Stock Scorecard
Stock Summary for Preferred Bank (PFBC) - $96.08 as of 5/7/2026 5:57:21 AM EST
Total Score
18 out of 30
Safety Score
66 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PFBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PFBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PFBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PFBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PFBC (66 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for PFBC
Company Overview |
|
|---|---|
| Ticker | PFBC |
| Company Name | Preferred Bank |
| Country | USA |
| Description | Preferred Bank offers a variety of commercial banking products and services to small and medium-sized businesses and their real estate owners, entrepreneurs, developers and investors, professionals, and high-net-worth individuals in the United States. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 96.08 |
| Price 4 Years Ago | 65.74 |
| Last Day Price Updated | 5/7/2026 5:57:21 AM EST |
| Last Day Volume | 67,067 |
| Average Daily Volume | 95,671 |
| 52-Week High | 101.30 |
| 52-Week Low | 76.98 |
| Last Price to 52 Week Low | 24.81% |
Valuation Measures |
|
| Trailing PE | 9.20 |
| Industry PE | 13.61 |
| Sector PE | 61.45 |
| 5-Year Average PE | 13.37 |
| Free Cash Flow Ratio | 1.41 |
| Industry Free Cash Flow Ratio | 14.24 |
| Sector Free Cash Flow Ratio | 33.25 |
| Current Ratio Most Recent Quarter | 149.60 |
| Total Cash Per Share | 67.99 |
| Book Value Per Share Most Recent Quarter | 65.04 |
| Price to Book Ratio | 1.42 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 4.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.50 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 11,841,900 |
| Market Capitalization | 1,137,769,752 |
| Institutional Ownership | 90.63% |
Dividends |
|
| Ex-Dividend Date | 4/7/2026 |
| Previous Dividend Amount | 0.8000 |
| Current Dividend Amount | 0.8000 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 3.10 |
| Trailing Annual Dividend Yield | 3.23% |
| Forward Annual Dividend Rate | 3.20 |
| Forward Annual Dividend Yield | 3.33% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.23% |
| 5-Year Average Dividend Yield | 3.14% |
| 1-Year Dividend Growth Rate Percentage | 6.67% |
| 3-Year Dividend Growth Rate Percentage | 3.28% |
| 5-Year Dividend Growth Rate Percentage | 16.79% |
| All-Time Dividend Growth Rate Percentage | 2.47% |
| Dividend Payout Ratio | 29.78% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 13.50% |
| Annual Earnings Growth | 2.27% |
| Reported EPS 12 Trailing Months | 10.41 |
| Reported EPS Past Year | 2.53 |
| Reported EPS Prior Year | 10.38 |
| Net Income Twelve Trailing Months | 134,752,000 |
| Net Income Past Year | 133,632,000 |
| Net Income Prior Year | 130,662,000 |
| Quarterly Revenue Growth YOY | 3.30% |
| 5-Year Revenue Growth | 17.76% |
| Operating Margin Twelve Trailing Months | 66.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 805,161,000 |
| Total Cash Past Year | 807,098,000 |
| Total Cash Prior Year | 765,515,000 |
| Net Cash Position Most Recent Quarter | 456,455,000 |
| Net Cash Position Past Year | 458,392,000 |
| Long Term Debt Past Year | 348,706,000 |
| Long Term Debt Prior Year | 148,469,000 |
| Total Debt Most Recent Quarter | 348,706,000 |
| Equity to Debt Ratio Past Year | 0.69 |
| Equity to Debt Ratio Most Recent Quarter | 0.69 |
| Total Stockholder Equity Past Year | 789,477,000 |
| Total Stockholder Equity Prior Year | 763,152,000 |
| Total Stockholder Equity Most Recent Quarter | 770,199,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 166,786,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 14.08 |
| Free Cash Flow Past Year | 166,786,000 |
| Free Cash Flow Prior Year | 163,605,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 83.11 |
| 20-Day Bollinger Middle Band | 91.37 |
| 20-Day Bollinger Upper Band | 99.62 |
| Beta | 0.56 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/7/2026 5:58:07 AM EST |