Stock Scorecard
Stock Summary for Nicolet Bankshares Inc (NIC) - $171.74 as of 8/31/2026 11:40:28 AM EST
Total Score
12 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NIC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NIC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NIC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NIC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NIC (65 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for NIC
Financial Details for NIC
Company Overview |
|
|---|---|
| Ticker | NIC |
| Company Name | Nicolet Bankshares Inc |
| Country | USA |
| Description | Nicolet Bankshares, Inc. is the bank holding company of Nicolet National Bank that offers banking products and services for businesses and individuals. The company is headquartered in Green Bay, Wisconsin. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/20/2026 |
Stock Price History |
|
| Last Day Price | 171.74 |
| Price 4 Years Ago | 76.87 |
| Last Day Price Updated | 8/31/2026 11:40:28 AM EST |
| Last Day Volume | 96,391 |
| Average Daily Volume | 169,769 |
| 52-Week High | 180.00 |
| 52-Week Low | 113.31 |
| Last Price to 52 Week Low | 51.57% |
Valuation Measures |
|
| Trailing PE | 19.24 |
| Industry PE | 15.80 |
| Sector PE | 19.47 |
| 5-Year Average PE | 15.54 |
| Free Cash Flow Ratio | 0.00 |
| Industry Free Cash Flow Ratio | 10.83 |
| Sector Free Cash Flow Ratio | 81.39 |
| Current Ratio Most Recent Quarter | 0.15 |
| Total Cash Per Share | -88.44 |
| Book Value Per Share Most Recent Quarter | 108.32 |
| Price to Book Ratio | 1.58 |
| Industry Price to Book Ratio | 1.30 |
| Sector Price to Book Ratio | 2.31 |
| Price to Sales Ratio Twelve Trailing Months | 7.04 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.49 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.12 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 20,957,500 |
| Market Capitalization | 3,599,241,050 |
| Institutional Ownership | 65.02% |
Dividends |
|
| Ex-Dividend Date | 9/1/2026 |
| Previous Dividend Amount | 0.3600 |
| Current Dividend Amount | 0.3600 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 1.32 |
| Trailing Annual Dividend Yield | 0.77% |
| Forward Annual Dividend Rate | 1.44 |
| Forward Annual Dividend Yield | 0.84% |
| 5-Year Dividend Payments Count | 14 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 16.13% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 13.76% |
| Dividend Payout Ratio | 14.81% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.00% |
| Annual Earnings Growth | 21.46% |
| Reported EPS 12 Trailing Months | 8.91 |
| Reported EPS Past Year | 5.74 |
| Reported EPS Prior Year | 9.84 |
| Net Income Twelve Trailing Months | 154,156,000 |
| Net Income Past Year | 150,686,000 |
| Net Income Prior Year | 124,059,000 |
| Quarterly Revenue Growth YOY | 86.10% |
| 5-Year Revenue Growth | 20.99% |
| Operating Margin Twelve Trailing Months | 52.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | -1,853,471,000 |
| Total Cash Past Year | 660,232,000 |
| Total Cash Prior Year | 537,027,000 |
| Net Cash Position Most Recent Quarter | -1,946,221,000 |
| Net Cash Position Past Year | 525,372,000 |
| Long Term Debt Past Year | 134,860,000 |
| Long Term Debt Prior Year | 161,387,000 |
| Total Debt Most Recent Quarter | 92,750,000 |
| Equity to Debt Ratio Past Year | 0.90 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 1,257,662,000 |
| Total Stockholder Equity Prior Year | 1,172,898,000 |
| Total Stockholder Equity Most Recent Quarter | 2,271,474,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 175,295,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 8.36 |
| Free Cash Flow Past Year | 149,443,000 |
| Free Cash Flow Prior Year | 117,229,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.30 |
| MACD Signal | 2.50 |
| 20-Day Bollinger Lower Band | 129.90 |
| 20-Day Bollinger Middle Band | 157.36 |
| 20-Day Bollinger Upper Band | 184.81 |
| Beta | 0.64 |
| RSI | 45.90 |
| 50-Day SMA | 143.45 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 8/29/2026 4:26:56 AM EST |