Stock Scorecard



Stock Summary for Northwest Bancshares Inc (NWBI) - $12.62 as of 5/3/2025 6:26:58 AM EST

Total Score

20 out of 30

Safety Score

59 out of 100

Currently on the following lists
None
Tim's Recommendation
Buy

Growth List Algorithm Criteria for NWBI

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for NWBI

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for NWBI

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for NWBI

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for NWBI (59 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 5
Stock Price Trend (Max of 10) 7
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 6
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 8
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 8
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for NWBI

Earnings Estimates Moving Higher for Northwest Bancshares ( NWBI ) : Time to Buy? 5/2/2025 4:20:00 PM
Northwest Bancshares ( NWBI ) Surpasses Q1 Earnings and Revenue Estimates 4/28/2025 9:20:00 PM
Penns Woods Bancorp, Inc. Reports First Quarter 2025 Earnings 4/25/2025 2:55:00 PM
Heritage Financial ( HFWA ) Q1 Earnings Top Estimates 4/24/2025 1:15:00 PM
Brookline Bancorp ( BRKL ) Misses Q1 Earnings and Revenue Estimates 4/23/2025 9:30:00 PM
Penns Woods Bancorp, Inc. Reports Fourth Quarter 2024 Earnings 1/29/2025 7:13:00 PM
Northwest Bancshares ( NWBI ) Q4 Earnings and Revenues Surpass Estimates 1/24/2025 1:40:00 PM
Exploring Analyst Estimates for Northwest Bancshares ( NWBI ) Q4 Earnings, Beyond Revenue and EPS 1/20/2025 2:15:00 PM
Best Value Stocks to Buy for December 31st 12/31/2024 9:47:00 AM
Best Income Stocks to Buy for December 31st 12/31/2024 7:51:00 AM

Financial Details for NWBI

Company Overview

Ticker NWBI
Company Name Northwest Bancshares Inc
Country USA
Description Northwest Bancshares, Inc. is a Northwest Bank holding company offering a variety of personal and business banking solutions. The company is headquartered in Warren, Pennsylvania.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/21/2025

Stock Price History

Last Day Price 12.62
Price 4 Years Ago 11.53
Last Day Price Updated 5/3/2025 6:26:58 AM EST
Last Day Volume 852,526
Average Daily Volume 1,000,856
52-Week High 15.19
52-Week Low 10.04
Last Price to 52 Week Low 25.70%

Valuation Measures

Trailing PE 13.76
Industry PE 14.15
Sector PE 17.70
5-Year Average PE 16.04
Free Cash Flow Ratio 4.56
Industry Free Cash Flow Ratio 10.32
Sector Free Cash Flow Ratio 25.60
Current Ratio Most Recent Quarter 60.34
Total Cash Per Share 2.77
Book Value Per Share Most Recent Quarter 12.75
Price to Book Ratio 0.97
Industry Price to Book Ratio 0.96
Sector Price to Book Ratio 2.26
Price to Sales Ratio Twelve Trailing Months 3.05
Industry Price to Sales Ratio Twelve Trailing Months 2.78
Sector Price to Sales Ratio Twelve Trailing Months 3.11
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 0

Share Statistics

Total Shares Outstanding 127,736,000
Market Capitalization 1,612,028,320
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/8/2025
Previous Dividend Amount 0.2000
Current Dividend Amount 0.2000
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.80
Trailing Annual Dividend Yield 6.34%
Forward Annual Dividend Rate 0.80
Forward Annual Dividend Yield 6.34%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 6.16%
5-Year Average Dividend Yield 6.65%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.31%
All-Time Dividend Growth Rate Percentage 9.62%
Dividend Payout Ratio 88.89%

Income Statement

Quarterly Earnings Growth YOY 47.80%
Annual Earnings Growth -25.70%
Reported EPS 12 Trailing Months 0.90
Reported EPS Past Year 0.35
Reported EPS Prior Year 1.04
Net Income Twelve Trailing Months 114,573,000
Net Income Past Year 100,278,000
Net Income Prior Year 134,957,000
Quarterly Revenue Growth YOY 16.00%
5-Year Revenue Growth 2.62%
Operating Margin Twelve Trailing Months 40.80%

Balance Sheet

Total Cash Most Recent Quarter 353,203,000
Total Cash Past Year 288,378,000
Total Cash Prior Year 122,260,000
Net Cash Position Most Recent Quarter 108,831,000
Net Cash Position Past Year 44,006,000
Long Term Debt Past Year 244,372,000
Long Term Debt Prior Year 243,763,000
Total Debt Most Recent Quarter 244,372,000
Equity to Debt Ratio Past Year 0.87
Equity to Debt Ratio Most Recent Quarter 0.87
Total Stockholder Equity Past Year 1,596,856,000
Total Stockholder Equity Prior Year 1,551,317,000
Total Stockholder Equity Most Recent Quarter 1,628,955,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 116,493,000
Free Cash Flow Per Share Twelve Trailing Months 0.91
Free Cash Flow Past Year 125,359,000
Free Cash Flow Prior Year 84,326,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.14
MACD Signal -0.03
20-Day Bollinger Lower Band 11.06
20-Day Bollinger Middle Band 12.40
20-Day Bollinger Upper Band 13.75
Beta 0.53
RSI 61.32
50-Day SMA 11.50
150-Day SMA 0.00
200-Day SMA 11.38

System

Modified 5/3/2025 6:27:00 AM EST