Stock Scorecard
Stock Summary for Preferred Bank (PFBC) - $95.94 as of 1/3/2026 5:44:02 AM EST
Total Score
12 out of 30
Safety Score
49 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PFBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PFBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PFBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PFBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PFBC (49 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for PFBC
Financial Details for PFBC
Company Overview |
|
|---|---|
| Ticker | PFBC |
| Company Name | Preferred Bank |
| Country | N/A |
| Description | Preferred Bank (PFBC), headquartered in Los Angeles, California, is a prominent commercial bank dedicated to delivering customized banking solutions to small and medium-sized enterprises, real estate owners, and high-net-worth individuals. By prioritizing long-term relationships and a deep understanding of client needs, Preferred Bank aims to foster growth and development through tailored financial services. Its adeptness in navigating a complex banking environment, alongside a commitment to innovation and client satisfaction, positions the bank favorably for sustainable competitive advantage and value creation for its stakeholders. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/26/2026 |
Stock Price History |
|
| Last Day Price | 95.94 |
| Price 4 Years Ago | 66.87 |
| Last Day Price Updated | 1/3/2026 5:44:02 AM EST |
| Last Day Volume | 96,674 |
| Average Daily Volume | 86,917 |
| 52-Week High | 103.05 |
| 52-Week Low | 70.73 |
| Last Price to 52 Week Low | 35.64% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.71 |
| Sector PE | 21.33 |
| 5-Year Average PE | 8.87 |
| Free Cash Flow Ratio | 1.47 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 54.25 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 65.22 |
| Book Value Per Share Most Recent Quarter | 62.81 |
| Price to Book Ratio | 1.51 |
| Industry Price to Book Ratio | 1.23 |
| Sector Price to Book Ratio | 2.09 |
| Price to Sales Ratio Twelve Trailing Months | 4.38 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.96 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 12,197,400 |
| Market Capitalization | 1,170,218,556 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 1/6/2026 |
| Previous Dividend Amount | 0.7500 |
| Current Dividend Amount | 0.8000 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 3.05 |
| Trailing Annual Dividend Yield | 3.18% |
| Forward Annual Dividend Rate | 3.20 |
| Forward Annual Dividend Yield | 3.34% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.20% |
| 5-Year Average Dividend Yield | 3.11% |
| 1-Year Dividend Growth Rate Percentage | 6.67% |
| 3-Year Dividend Growth Rate Percentage | 3.28% |
| 5-Year Dividend Growth Rate Percentage | 16.79% |
| All-Time Dividend Growth Rate Percentage | 2.47% |
| Dividend Payout Ratio | 30.87% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 15.40% |
| Annual Earnings Growth | -12.92% |
| Reported EPS 12 Trailing Months | 9.88 |
| Reported EPS Past Year | 7.59 |
| Reported EPS Prior Year | 9.63 |
| Net Income Twelve Trailing Months | 129,031,000 |
| Net Income Past Year | 130,662,000 |
| Net Income Prior Year | 150,040,000 |
| Quarterly Revenue Growth YOY | 4.90% |
| 5-Year Revenue Growth | 17.44% |
| Operating Margin Twelve Trailing Months | 71.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 795,459,000 |
| Total Cash Past Year | 765,515,000 |
| Total Cash Prior Year | 890,852,000 |
| Net Cash Position Most Recent Quarter | 446,812,000 |
| Net Cash Position Past Year | 617,046,000 |
| Long Term Debt Past Year | 148,469,000 |
| Long Term Debt Prior Year | 148,232,000 |
| Total Debt Most Recent Quarter | 348,647,000 |
| Equity to Debt Ratio Past Year | 0.84 |
| Equity to Debt Ratio Most Recent Quarter | 0.69 |
| Total Stockholder Equity Past Year | 763,152,000 |
| Total Stockholder Equity Prior Year | 695,105,000 |
| Total Stockholder Equity Most Recent Quarter | 775,642,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 119,927,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 9.83 |
| Free Cash Flow Past Year | 163,605,000 |
| Free Cash Flow Prior Year | 172,976,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.40 |
| MACD Signal | 1.14 |
| 20-Day Bollinger Lower Band | 84.92 |
| 20-Day Bollinger Middle Band | 92.46 |
| 20-Day Bollinger Upper Band | 100.00 |
| Beta | 0.66 |
| RSI | 44.25 |
| 50-Day SMA | 73.05 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 70.48 |
System |
|
| Modified | 1/8/2026 5:45:53 AM EST |