Stock Scorecard



Stock Summary for MVB Financial Corp (MVBF) - $17.79 as of 3/28/2025 2:33:06 AM EST

Total Score

23 out of 30

Safety Score

55 out of 100

Currently on the following lists
None
Tim's Recommendation
Strong Buy

Growth List Algorithm Criteria for MVBF

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for MVBF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for MVBF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for MVBF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for MVBF (55 out of 100)

Stock Price Rating (Max of 10) 6
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 1
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for MVBF

MVB Financial ( MVBF ) Beats Q4 Earnings and Revenue Estimates 2/13/2025 10:45:00 PM
StepStone Group Inc. ( STEP ) Meets Q3 Earnings Estimates 2/6/2025 10:35:00 PM
PJT Partners ( PJT ) Surpasses Q4 Earnings and Revenue Estimates 2/4/2025 1:00:00 PM
Blackstone Inc. ( BX ) Surpasses Q4 Earnings and Revenue Estimates 1/30/2025 1:10:00 PM
MVB Financial ( MVBF ) Misses Q3 Earnings and Revenue Estimates 10/30/2024 9:10:00 PM
MVB Financial ( MVBF ) Earnings Expected to Grow: What to Know Ahead of Q3 Release 10/17/2024 2:01:00 PM
MVB Financial ( MVBF ) Misses Q2 Earnings and Revenue Estimates 7/29/2024 9:50:00 PM
JPMorgan's 'Magnificent Seven' - Bank Version: These Stock Picks Have 'Strong Upside Potential' 5/6/2024 8:45:00 PM
JPMorgan's 'Magnificent Seven' - Bank Version: These Stock Picks Have 'Strong Upside Potential' - Western Alliance ( NYSE:WAL ) , First Citizens BancShares ( NASDAQ:FCNCA ) , Webster Finl ( NYSE:WBS ) , MVB Financial ( NASDAQ:MVBF ) 5/6/2024 7:55:00 PM
Analysts Estimate Oaktree Specialty Lending ( OCSL ) to Report a Decline in Earnings: What to Look Out for 4/23/2024 2:01:00 PM

Financial Details for MVBF

Company Overview

Ticker MVBF
Company Name MVB Financial Corp
Country USA
Description MVB Financial Corp. The company is headquartered in Fairmont, West Virginia.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2024
Next Earnings Date 4/28/2025

Stock Price History

Last Day Price 17.79
Price 4 Years Ago 37.77
Last Day Price Updated 3/28/2025 2:33:06 AM EST
Last Day Volume 22,231
Average Daily Volume 30,362
52-Week High 24.62
52-Week Low 16.81
Last Price to 52 Week Low 5.83%

Valuation Measures

Trailing PE 11.41
Industry PE 15.33
Sector PE 18.76
5-Year Average PE 11.79
Free Cash Flow Ratio 0.35
Industry Free Cash Flow Ratio 3.71
Sector Free Cash Flow Ratio 16.64
Current Ratio Most Recent Quarter 137.26
Total Cash Per Share 50.40
Book Value Per Share Most Recent Quarter 23.61
Price to Book Ratio 0.74
Industry Price to Book Ratio 1.09
Sector Price to Book Ratio 2.74
Price to Sales Ratio Twelve Trailing Months 1.52
Industry Price to Sales Ratio Twelve Trailing Months 3.10
Sector Price to Sales Ratio Twelve Trailing Months 3.21
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 12,948,800
Market Capitalization 230,359,152
Institutional Ownership N/A

Dividends

Ex-Dividend Date 2/28/2025
Previous Dividend Amount 0.1700
Current Dividend Amount 0.1700
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.68
Trailing Annual Dividend Yield 3.82%
Forward Annual Dividend Rate 0.68
Forward Annual Dividend Yield 3.82%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.32%
5-Year Average Dividend Yield 2.78%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 7.46%
All-Time Dividend Growth Rate Percentage 30.75%
Dividend Payout Ratio 44.44%

Income Statement

Quarterly Earnings Growth YOY 20.10%
Annual Earnings Growth 107.56%
Reported EPS 12 Trailing Months 1.53
Reported EPS Past Year 1.53
Reported EPS Prior Year 2.40
Net Income Twelve Trailing Months 18,562,000
Net Income Past Year 31,232,000
Net Income Prior Year 15,047,000
Quarterly Revenue Growth YOY 18.70%
5-Year Revenue Growth 10.30%
Operating Margin Twelve Trailing Months 29.20%

Balance Sheet

Total Cash Most Recent Quarter 652,671,000
Total Cash Past Year 439,315,000
Total Cash Prior Year 79,024,000
Net Cash Position Most Recent Quarter 578,946,000
Net Cash Position Past Year 358,989,000
Long Term Debt Past Year 80,326,000
Long Term Debt Prior Year 83,051,000
Total Debt Most Recent Quarter 73,725,000
Equity to Debt Ratio Past Year 0.78
Equity to Debt Ratio Most Recent Quarter 0.80
Total Stockholder Equity Past Year 289,384,000
Total Stockholder Equity Prior Year 261,084,000
Total Stockholder Equity Most Recent Quarter 303,086,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 27,060,000
Free Cash Flow Per Share Twelve Trailing Months 2.09
Free Cash Flow Past Year 56,318,000
Free Cash Flow Prior Year 4,312,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.35
MACD Signal -0.46
20-Day Bollinger Lower Band 16.54
20-Day Bollinger Middle Band 19.63
20-Day Bollinger Upper Band 22.72
Beta 1.02
RSI 42.63
50-Day SMA 21.72
150-Day SMA 0.00
200-Day SMA 25.67

System

Modified 3/28/2025 2:33:54 AM EST