Stock Scorecard
Stock Summary for M & T Bank Corp (MTB) - $182.80 as of 10/31/2025 3:21:06 PM EST
Total Score
13 out of 30
Safety Score
78 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MTB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MTB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MTB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MTB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MTB (78 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for MTB
Company Overview |
|
|---|---|
| Ticker | MTB |
| Company Name | M & T Bank Corp |
| Country | USA |
| Description | M&T Bank Corporation is a prominent bank holding company headquartered in Buffalo, New York, with deep roots dating back to 1856. Renowned for its comprehensive suite of financial services, M&T Bank serves individuals, businesses, and municipalities primarily across the Northeastern and Mid-Atlantic regions of the United States. The bank's offerings span commercial and retail banking, mortgage services, and wealth management, underscoring its pivotal role in regional banking. M&T Bank is committed to fostering personalized customer relationships and community engagement, positioning itself for sustainable growth and innovation in the evolving financial landscape while delivering significant value to shareholders. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/16/2026 |
Stock Price History |
|
| Last Day Price | 182.80 |
| Price 4 Years Ago | 135.46 |
| Last Day Price Updated | 10/31/2025 3:21:06 PM EST |
| Last Day Volume | 872,949 |
| Average Daily Volume | 1,376,616 |
| 52-Week High | 219.42 |
| 52-Week Low | 148.51 |
| Last Price to 52 Week Low | 23.09% |
Valuation Measures |
|
| Trailing PE | 11.28 |
| Industry PE | 18.55 |
| Sector PE | 23.44 |
| 5-Year Average PE | 11.36 |
| Free Cash Flow Ratio | 14.41 |
| Industry Free Cash Flow Ratio | 11.10 |
| Sector Free Cash Flow Ratio | 31.96 |
| Current Ratio Most Recent Quarter | 0.23 |
| Total Cash Per Share | 12.69 |
| Book Value Per Share Most Recent Quarter | 170.44 |
| Price to Book Ratio | 1.17 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.29 |
| Price to Sales Ratio Twelve Trailing Months | 3.09 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.93 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.73 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 153,691,000 |
| Market Capitalization | 28,094,714,800 |
| Institutional Ownership | 90.50% |
Dividends |
|
| Ex-Dividend Date | 9/2/2025 |
| Previous Dividend Amount | 1.3500 |
| Current Dividend Amount | 1.5000 |
| Total Years Dividend Increasing | 8 |
| Trailing Annual Dividend Rate | 5.55 |
| Trailing Annual Dividend Yield | 3.04% |
| Forward Annual Dividend Rate | 6.00 |
| Forward Annual Dividend Yield | 3.28% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.92% |
| 5-Year Average Dividend Yield | 3.48% |
| 1-Year Dividend Growth Rate Percentage | 12.15% |
| 3-Year Dividend Growth Rate Percentage | 5.90% |
| 5-Year Dividend Growth Rate Percentage | 7.46% |
| All-Time Dividend Growth Rate Percentage | 12.09% |
| Dividend Payout Ratio | 34.26% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 19.90% |
| Annual Earnings Growth | -5.58% |
| Reported EPS 12 Trailing Months | 16.20 |
| Reported EPS Past Year | 12.37 |
| Reported EPS Prior Year | 15.39 |
| Net Income Twelve Trailing Months | 2,773,000,000 |
| Net Income Past Year | 2,588,000,000 |
| Net Income Prior Year | 2,741,000,000 |
| Quarterly Revenue Growth YOY | 8.00% |
| 5-Year Revenue Growth | 14.07% |
| Operating Margin Twelve Trailing Months | 43.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,950,000,000 |
| Total Cash Past Year | 20,782,000,000 |
| Total Cash Prior Year | 29,800,000,000 |
| Net Cash Position Most Recent Quarter | -10,430,000,000 |
| Net Cash Position Past Year | 8,177,000,000 |
| Long Term Debt Past Year | 12,605,000,000 |
| Long Term Debt Prior Year | 8,201,000,000 |
| Total Debt Most Recent Quarter | 12,380,000,000 |
| Equity to Debt Ratio Past Year | 0.70 |
| Equity to Debt Ratio Most Recent Quarter | 0.70 |
| Total Stockholder Equity Past Year | 29,027,000,000 |
| Total Stockholder Equity Prior Year | 26,957,000,000 |
| Total Stockholder Equity Most Recent Quarter | 28,728,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 3,969,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 25.82 |
| Free Cash Flow Past Year | 3,394,000,000 |
| Free Cash Flow Prior Year | 3,649,000,000 |
Options |
|
| Put/Call Ratio | 0.86 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -3.50 |
| MACD Signal | -3.50 |
| 20-Day Bollinger Lower Band | 177.35 |
| 20-Day Bollinger Middle Band | 192.28 |
| 20-Day Bollinger Upper Band | 207.21 |
| Beta | 0.61 |
| RSI | 40.74 |
| 50-Day SMA | 187.19 |
| 150-Day SMA | 151.71 |
| 200-Day SMA | 152.23 |
System |
|
| Modified | 11/1/2025 4:30:52 AM EST |