Stock Scorecard
Stock Summary for MainStreet Bancshares Inc (MNSBP) - $24.30 as of 7/9/2025 5:23:01 AM EST
Total Score
8 out of 30
Safety Score
60 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MNSBP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MNSBP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MNSBP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MNSBP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MNSBP (60 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for MNSBP
Company Overview |
|
|---|---|
| Ticker | MNSBP |
| Company Name | MainStreet Bancshares Inc |
| Country | USA |
| Description | MainStreet Bancshares, Inc. is the banking holding company for MainStreet Bank offering a variety of banking products and services to individuals, small and medium-sized businesses and professional service organizations primarily in Northern Virginia and the greater Washington, District of Columbia area. The company is headquartered in Fairfax, Virginia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/28/2025 |
Stock Price History |
|
| Last Day Price | 24.30 |
| Price 4 Years Ago | 20.57 |
| Last Day Price Updated | 7/9/2025 5:23:01 AM EST |
| Last Day Volume | 6,041 |
| Average Daily Volume | 907 |
| 52-Week High | 25.00 |
| 52-Week Low | 19.49 |
| Last Price to 52 Week Low | 24.68% |
Valuation Measures |
|
| Trailing PE | 9.21 |
| Industry PE | 19.79 |
| Sector PE | 21.63 |
| 5-Year Average PE | 71.18 |
| Free Cash Flow Ratio | 0.00 |
| Industry Free Cash Flow Ratio | 3.88 |
| Sector Free Cash Flow Ratio | 11.24 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 0.00 |
| Book Value Per Share Most Recent Quarter | 24.47 |
| Price to Book Ratio | 0.00 |
| Industry Price to Book Ratio | 1.13 |
| Sector Price to Book Ratio | 2.14 |
| Price to Sales Ratio Twelve Trailing Months | 0.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.29 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.34 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 0 |
| Market Capitalization | 0 |
| Institutional Ownership | 0.00% |
Dividends |
|
| Ex-Dividend Date | 6/13/2025 |
| Previous Dividend Amount | 0.4688 |
| Current Dividend Amount | 0.4700 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.88 |
| Trailing Annual Dividend Yield | 7.73% |
| Forward Annual Dividend Rate | 1.88 |
| Forward Annual Dividend Yield | 7.74% |
| 5-Year Dividend Payments Count | 18 |
| 3-Year Average Dividend Yield | 8.08% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.03% |
| Dividend Payout Ratio | 71.44% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -30.60% |
| Annual Earnings Growth | -137.54% |
| Reported EPS 12 Trailing Months | 2.63 |
| Reported EPS Past Year | 0.34 |
| Reported EPS Prior Year | 1.84 |
| Net Income Twelve Trailing Months | -10,831,000 |
| Net Income Past Year | -9,980,000 |
| Net Income Prior Year | 26,585,000 |
| Quarterly Revenue Growth YOY | 5.00% |
| 5-Year Revenue Growth | 16.71% |
| Operating Margin Twelve Trailing Months | 20.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 177,967,000 |
| Total Cash Past Year | 47,553,000 |
| Total Cash Prior Year | 53,581,000 |
| Net Cash Position Most Recent Quarter | 105,829,000 |
| Net Cash Position Past Year | -25,486,000 |
| Long Term Debt Past Year | 73,039,000 |
| Long Term Debt Prior Year | 72,642,000 |
| Total Debt Most Recent Quarter | 72,138,000 |
| Equity to Debt Ratio Past Year | 0.74 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 207,991,000 |
| Total Stockholder Equity Prior Year | 221,517,000 |
| Total Stockholder Equity Most Recent Quarter | 209,618,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 8,345,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 8,951,000 |
| Free Cash Flow Prior Year | 25,628,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.20 |
| MACD Signal | 0.15 |
| 20-Day Bollinger Lower Band | 22.59 |
| 20-Day Bollinger Middle Band | 23.60 |
| 20-Day Bollinger Upper Band | 24.61 |
| Beta | 0.56 |
| RSI | 59.90 |
| 50-Day SMA | 21.01 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 20.82 |
System |
|
| Modified | 7/9/2025 5:23:48 AM EST |