Stock Scorecard



Stock Summary for Northeast Bank (NBN) - $90.86 as of 10/30/2025 4:54:52 AM EST

Total Score

16 out of 30

Safety Score

61 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for NBN

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for NBN

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for NBN

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for NBN

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for NBN (61 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 9
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 8
Trading Volume (Max of 10) 4
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for NBN

Northeast Bank Reports First Quarter Results and Declares Dividend 10/28/2025 8:40:00 PM
Northeast Bank Announces CFO Transition; Richard Cohen Stepping Down to Pursue New Opportunities, Effective October 31, 2025; Santino Delmolino Appointed CFO, Effective October 31, 2025 - Northeast Bank ( NASDAQ:NBN ) 9/30/2025 1:25:00 PM
Northeast Bank Announces CFO Transition; Richard Cohen Stepping Down to Pursue New Opportunities, Effective October 31, 2025; Santino Delmolino Appointed CFO, Effective October 31, 2025 9/30/2025 1:25:00 PM
Northeast Bank Reports Fourth Quarter Results and Declares Dividend 7/28/2025 8:16:00 PM
Northeast Bank Announces New Date for Fiscal 2025 Fourth Quarter Earnings Conference Call 7/25/2025 4:00:00 PM
Northeast Bank Announces Dates for Fiscal 2025 Fourth Quarter Earnings Results and Conference Call - Northeast Bank ( NASDAQ:NBN ) 7/23/2025 4:00:00 PM
Northeast Bank Announces Dates for Fiscal 2025 Fourth Quarter Earnings Results and Conference Call 7/23/2025 4:00:00 PM
Northeast Bank Reports Third Quarter Results and Declares Dividend - Northeast Bank ( NASDAQ:NBN ) 4/29/2025 8:16:00 PM
Northeast Bank Reports Third Quarter Results and Declares Dividend 4/29/2025 8:16:00 PM
Northeast Bank Announces Dates for Fiscal 2025 Third Quarter Earnings Results and Conference Call 4/24/2025 4:00:00 PM

Financial Details for NBN

Company Overview

Ticker NBN
Company Name Northeast Bank
Country USA
Description Northeast Bancorp (NBN) is a prominent regional financial institution based in Portland, Maine, dedicated to delivering comprehensive banking services tailored to both individual and commercial clients. Its diverse portfolio includes commercial lending, mortgage financing, and retail banking products, all designed to address the unique financial needs of the community it serves. With a steadfast commitment to community development and local economic growth, Northeast Bancorp emphasizes exceptional customer service and financial stability, positioning itself as a trusted partner in empowering customers and enhancing regional prosperity.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 6/30/2025
Next Earnings Date N/A

Stock Price History

Last Day Price 90.86
Price 4 Years Ago 35.63
Last Day Price Updated 10/30/2025 4:54:52 AM EST
Last Day Volume 102,753
Average Daily Volume 80,119
52-Week High 113.00
52-Week Low 78.15
Last Price to 52 Week Low 16.26%

Valuation Measures

Trailing PE 9.66
Industry PE 16.48
Sector PE 22.96
5-Year Average PE 6.13
Free Cash Flow Ratio 1.88
Industry Free Cash Flow Ratio 9.32
Sector Free Cash Flow Ratio 31.22
Current Ratio Most Recent Quarter 0.13
Total Cash Per Share 48.24
Book Value Per Share Most Recent Quarter 57.98
Price to Book Ratio 1.63
Industry Price to Book Ratio 1.11
Sector Price to Book Ratio 2.28
Price to Sales Ratio Twelve Trailing Months 4.09
Industry Price to Sales Ratio Twelve Trailing Months 2.94
Sector Price to Sales Ratio Twelve Trailing Months 3.75
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 8,575,000
Market Capitalization 779,124,500
Institutional Ownership 62.32%

Dividends

Ex-Dividend Date 9/25/2025
Previous Dividend Amount 0.0100
Current Dividend Amount 0.0100
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.04
Trailing Annual Dividend Yield 0.04%
Forward Annual Dividend Rate 0.04
Forward Annual Dividend Yield 0.04%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.04%
5-Year Average Dividend Yield 0.08%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage -2.85%
Dividend Payout Ratio 0.40%

Income Statement

Quarterly Earnings Growth YOY 57.10%
Annual Earnings Growth 43.30%
Reported EPS 12 Trailing Months 10.08
Reported EPS Past Year 0.00
Reported EPS Prior Year 10.08
Net Income Twelve Trailing Months 83,443,000
Net Income Past Year 83,443,000
Net Income Prior Year 58,231,000
Quarterly Revenue Growth YOY 50.00%
5-Year Revenue Growth 29.92%
Operating Margin Twelve Trailing Months 64.60%

Balance Sheet

Total Cash Most Recent Quarter 413,619,000
Total Cash Past Year 413,619,000
Total Cash Prior Year 242,058,000
Net Cash Position Most Recent Quarter 100,545,000
Net Cash Position Past Year 100,545,000
Long Term Debt Past Year 313,074,000
Long Term Debt Prior Year 345,190,000
Total Debt Most Recent Quarter 313,074,000
Equity to Debt Ratio Past Year 0.61
Equity to Debt Ratio Most Recent Quarter 0.61
Total Stockholder Equity Past Year 494,286,000
Total Stockholder Equity Prior Year 376,634,000
Total Stockholder Equity Most Recent Quarter 494,286,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 53,420,000
Free Cash Flow Per Share Twelve Trailing Months 6.23
Free Cash Flow Past Year 53,420,000
Free Cash Flow Prior Year 111,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -1.95
MACD Signal -2.58
20-Day Bollinger Lower Band 82.20
20-Day Bollinger Middle Band 97.93
20-Day Bollinger Upper Band 113.66
Beta 0.60
RSI 44.40
50-Day SMA 66.53
150-Day SMA 0.00
200-Day SMA 59.44

System

Modified 10/30/2025 4:55:40 AM EST