Stock Scorecard

Stock Summary for NewtekOne Inc (NEWT) - $12.03 as of 9/17/2025 8:23:40 PM EST

Total Score

16 out of 30

Safety Score

50 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for NEWT

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for NEWT

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for NEWT

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for NEWT

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for NEWT (50 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 2
Analyst Buy Ratings (Max of 5) 2
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 8
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 4
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for NEWT

Patriot Financial Partners, L.P. Exchanges NewtekOne, Inc. Convertible Preferred Shares for Common Equity and Makes $10 Million Incremental Investment - NewtekOne ( NASDAQ:NEWT ) 9/17/2025 4:21:00 PM
Patriot Financial Partners, L.P. Exchanges NewtekOne, Inc. Convertible Preferred Shares for Common Equity and Makes $10 Million Incremental Investment 9/17/2025 4:21:00 PM
Despite Fast-paced Momentum, NewtekOne ( NEWT ) Is Still a Bargain Stock 9/9/2025 12:50:00 PM
NewtekOne, Inc. Closes Offering of Depositary Shares Each Representing 1/40th of an Interest in its Series 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B 8/25/2025 12:30:00 PM
NewtekOne, Inc. Closes Offering of Depositary Shares Each Representing 1/40th of an Interest in its Series 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B - NewtekOne ( NASDAQ:NEWT ) 8/25/2025 12:30:00 PM
NewtekOne ( NEWT ) Q2 2025 Earnings Call Transcript 8/7/2025 5:13:00 PM
NewtekOne and Newtek Bank Unveil Real-Time, All-in-One Business Banking + Merchant Solutions in a Single Online Process 8/4/2025 12:30:00 PM
NewtekOne and Newtek Bank Unveil Real-Time, All-in-One Business Banking + Merchant Solutions in a Single Online Process - NewtekOne ( NASDAQ:NEWT ) 8/4/2025 12:30:00 PM
NewtekOne, Inc. Upsizes Additional Warehouse Facility to Support Growth of ALP Business 7/29/2025 12:30:00 PM
NewtekOne, Inc. Upsizes Additional Warehouse Facility to Support Growth of ALP Business - NewtekOne ( NASDAQ:NEWT ) 7/29/2025 12:30:00 PM

Financial Details for NEWT

Company Overview
Ticker NEWT
Company Name NewtekOne Inc
Country USA
Description N/A
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 6/30/2025
Next Earnings Date 11/5/2025

Stock Price History
Last Day Price 12.03
Price 4 Years Ago 20.72
Last Day Price Updated 9/17/2025 8:23:40 PM EST
Last Day Volume 229,615
Average Daily Volume 181,147
52-Week High 14.74
52-Week Low 8.81
Last Price to 52 Week Low 36.55%

Valuation Measures
Trailing PE 5.70
Industry PE 17.03
Sector PE 24.84
5-Year Average PE 7.87
Free Cash Flow Ratio 1.49
Industry Free Cash Flow Ratio 7.17
Sector Free Cash Flow Ratio 42.30
Current Ratio Most Recent Quarter 0.29
Total Cash Per Share 8.10
Book Value Per Share Most Recent Quarter 11.11
Price to Book Ratio 1.04
Industry Price to Book Ratio 1.15
Sector Price to Book Ratio 2.33
Price to Sales Ratio Twelve Trailing Months 0.87
Industry Price to Sales Ratio Twelve Trailing Months 3.19
Sector Price to Sales Ratio Twelve Trailing Months 4.15
Analyst Buy Ratings 1
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 26,321,900
Market Capitalization 316,652,457
Institutional Ownership 46.70%

Dividends
Ex-Dividend Date 7/9/2025
Previous Dividend Amount 0.1900
Current Dividend Amount 0.1900
Total Years Dividend Increasing 1
Trailing Annual Dividend Rate 0.76
Trailing Annual Dividend Yield 6.59%
Forward Annual Dividend Rate 0.76
Forward Annual Dividend Yield 6.59%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 6.16%
5-Year Average Dividend Yield 11.68%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage -29.91%
All-Time Dividend Growth Rate Percentage -11.00%
Dividend Payout Ratio 36.19%

Income Statement
Quarterly Earnings Growth YOY 21.30%
Annual Earnings Growth 7.45%
Reported EPS 12 Trailing Months 2.10
Reported EPS Past Year 0.87
Reported EPS Prior Year 1.95
Net Income Twelve Trailing Months 53,328,000
Net Income Past Year 50,853,000
Net Income Prior Year 47,329,000
Quarterly Revenue Growth YOY 14.00%
5-Year Revenue Growth 29.14%
Operating Margin Twelve Trailing Months 48.10%

Balance Sheet
Total Cash Most Recent Quarter 213,196,000
Total Cash Past Year 353,148,000
Total Cash Prior Year 151,646,000
Net Cash Position Most Recent Quarter -368,939,000
Net Cash Position Past Year -256,654,000
Long Term Debt Past Year 609,802,000
Long Term Debt Prior Year 582,862,000
Total Debt Most Recent Quarter 582,135,000
Equity to Debt Ratio Past Year 0.33
Equity to Debt Ratio Most Recent Quarter 0.35
Total Stockholder Equity Past Year 296,282,000
Total Stockholder Equity Prior Year 249,046,000
Total Stockholder Equity Most Recent Quarter 312,179,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months -378,183,000
Free Cash Flow Per Share Twelve Trailing Months -14.37
Free Cash Flow Past Year -153,453,000
Free Cash Flow Prior Year -89,059,000

Options
Put/Call Ratio 2.50
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.04
MACD Signal 0.14
20-Day Bollinger Lower Band 9.83
20-Day Bollinger Middle Band 11.26
20-Day Bollinger Upper Band 12.70
Beta 1.33
RSI 40.36
50-Day SMA 11.83
150-Day SMA 12.37
200-Day SMA 13.91

System
Modified 9/16/2025 5:45:22 AM EST