Stock Scorecard
Stock Summary for MainStreet Bancshares Inc (MNSBP) - $24.99 as of 12/25/2025 3:39:56 AM EST
Total Score
12 out of 30
Safety Score
60 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for MNSBP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MNSBP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MNSBP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MNSBP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MNSBP (60 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MNSBP
Financial Details for MNSBP
Company Overview |
|
|---|---|
| Ticker | MNSBP |
| Company Name | MainStreet Bancshares Inc |
| Country | USA |
| Description | MainStreet Bancshares, Inc. is an innovative banking holding company based in Fairfax, Virginia, operating through its subsidiary, MainStreet Bank. The company specializes in delivering a diverse range of financial products and services designed for individuals, small to medium-sized enterprises, and professional organizations, primarily in the Northern Virginia and greater Washington, D.C. region. With a commitment to personalized banking and active community involvement, MainStreet Bancshares is a vital player in facilitating economic growth and improving the financial health of its customers. Its customer-focused approach and tailored financial solutions position the firm as a significant contributor in the regional banking landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/26/2026 |
Stock Price History |
|
| Last Day Price | 24.99 |
| Price 4 Years Ago | 19.80 |
| Last Day Price Updated | 12/25/2025 3:39:56 AM EST |
| Last Day Volume | 15 |
| Average Daily Volume | 1,170 |
| 52-Week High | 27.20 |
| 52-Week Low | 21.52 |
| Last Price to 52 Week Low | 16.12% |
Valuation Measures |
|
| Trailing PE | 9.46 |
| Industry PE | 19.79 |
| Sector PE | 23.72 |
| 5-Year Average PE | 74.03 |
| Free Cash Flow Ratio | 1.07 |
| Industry Free Cash Flow Ratio | 5.93 |
| Sector Free Cash Flow Ratio | 52.53 |
| Current Ratio Most Recent Quarter | 0.02 |
| Total Cash Per Share | 23.31 |
| Book Value Per Share Most Recent Quarter | 25.62 |
| Price to Book Ratio | 0.00 |
| Industry Price to Book Ratio | 1.24 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 0.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 0 |
| Market Capitalization | 0 |
| Institutional Ownership | 0.00% |
Dividends |
|
| Ex-Dividend Date | 12/15/2025 |
| Previous Dividend Amount | 0.4700 |
| Current Dividend Amount | 0.4688 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.88 |
| Trailing Annual Dividend Yield | 7.51% |
| Forward Annual Dividend Rate | 1.88 |
| Forward Annual Dividend Yield | 7.50% |
| 5-Year Dividend Payments Count | 19 |
| 3-Year Average Dividend Yield | 7.97% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -0.13% |
| 3-Year Dividend Growth Rate Percentage | -0.07% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | -0.02% |
| Dividend Payout Ratio | 71.39% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 94.70% |
| Annual Earnings Growth | -137.54% |
| Reported EPS 12 Trailing Months | 2.63 |
| Reported EPS Past Year | 0.34 |
| Reported EPS Prior Year | 1.84 |
| Net Income Twelve Trailing Months | -4,607,000 |
| Net Income Past Year | -9,980,000 |
| Net Income Prior Year | 26,585,000 |
| Quarterly Revenue Growth YOY | 35.80% |
| 5-Year Revenue Growth | 16.71% |
| Operating Margin Twelve Trailing Months | 33.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 25,255,000 |
| Total Cash Past Year | 47,553,000 |
| Total Cash Prior Year | 53,581,000 |
| Net Cash Position Most Recent Quarter | -44,582,000 |
| Net Cash Position Past Year | -25,486,000 |
| Long Term Debt Past Year | 73,039,000 |
| Long Term Debt Prior Year | 72,642,000 |
| Total Debt Most Recent Quarter | 69,837,000 |
| Equity to Debt Ratio Past Year | 0.74 |
| Equity to Debt Ratio Most Recent Quarter | 0.76 |
| Total Stockholder Equity Past Year | 207,991,000 |
| Total Stockholder Equity Prior Year | 221,517,000 |
| Total Stockholder Equity Most Recent Quarter | 218,363,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 8,977,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 8,951,000 |
| Free Cash Flow Prior Year | 25,628,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.18 |
| MACD Signal | 0.17 |
| 20-Day Bollinger Lower Band | 23.08 |
| 20-Day Bollinger Middle Band | 24.09 |
| 20-Day Bollinger Upper Band | 25.11 |
| Beta | 0.62 |
| RSI | 48.90 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 12/30/2025 3:42:53 AM EST |