Stock Scorecard
Stock Summary for Northeast Bank (NBN) - $99.24 as of 12/13/2025 4:48:21 AM EST
Total Score
13 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for NBN
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for NBN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for NBN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for NBN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for NBN (39 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for NBN
Financial Details for NBN
Company Overview |
|
|---|---|
| Ticker | NBN |
| Company Name | Northeast Bank |
| Country | N/A |
| Description | Northeast Bancorp (NBN) is a leading regional financial institution headquartered in Portland, Maine, specializing in a wide array of banking services for both individual and commercial clients. The bank offers a robust portfolio that includes commercial lending, mortgage financing, and a variety of retail banking products, all aimed at meeting the diverse financial needs of its community. With a strong emphasis on community development and economic growth, Northeast Bancorp prioritizes exceptional customer service and maintains a solid financial foundation, establishing itself as a reliable partner committed to fostering regional prosperity. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/5/2026 |
Stock Price History |
|
| Last Day Price | 99.24 |
| Price 4 Years Ago | 35.63 |
| Last Day Price Updated | 12/13/2025 4:48:21 AM EST |
| Last Day Volume | 189,623 |
| Average Daily Volume | 72,217 |
| 52-Week High | 112.99 |
| 52-Week Low | 78.14 |
| Last Price to 52 Week Low | 27.00% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 16.71 |
| Sector PE | 20.58 |
| 5-Year Average PE | 13.63 |
| Free Cash Flow Ratio | 2.49 |
| Industry Free Cash Flow Ratio | 4.98 |
| Sector Free Cash Flow Ratio | 44.47 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 39.92 |
| Book Value Per Share Most Recent Quarter | 59.98 |
| Price to Book Ratio | 1.66 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 1.93 |
| Price to Sales Ratio Twelve Trailing Months | 3.97 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.09 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 8,563,000 |
| Market Capitalization | 849,792,120 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/10/2025 |
| Previous Dividend Amount | 0.0100 |
| Current Dividend Amount | 0.0100 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.04 |
| Trailing Annual Dividend Yield | 0.04% |
| Forward Annual Dividend Rate | 0.04 |
| Forward Annual Dividend Yield | 0.04% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | -2.77% |
| Dividend Payout Ratio | 0.37% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 26.50% |
| Annual Earnings Growth | 43.30% |
| Reported EPS 12 Trailing Months | 10.79 |
| Reported EPS Past Year | 2.67 |
| Reported EPS Prior Year | 10.08 |
| Net Income Twelve Trailing Months | 88,878,000 |
| Net Income Past Year | 83,443,000 |
| Net Income Prior Year | 58,231,000 |
| Quarterly Revenue Growth YOY | 24.90% |
| 5-Year Revenue Growth | 29.92% |
| Operating Margin Twelve Trailing Months | 59.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 341,816,000 |
| Total Cash Past Year | 413,619,000 |
| Total Cash Prior Year | 242,158,000 |
| Net Cash Position Most Recent Quarter | 34,655,000 |
| Net Cash Position Past Year | 100,545,000 |
| Long Term Debt Past Year | 313,074,000 |
| Long Term Debt Prior Year | 345,190,000 |
| Total Debt Most Recent Quarter | 307,161,000 |
| Equity to Debt Ratio Past Year | 0.61 |
| Equity to Debt Ratio Most Recent Quarter | 0.63 |
| Total Stockholder Equity Past Year | 494,286,000 |
| Total Stockholder Equity Prior Year | 376,634,000 |
| Total Stockholder Equity Most Recent Quarter | 513,647,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 71,850,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 8.39 |
| Free Cash Flow Past Year | 53,420,000 |
| Free Cash Flow Prior Year | 111,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 3.02 |
| MACD Signal | 1.55 |
| 20-Day Bollinger Lower Band | 79.52 |
| 20-Day Bollinger Middle Band | 97.17 |
| 20-Day Bollinger Upper Band | 114.82 |
| Beta | 0.56 |
| RSI | 71.34 |
| 50-Day SMA | 68.63 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 61.24 |
System |
|
| Modified | 12/18/2025 4:19:48 AM EST |