Stock Scorecard
Stock Summary for Northrim Bancorp Inc (NRIM) - $72.17 as of 4/17/2025 7:20:30 AM EST
Total Score
22 out of 30
Safety Score
60 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for NRIM
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NRIM
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NRIM
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NRIM
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NRIM (60 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NRIM
Financial Details for NRIM
Company Overview |
|
|---|---|
| Ticker | NRIM |
| Company Name | Northrim Bancorp Inc |
| Country | USA |
| Description | Northrim BanCorp, Inc. is the banking holding company for Northrim Bank offering commercial banking products and services to businesses and professionals. The company is headquartered in Anchorage, Alaska. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/22/2025 |
Stock Price History |
|
| Last Day Price | 72.17 |
| Price 4 Years Ago | 37.73 |
| Last Day Price Updated | 4/17/2025 7:20:30 AM EST |
| Last Day Volume | 17,338 |
| Average Daily Volume | 28,153 |
| 52-Week High | 90.70 |
| 52-Week Low | 43.06 |
| Last Price to 52 Week Low | 67.60% |
Valuation Measures |
|
| Trailing PE | 10.90 |
| Industry PE | 22.58 |
| Sector PE | 16.87 |
| 5-Year Average PE | 7.92 |
| Free Cash Flow Ratio | 6.35 |
| Industry Free Cash Flow Ratio | 8.00 |
| Sector Free Cash Flow Ratio | 30.20 |
| Current Ratio Most Recent Quarter | 0.11 |
| Total Cash Per Share | 11.36 |
| Book Value Per Share Most Recent Quarter | 48.41 |
| Price to Book Ratio | 1.48 |
| Industry Price to Book Ratio | 0.84 |
| Sector Price to Book Ratio | 4.74 |
| Price to Sales Ratio Twelve Trailing Months | 2.62 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.76 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 5,520,900 |
| Market Capitalization | 398,443,353 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/6/2025 |
| Previous Dividend Amount | 0.6200 |
| Current Dividend Amount | 0.6400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.49 |
| Trailing Annual Dividend Yield | 3.53% |
| Forward Annual Dividend Rate | 2.56 |
| Forward Annual Dividend Yield | 3.63% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.18% |
| 5-Year Average Dividend Yield | 3.81% |
| 1-Year Dividend Growth Rate Percentage | 4.07% |
| 3-Year Dividend Growth Rate Percentage | 2.01% |
| 5-Year Dividend Growth Rate Percentage | 14.30% |
| All-Time Dividend Growth Rate Percentage | 10.96% |
| Dividend Payout Ratio | 36.62% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 63.90% |
| Annual Earnings Growth | 45.59% |
| Reported EPS 12 Trailing Months | 6.62 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 6.54 |
| Net Income Twelve Trailing Months | 36,971,000 |
| Net Income Past Year | 36,971,000 |
| Net Income Prior Year | 25,394,000 |
| Quarterly Revenue Growth YOY | 32.00% |
| 5-Year Revenue Growth | 8.81% |
| Operating Margin Twelve Trailing Months | 33.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 62,736,000 |
| Total Cash Past Year | 42,101,000 |
| Total Cash Prior Year | 118,130,000 |
| Net Cash Position Most Recent Quarter | 29,381,000 |
| Net Cash Position Past Year | 8,746,000 |
| Long Term Debt Past Year | 33,355,000 |
| Long Term Debt Prior Year | 23,985,000 |
| Total Debt Most Recent Quarter | 33,355,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 267,116,000 |
| Total Stockholder Equity Prior Year | 234,718,000 |
| Total Stockholder Equity Most Recent Quarter | 267,116,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 42,138,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.63 |
| Free Cash Flow Past Year | -9,347,000 |
| Free Cash Flow Prior Year | 32,609,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.86 |
| MACD Signal | -2.14 |
| 20-Day Bollinger Lower Band | 66.32 |
| 20-Day Bollinger Middle Band | 77.56 |
| 20-Day Bollinger Upper Band | 88.80 |
| Beta | 0.75 |
| RSI | 46.67 |
| 50-Day SMA | 51.37 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 47.79 |
System |
|
| Modified | 4/17/2025 7:20:32 AM EST |