Dividend Growth Rate Percentage | 27.91% |
| 3-Year Dividend Growth Rate Percentage | 23.60% |
| 5-Year Dividend Growth Rate Percentage | 16.36% |
| All-Time Dividend Growth Rate Percentage | 3.11% |
| Dividend Payout Ratio | 28.03% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -9.20% |
| Annual Earnings Growth | 16.45% |
| Reported EPS 12 Trailing Months | 9.99 |
| Reported EPS Past Year | 7.38 |
| Reported EPS Prior Year | 10.53 |
| Net Income Twelve Trailing Months | 136,280,000 |
| Net Income Past Year | 150,040,000 |
| Net Income Prior Year | 128,845,000 |
| Quarterly Revenue Growth YOY | -4.60% |
| 5-Year Revenue Growth | 11.07% |
| Operating Margin Twelve Trailing Months | 0.71 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 895,677,000 |
| Total Cash Past Year | 910,852,000 |
| Total Cash Prior Year | 747,526,000 |
| Net Cash Position Most Recent Quarter | 747,326,000 |
| Net Cash Position Past Year | 762,620,000 |
| Long Term Debt Past Year | 148,232,000 |
| Long Term Debt Prior Year | 147,995,000 |
| Total Debt Most Recent Quarter | 148,351,000 |
| Equity to Debt Ratio Past Year | 0.82 |
| Equity to Debt Ratio Most Recent Quarter | 0.83 |
| Total Stockholder Equity Past Year | 695,105,000 |
| Total Stockholder Equity Prior Year | 630,426,000 |
| Total Stockholder Equity Most Recent Quarter | 750,117,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 122,867,999 |
| Free Cash Flow Per Share Twelve Trailing Months | 9.32 |
| Free Cash Flow Past Year | 172,584,000 |
| Free Cash Flow Prior Year | 143,400,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 3.47 |
| MACD Signal | 2.99 |
| 20-Day Bollinger Lower Band | 71.47 |
| 20-Day Bollinger Middle Band | 82.60 |
| 20-Day Bollinger Upper Band | 93.73 |
| Beta | 0.94 |
| RSI | 63.48 |
| 50-Day SMA | 66.72 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 64.49 |
System |
|
| Modified | 11/19/2024 10:01:30 AM EST |