Stock Scorecard
Stock Summary for MVB Financial Corp (MVBF) - $30.91 as of 9/4/2026 8:02:31 PM EST
Total Score
22 out of 30
Safety Score
57 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for MVBF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MVBF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MVBF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MVBF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MVBF (57 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MVBF
Financial Details for MVBF
Company Overview |
|
|---|---|
| Ticker | MVBF |
| Company Name | MVB Financial Corp |
| Country | USA |
| Description | MVB Financial Corp. The company is headquartered in Fairmont, West Virginia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 30.91 |
| Price 4 Years Ago | 19.66 |
| Last Day Price Updated | 9/4/2026 8:02:31 PM EST |
| Last Day Volume | 40,149 |
| Average Daily Volume | 55,481 |
| 52-Week High | 31.81 |
| 52-Week Low | 23.01 |
| Last Price to 52 Week Low | 34.33% |
Valuation Measures |
|
| Trailing PE | 10.25 |
| Industry PE | 13.89 |
| Sector PE | 17.55 |
| 5-Year Average PE | 19.17 |
| Free Cash Flow Ratio | 1.28 |
| Industry Free Cash Flow Ratio | 14.98 |
| Sector Free Cash Flow Ratio | 57.62 |
| Current Ratio Most Recent Quarter | 84.28 |
| Total Cash Per Share | 24.14 |
| Book Value Per Share Most Recent Quarter | 26.61 |
| Price to Book Ratio | 1.14 |
| Industry Price to Book Ratio | 1.22 |
| Sector Price to Book Ratio | 2.39 |
| Price to Sales Ratio Twelve Trailing Months | 2.29 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.44 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 12,947,000 |
| Market Capitalization | 400,191,770 |
| Institutional Ownership | 59.91% |
Dividends |
|
| Ex-Dividend Date | 9/1/2026 |
| Previous Dividend Amount | 0.1700 |
| Current Dividend Amount | 0.1700 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.68 |
| Trailing Annual Dividend Yield | 2.25% |
| Forward Annual Dividend Rate | 0.68 |
| Forward Annual Dividend Yield | 2.25% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.68% |
| 5-Year Average Dividend Yield | 3.22% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 26.91% |
| Dividend Payout Ratio | 22.74% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 520.00% |
| Annual Earnings Growth | 34.09% |
| Reported EPS 12 Trailing Months | 3.01 |
| Reported EPS Past Year | 0.64 |
| Reported EPS Prior Year | 2.06 |
| Net Income Twelve Trailing Months | 38,796,000 |
| Net Income Past Year | 26,940,000 |
| Net Income Prior Year | 20,091,000 |
| Quarterly Revenue Growth YOY | 46.20% |
| 5-Year Revenue Growth | 16.01% |
| Operating Margin Twelve Trailing Months | 36.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 312,596,000 |
| Total Cash Past Year | 244,125,000 |
| Total Cash Prior Year | 317,913,000 |
| Net Cash Position Most Recent Quarter | 278,524,000 |
| Net Cash Position Past Year | 170,099,000 |
| Long Term Debt Past Year | 74,026,000 |
| Long Term Debt Prior Year | 73,787,000 |
| Total Debt Most Recent Quarter | 34,072,000 |
| Equity to Debt Ratio Past Year | 0.82 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 333,968,000 |
| Total Stockholder Equity Prior Year | 305,679,000 |
| Total Stockholder Equity Most Recent Quarter | 344,543,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -37,594,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.90 |
| Free Cash Flow Past Year | 2,113,001 |
| Free Cash Flow Prior Year | -1,905,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.20 |
| MACD Signal | 0.35 |
| 20-Day Bollinger Lower Band | 24.37 |
| 20-Day Bollinger Middle Band | 28.12 |
| 20-Day Bollinger Upper Band | 31.87 |
| Beta | 0.80 |
| RSI | 46.71 |
| 50-Day SMA | 26.73 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 9/4/2026 4:12:40 AM EST |