Stock Scorecard
Stock Summary for Midland States Bancorp Inc (MSBI) - $18.10 as of 3/25/2025 2:52:54 PM EST
Total Score
14 out of 30
Safety Score
52 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MSBI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MSBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MSBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MSBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MSBI (52 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 10 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MSBI
Financial Details for MSBI
Company Overview |
|
|---|---|
| Ticker | MSBI |
| Company Name | Midland States Bancorp Inc |
| Country | USA |
| Description | Midland States Bancorp, Inc. is a financial holding company for Midland States Bank offering various banking products and services to individuals, businesses, municipalities, and other entities. The company is headquartered in Effingham, Illinois. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/23/2025 |
Stock Price History |
|
| Last Day Price | 18.10 |
| Price 4 Years Ago | 21.08 |
| Last Day Price Updated | 3/25/2025 2:52:54 PM EST |
| Last Day Volume | 142,067 |
| Average Daily Volume | 109,212 |
| 52-Week High | 27.64 |
| 52-Week Low | 17.54 |
| Last Price to 52 Week Low | 3.19% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.21 |
| Sector PE | 18.61 |
| 5-Year Average PE | 1.45 |
| Free Cash Flow Ratio | 3.07 |
| Industry Free Cash Flow Ratio | 3.68 |
| Sector Free Cash Flow Ratio | 16.36 |
| Current Ratio Most Recent Quarter | 9.72 |
| Total Cash Per Share | 5.89 |
| Book Value Per Share Most Recent Quarter | 29.10 |
| Price to Book Ratio | 0.53 |
| Industry Price to Book Ratio | 1.08 |
| Sector Price to Book Ratio | 2.70 |
| Price to Sales Ratio Twelve Trailing Months | 2.29 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.06 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 21,494,500 |
| Market Capitalization | 389,050,450 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/14/2025 |
| Previous Dividend Amount | 0.3100 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing | 9 |
| Trailing Annual Dividend Rate | 1.24 |
| Trailing Annual Dividend Yield | 6.96% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 6.96% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 5.16% |
| 5-Year Average Dividend Yield | 5.01% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 2.58% |
| All-Time Dividend Growth Rate Percentage | 6.46% |
| Dividend Payout Ratio | -118.10% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 80.20% |
| Annual Earnings Growth | -23.80% |
| Reported EPS 12 Trailing Months | -1.05 |
| Reported EPS Past Year | -1.05 |
| Reported EPS Prior Year | 3.00 |
| Net Income Twelve Trailing Months | 53,182,000 |
| Net Income Past Year | 75,460,000 |
| Net Income Prior Year | 99,025,000 |
| Quarterly Revenue Growth YOY | 6.60% |
| 5-Year Revenue Growth | 3.03% |
| Operating Margin Twelve Trailing Months | 346.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 126,578,000 |
| Total Cash Past Year | 139,562,000 |
| Total Cash Prior Year | 158,947,000 |
| Net Cash Position Most Recent Quarter | -7,224,000 |
| Net Cash Position Past Year | -4,600,000 |
| Long Term Debt Past Year | 144,162,000 |
| Long Term Debt Prior Year | 149,747,000 |
| Total Debt Most Recent Quarter | 133,802,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 791,853,000 |
| Total Stockholder Equity Prior Year | 758,574,000 |
| Total Stockholder Equity Most Recent Quarter | 818,259,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 159,717,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.43 |
| Free Cash Flow Past Year | 145,907,000 |
| Free Cash Flow Prior Year | 243,595,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.51 |
| MACD Signal | -0.53 |
| 20-Day Bollinger Lower Band | 15.38 |
| 20-Day Bollinger Middle Band | 21.94 |
| 20-Day Bollinger Upper Band | 28.50 |
| Beta | 0.69 |
| RSI | 32.25 |
| 50-Day SMA | 22.15 |
| 150-Day SMA | 21.90 |
| 200-Day SMA | 22.02 |
System |
|
| Modified | 3/26/2025 2:01:53 AM EST |