Stock Scorecard



Stock Summary for MainStreet Bancshares Inc (MNSB) - $15.60 as of 4/23/2024 5:56:18 AM EST

Total Score

14 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for MNSB

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for MNSB

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for MNSB

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for MNSB

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for MNSB

MainStreet Bank Appoints Ali Manouchehri to Board of Directors - PR Newswire 2/22/2024 2:00:00 PM
Overview Of Value Stocks In The Financial Services Sector - Esquire Financial Hldgs ( NASDAQ:ESQ ) , Capital City Bank Group ( NASDAQ:CCBG ) 2/8/2024 2:48:00 PM
MainStreet Bancshares Inc. Delivered Consistent 2023 Earnings Despite Market Turmoil 1/22/2024 1:00:00 PM
MainStreet Bank Listed in ICBA Independent Banker's "2023 Best Community Banks to Work For" 12/1/2023 1:54:00 PM
Top 3 Financial Stocks You'll Regret Missing In Q4 - MainStreet Bancshares ( NASDAQ:MNSB ) , Morgan Stanley ( NYSE:MS ) 10/19/2023 11:35:00 AM
Over $1.5M Bet On Cleveland-Cliffs? Check Out These 4 Stocks Insiders Are Buying - Cleveland-Cliffs ( NYSE:CLF ) , Delta Air Lines ( NYSE:DAL ) 4/28/2023 12:26:00 PM
MainStreet Bancshares, Inc., Reports Record Earnings for 1st Quarter 2023 4/17/2023 12:00:00 PM
V: Is Buying Visa's Stock Finally Paying Off? 3/28/2023 11:57:00 AM
V: 1 Stock Every Beginner Should Buy 3/22/2023 4:14:00 PM
Stock Upgrades: Bank OZK Shows Rising Relative Strength 3/7/2023 8:00:00 AM

Financial Details for MNSB

Company Overview

Ticker MNSB
Company Name MainStreet Bancshares Inc
Country USA
Description MainStreet Bancshares, Inc. is the banking holding company for MainStreet Bank offering a variety of banking products and services to individuals, small and medium-sized businesses and professional service organizations primarily in Northern Virginia and the greater Washington, District of Columbia area. The company is headquartered in Fairfax, Virginia.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date N/A

Stock Price History

Last Day Price 15.60
Last Day Price Updated 4/23/2024 5:56:18 AM EST
Last Day Volume 63,856
Average Daily Volume 25,896
52-Week High 25.83
52-Week Low 15.21
Last Price to 52 Week Low 2.56%

Valuation Measures

Trailing PE 5.30
Industry PE 11.84
Sector PE 18.25
5-Year Average PE 6.70
Free Cash Flow Ratio 2.22
Industry Free Cash Flow Ratio 3.58
Sector Free Cash Flow Ratio 8.74
Current Ratio Most Recent Quarter 0.04
Total Cash Per Share 7.04
Book Value Per Share Most Recent Quarter 26.61
Price to Book Ratio 0.66
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 1.64
Industry Price to Sales Ratio Twelve Trailing Months 2.43
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 7,614,100
Market Capitalization 118,779,960
Institutional Ownership N/A

Dividends

Ex-Dividend Date 2/1/2024
Last Dividend Amount 0.10
Current Dividend Amount 0.10
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.40
Trailing Annual Dividend Yield 2.32%
Forward Annual Dividend Rate 0.64
Forward Annual Dividend Yield 3.71%
5-Year Dividend Payments Count 9
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 60.00%
3-Year Dividend Growth Rate Percentage 60.00%
5-Year Dividend Growth Rate Percentage 60.00%
All-Time Dividend Growth Rate Percentage 60.00%
Dividend Payout Ratio 12.31%

Income Statement

Quarterly Earnings Growth YOY -35.60%
Annual Earnings Growth -0.33%
Reported EPS 12 Trailing Months 3.25
Reported EPS Past Year 0.00
Reported EPS Prior Year 3.24
Net Income Twelve Trailing Months 26,585,000
Net Income Past Year 26,585,000
Net Income Prior Year 26,674,000
Quarterly Revenue Growth YOY -15.30%
5-Year Revenue Growth 16.24%

Balance Sheet

Total Cash Most Recent Quarter 53,581,000
Total Cash Past Year 53,581,000
Total Cash Prior Year 48,931,000
Net Cash Position Most Recent Quarter -19,061,000
Net Cash Position Past Year -19,061,000
Long Term Debt Past Year 72,642,000
Long Term Debt Prior Year 172,245,000
Total Debt Most Recent Quarter 72,642,000
Equity to Debt Ratio Past Year 0.75
Equity to Debt Ratio Most Recent Quarter 0.75
Total Stockholder Equity Past Year 221,517,000
Total Stockholder Equity Prior Year 198,282,000
Total Stockholder Equity Most Recent Quarter 221,517,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.37
MACD Signal -0.34
20-Day Bollinger Lower Band 14.06
20-Day Bollinger Middle Band 19.82
20-Day Bollinger Upper Band 25.57
Beta 0.45
RSI 42.36
50-Day SMA 21.08
200-Day SMA 21.37

System

Modified 4/23/2024 5:56:19 AM EST