Stock Scorecard
Stock Summary for Orange County Bancorp Inc (OBT) - $26.61 as of 1/30/2025 8:12:42 AM EST
Total Score
17 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OBT
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OBT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OBT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OBT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OBT (62 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for OBT
Financial Details for OBT
Company Overview |
|
|---|---|
| Ticker | OBT |
| Company Name | Orange County Bancorp Inc |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 26.61 |
| Price 4 Years Ago | 18.92 |
| Last Day Price Updated | 1/30/2025 8:12:42 AM EST |
| Last Day Volume | 15,557 |
| Average Daily Volume | 20,789 |
| 52-Week High | 32.91 |
| 52-Week Low | 20.03 |
| Last Price to 52 Week Low | 32.85% |
Valuation Measures |
|
| Trailing PE | 10.39 |
| Industry PE | 16.26 |
| Sector PE | 20.26 |
| 5-Year Average PE | 5.81 |
| Free Cash Flow Ratio | 1.88 |
| Industry Free Cash Flow Ratio | 5.48 |
| Sector Free Cash Flow Ratio | 11.68 |
| Current Ratio Most Recent Quarter | 1.96 |
| Total Cash Per Share | 14.18 |
| Book Value Per Share Most Recent Quarter | 34.03 |
| Price to Book Ratio | 1.56 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 2.59 |
| Price to Sales Ratio Twelve Trailing Months | 3.08 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.35 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 11,348,300 |
| Market Capitalization | 301,978,263 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/4/2024 |
| Previous Dividend Amount | 0.1150 |
| Current Dividend Amount | 0.1250 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 0.47 |
| Trailing Annual Dividend Yield | 1.76% |
| Forward Annual Dividend Rate | 0.50 |
| Forward Annual Dividend Yield | 1.87% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.67% |
| 5-Year Average Dividend Yield | 1.99% |
| 1-Year Dividend Growth Rate Percentage | 2.17% |
| 3-Year Dividend Growth Rate Percentage | 6.42% |
| 5-Year Dividend Growth Rate Percentage | 4.11% |
| All-Time Dividend Growth Rate Percentage | 4.09% |
| Dividend Payout Ratio | 18.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -64.60% |
| Annual Earnings Growth | 20.99% |
| Reported EPS 12 Trailing Months | 2.56 |
| Reported EPS Past Year | 3.40 |
| Reported EPS Prior Year | 5.23 |
| Net Income Twelve Trailing Months | 28,843,000 |
| Net Income Past Year | 29,478,000 |
| Net Income Prior Year | 24,363,000 |
| Quarterly Revenue Growth YOY | -19.80% |
| 5-Year Revenue Growth | 15.73% |
| Operating Margin Twelve Trailing Months | 21.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 160,872,000 |
| Total Cash Past Year | 147,383,000 |
| Total Cash Prior Year | 86,081,000 |
| Net Cash Position Most Recent Quarter | 49,299,000 |
| Net Cash Position Past Year | 117,863,000 |
| Long Term Debt Past Year | 29,520,000 |
| Long Term Debt Prior Year | 19,447,000 |
| Total Debt Most Recent Quarter | 111,573,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.63 |
| Total Stockholder Equity Past Year | 165,376,000 |
| Total Stockholder Equity Prior Year | 138,138,000 |
| Total Stockholder Equity Most Recent Quarter | 193,094,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 36,656,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.23 |
| Free Cash Flow Past Year | 40,964,000 |
| Free Cash Flow Prior Year | 28,938,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.54 |
| MACD Signal | -0.61 |
| 20-Day Bollinger Lower Band | 25.17 |
| 20-Day Bollinger Middle Band | 28.16 |
| 20-Day Bollinger Upper Band | 31.16 |
| Beta | 0.46 |
| RSI | 45.00 |
| 50-Day SMA | 22.49 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 21.07 |
System |
|
| Modified | 1/30/2025 8:12:44 AM EST |