Stock Scorecard
Stock Summary for National Bankshares Inc (NKSH) - $35.21 as of 5/28/2026 9:01:37 PM EST
Total Score
20 out of 30
Safety Score
53 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for NKSH
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NKSH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NKSH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NKSH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NKSH (53 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NKSH
Financial Details for NKSH
Company Overview |
|
|---|---|
| Ticker | NKSH |
| Company Name | National Bankshares Inc |
| Country | USA |
| Description | National Bankshares, Inc. is the banking holding company for the National Bank of Blacksburg offering retail and commercial banking products and services to individuals, businesses, non-profit organizations and local governments. The company is headquartered in Blacksburg, Virginia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/23/2026 |
Stock Price History |
|
| Last Day Price | 35.21 |
| Price 4 Years Ago | 33.65 |
| Last Day Price Updated | 5/28/2026 9:01:37 PM EST |
| Last Day Volume | 10,383 |
| Average Daily Volume | 49,156 |
| 52-Week High | 39.15 |
| 52-Week Low | 23.59 |
| Last Price to 52 Week Low | 49.26% |
Valuation Measures |
|
| Trailing PE | 12.69 |
| Industry PE | 14.48 |
| Sector PE | 57.84 |
| 5-Year Average PE | 20.09 |
| Free Cash Flow Ratio | 28.17 |
| Industry Free Cash Flow Ratio | 15.45 |
| Sector Free Cash Flow Ratio | 44.92 |
| Current Ratio Most Recent Quarter | 27.53 |
| Total Cash Per Share | 1.25 |
| Book Value Per Share Most Recent Quarter | 29.45 |
| Price to Book Ratio | 1.19 |
| Industry Price to Book Ratio | 1.17 |
| Sector Price to Book Ratio | 1.84 |
| Price to Sales Ratio Twelve Trailing Months | 3.82 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.34 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 6,368,400 |
| Market Capitalization | 224,231,364 |
| Institutional Ownership | 37.68% |
Dividends |
|
| Ex-Dividend Date | 5/26/2026 |
| Previous Dividend Amount | 0.7800 |
| Current Dividend Amount | 0.7500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.53 |
| Trailing Annual Dividend Yield | 4.35% |
| Forward Annual Dividend Rate | 1.50 |
| Forward Annual Dividend Yield | 4.26% |
| 5-Year Dividend Payments Count | 11 |
| 3-Year Average Dividend Yield | 4.60% |
| 5-Year Average Dividend Yield | 5.03% |
| 1-Year Dividend Growth Rate Percentage | -0.66% |
| 3-Year Dividend Growth Rate Percentage | -0.33% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 5.83% |
| Dividend Payout Ratio | 55.43% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 53.30% |
| Annual Earnings Growth | 107.61% |
| Reported EPS 12 Trailing Months | 2.76 |
| Reported EPS Past Year | 0.78 |
| Reported EPS Prior Year | 2.38 |
| Net Income Twelve Trailing Months | 17,571,000 |
| Net Income Past Year | 15,826,000 |
| Net Income Prior Year | 7,623,000 |
| Quarterly Revenue Growth YOY | 22.70% |
| 5-Year Revenue Growth | 10.43% |
| Operating Margin Twelve Trailing Months | 41.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 7,976,000 |
| Total Cash Past Year | 59,250,000 |
| Total Cash Prior Year | 107,818,000 |
| Net Cash Position Most Recent Quarter | 7,976,000 |
| Net Cash Position Past Year | 59,250,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 184,908,000 |
| Total Stockholder Equity Prior Year | 156,409,000 |
| Total Stockholder Equity Most Recent Quarter | 187,398,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 15,914,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.50 |
| Free Cash Flow Past Year | 15,152,000 |
| Free Cash Flow Prior Year | 6,182,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.57 |
| RSI | 47.46 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/28/2026 9:01:46 PM EST |