Stock Scorecard
Stock Summary for MainStreet Bancshares Inc (MNSB) - $23.87 as of 5/2/2026 3:21:40 AM EST
Total Score
20 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for MNSB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MNSB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MNSB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MNSB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MNSB (51 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for MNSB
Company Overview |
|
|---|---|
| Ticker | MNSB |
| Company Name | MainStreet Bancshares Inc |
| Country | USA |
| Description | MainStreet Bancshares, Inc. is the banking holding company for MainStreet Bank offering a variety of banking products and services to individuals, small and medium-sized businesses and professional service organizations primarily in Northern Virginia and the greater Washington, District of Columbia area. The company is headquartered in Fairfax, Virginia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 23.87 |
| Price 4 Years Ago | 25.71 |
| Last Day Price Updated | 5/2/2026 3:21:40 AM EST |
| Last Day Volume | 57,573 |
| Average Daily Volume | 57,149 |
| 52-Week High | 25.17 |
| 52-Week Low | 17.68 |
| Last Price to 52 Week Low | 35.01% |
Valuation Measures |
|
| Trailing PE | 11.77 |
| Industry PE | 17.84 |
| Sector PE | 23.78 |
| 5-Year Average PE | 11.18 |
| Free Cash Flow Ratio | 1.04 |
| Industry Free Cash Flow Ratio | 18.27 |
| Sector Free Cash Flow Ratio | 22.47 |
| Current Ratio Most Recent Quarter | 0.14 |
| Total Cash Per Share | 22.95 |
| Book Value Per Share Most Recent Quarter | 26.52 |
| Price to Book Ratio | 0.91 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.20 |
| Price to Sales Ratio Twelve Trailing Months | 2.32 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.53 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 7,324,000 |
| Market Capitalization | 174,823,880 |
| Institutional Ownership | 66.37% |
Dividends |
|
| Ex-Dividend Date | 5/4/2026 |
| Previous Dividend Amount | 0.1000 |
| Current Dividend Amount | 0.1000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.40 |
| Trailing Annual Dividend Yield | 1.68% |
| Forward Annual Dividend Rate | 0.40 |
| Forward Annual Dividend Yield | 1.68% |
| 5-Year Dividend Payments Count | 18 |
| 3-Year Average Dividend Yield | 1.97% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 16.96% |
| Dividend Payout Ratio | 20.10% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 90.30% |
| Annual Earnings Growth | 256.44% |
| Reported EPS 12 Trailing Months | 1.99 |
| Reported EPS Past Year | 0.55 |
| Reported EPS Prior Year | 1.73 |
| Net Income Twelve Trailing Months | 17,260,000 |
| Net Income Past Year | 15,613,000 |
| Net Income Prior Year | -9,980,000 |
| Quarterly Revenue Growth YOY | 3.30% |
| 5-Year Revenue Growth | 14.34% |
| Operating Margin Twelve Trailing Months | 30.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 168,115,000 |
| Total Cash Past Year | 26,455,000 |
| Total Cash Prior Year | 47,553,000 |
| Net Cash Position Most Recent Quarter | 98,179,000 |
| Net Cash Position Past Year | -43,481,000 |
| Long Term Debt Past Year | 69,936,000 |
| Long Term Debt Prior Year | 73,039,000 |
| Total Debt Most Recent Quarter | 69,936,000 |
| Equity to Debt Ratio Past Year | 0.76 |
| Equity to Debt Ratio Most Recent Quarter | 0.75 |
| Total Stockholder Equity Past Year | 218,591,000 |
| Total Stockholder Equity Prior Year | 207,991,000 |
| Total Stockholder Equity Most Recent Quarter | 214,984,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 10,637,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.45 |
| Free Cash Flow Past Year | 10,637,000 |
| Free Cash Flow Prior Year | 8,951,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.55 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/2/2026 3:21:41 AM EST |