Stock Scorecard

Stock Summary for MainStreet Bancshares Inc (MNSBP) - $24.00 as of 5/10/2025 5:18:13 AM EST

Total Score

7 out of 30

Safety Score

59 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for MNSBP

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for MNSBP

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for MNSBP

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for MNSBP

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for MNSBP (59 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 6
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 10
Operating Margin (Max of 10) 4
Trading Volume (Max of 10) 0
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for MNSBP

Company Overview
Ticker MNSBP
Company Name MainStreet Bancshares Inc
Country USA
Description MainStreet Bancshares, Inc. is the banking holding company for MainStreet Bank offering a variety of banking products and services to individuals, small and medium-sized businesses and professional service organizations primarily in Northern Virginia and the greater Washington, District of Columbia area. The company is headquartered in Fairfax, Virginia.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/28/2025

Stock Price History
Last Day Price 24.00
Price 4 Years Ago 20.98
Last Day Price Updated 5/10/2025 5:18:13 AM EST
Last Day Volume 3
Average Daily Volume 1,492
52-Week High 24.85
52-Week Low 19.88
Last Price to 52 Week Low 20.72%

Valuation Measures
Trailing PE 9.10
Industry PE 16.08
Sector PE 18.76
5-Year Average PE 72.83
Free Cash Flow Ratio 0.00
Industry Free Cash Flow Ratio 6.60
Sector Free Cash Flow Ratio 25.77
Current Ratio Most Recent Quarter 0.04
Total Cash Per Share 0.00
Book Value Per Share Most Recent Quarter 24.43
Price to Book Ratio 0.00
Industry Price to Book Ratio 1.04
Sector Price to Book Ratio 2.07
Price to Sales Ratio Twelve Trailing Months 0.00
Industry Price to Sales Ratio Twelve Trailing Months 3.03
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics
Total Shares Outstanding 0
Market Capitalization 0
Institutional Ownership N/A

Dividends
Ex-Dividend Date 3/14/2025
Previous Dividend Amount 0.4700
Current Dividend Amount 0.4688
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.88
Trailing Annual Dividend Yield 7.83%
Forward Annual Dividend Rate 1.88
Forward Annual Dividend Yield 7.81%
5-Year Dividend Payments Count 17
3-Year Average Dividend Yield 7.92%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage -0.27%
3-Year Dividend Growth Rate Percentage -0.13%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.03%
Dividend Payout Ratio 71.44%

Income Statement
Quarterly Earnings Growth YOY -30.40%
Annual Earnings Growth -137.54%
Reported EPS 12 Trailing Months 2.63
Reported EPS Past Year 0.34
Reported EPS Prior Year 1.84
Net Income Twelve Trailing Months -10,831,000
Net Income Past Year -9,980,000
Net Income Prior Year 26,585,000
Quarterly Revenue Growth YOY 6.00%
5-Year Revenue Growth 8.24%
Operating Margin Twelve Trailing Months 18.00%

Balance Sheet
Total Cash Most Recent Quarter 47,553,000
Total Cash Past Year 47,553,000
Total Cash Prior Year 53,581,000
Net Cash Position Most Recent Quarter -25,486,000
Net Cash Position Past Year -25,486,000
Long Term Debt Past Year 73,039,000
Long Term Debt Prior Year 72,642,000
Total Debt Most Recent Quarter 73,039,000
Equity to Debt Ratio Past Year 0.74
Equity to Debt Ratio Most Recent Quarter 0.74
Total Stockholder Equity Past Year 207,991,000
Total Stockholder Equity Prior Year 221,517,000
Total Stockholder Equity Most Recent Quarter 209,618,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months -5,042,000
Free Cash Flow Per Share Twelve Trailing Months 0.00
Free Cash Flow Past Year 8,951,000
Free Cash Flow Prior Year 25,628,000

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD -0.03
MACD Signal -0.10
20-Day Bollinger Lower Band 22.97
20-Day Bollinger Middle Band 23.97
20-Day Bollinger Upper Band 24.97
Beta 0.42
RSI 52.44
50-Day SMA 21.23
150-Day SMA 0.00
200-Day SMA 21.07

System
Modified 5/10/2025 5:18:14 AM EST