Stock Scorecard
Stock Summary for Insperity Inc (NSP) - $33.67 as of 11/13/2025 2:50:42 PM EST
Total Score
12 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NSP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NSP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NSP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NSP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NSP (42 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NSP
Financial Details for NSP
Company Overview |
|
|---|---|
| Ticker | NSP |
| Company Name | Insperity Inc |
| Country | USA |
| Description | Insperity, Inc. (NSP) is a leading human resources and business solutions provider focused on empowering small to medium-sized enterprises to enhance operational efficiency and drive performance. Headquartered in Kingwood, Texas, the company delivers a comprehensive suite of services, including payroll processing, employee benefits, and compliance assistance, allowing clients to prioritize growth and core business activities. With a strategic emphasis on client partnership and innovative HR technology, Insperity stands out as a trusted ally in managing workforce complexities, thereby fostering client success in an increasingly competitive environment. |
| Sector Name | INDUSTRIALS |
| Industry Name | STAFFING & EMPLOYMENT SERVICES |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 33.67 |
| Price 4 Years Ago | 107.74 |
| Last Day Price Updated | 11/13/2025 2:50:42 PM EST |
| Last Day Volume | 764,123 |
| Average Daily Volume | 751,559 |
| 52-Week High | 93.40 |
| 52-Week Low | 32.62 |
| Last Price to 52 Week Low | 3.22% |
Valuation Measures |
|
| Trailing PE | 71.29 |
| Industry PE | 34.72 |
| Sector PE | 44.49 |
| 5-Year Average PE | 23.51 |
| Free Cash Flow Ratio | 2.53 |
| Industry Free Cash Flow Ratio | 68.12 |
| Sector Free Cash Flow Ratio | 96.58 |
| Current Ratio Most Recent Quarter | 1.12 |
| Total Cash Per Share | 13.29 |
| Book Value Per Share Most Recent Quarter | 2.31 |
| Price to Book Ratio | 14.23 |
| Industry Price to Book Ratio | 6.24 |
| Sector Price to Book Ratio | 8.85 |
| Price to Sales Ratio Twelve Trailing Months | 0.19 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.05 |
| Sector Price to Sales Ratio Twelve Trailing Months | 12.98 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 37,704,200 |
| Market Capitalization | 1,269,500,414 |
| Institutional Ownership | 94.62% |
Dividends |
|
| Ex-Dividend Date | 9/4/2025 |
| Previous Dividend Amount | 0.6000 |
| Current Dividend Amount | 0.6000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.40 |
| Trailing Annual Dividend Yield | 7.01% |
| Forward Annual Dividend Rate | 2.40 |
| Forward Annual Dividend Yield | 7.01% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.14% |
| 5-Year Average Dividend Yield | 2.17% |
| 1-Year Dividend Growth Rate Percentage | 1.27% |
| 3-Year Dividend Growth Rate Percentage | 0.63% |
| 5-Year Dividend Growth Rate Percentage | 8.22% |
| All-Time Dividend Growth Rate Percentage | 16.06% |
| Dividend Payout Ratio | 500.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -35.50% |
| Annual Earnings Growth | -46.78% |
| Reported EPS 12 Trailing Months | 0.48 |
| Reported EPS Past Year | 1.63 |
| Reported EPS Prior Year | 3.57 |
| Net Income Twelve Trailing Months | 17,000,000 |
| Net Income Past Year | 91,000,000 |
| Net Income Prior Year | 171,000,000 |
| Quarterly Revenue Growth YOY | 4.00% |
| 5-Year Revenue Growth | 8.81% |
| Operating Margin Twelve Trailing Months | -1.54% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 501,000,000 |
| Total Cash Past Year | 1,039,000,000 |
| Total Cash Prior Year | 693,000,000 |
| Net Cash Position Most Recent Quarter | 132,000,000 |
| Net Cash Position Past Year | 670,000,000 |
| Long Term Debt Past Year | 369,000,000 |
| Long Term Debt Prior Year | 369,400,000 |
| Total Debt Most Recent Quarter | 369,000,000 |
| Equity to Debt Ratio Past Year | 0.21 |
| Equity to Debt Ratio Most Recent Quarter | 0.19 |
| Total Stockholder Equity Past Year | 97,000,000 |
| Total Stockholder Equity Prior Year | 94,000,000 |
| Total Stockholder Equity Most Recent Quarter | 87,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 51,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.35 |
| Free Cash Flow Past Year | 482,000,000 |
| Free Cash Flow Prior Year | 158,371,000 |
Options |
|
| Put/Call Ratio | 1.67 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -3.67 |
| MACD Signal | -2.61 |
| 20-Day Bollinger Lower Band | 35.41 |
| 20-Day Bollinger Middle Band | 49.89 |
| 20-Day Bollinger Upper Band | 64.37 |
| Beta | 0.46 |
| RSI | 22.80 |
| 50-Day SMA | 65.69 |
| 150-Day SMA | 88.01 |
| 200-Day SMA | 89.93 |
System |
|
| Modified | 11/13/2025 5:18:25 AM EST |