Stock Scorecard

Stock Summary for MeridianLink Inc (MLNK) - $20.01 as of 10/24/2025 7:58:04 AM EST

Total Score

6 out of 30

Safety Score

30 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for MLNK

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for MLNK

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for MLNK

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for MLNK

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for MLNK (30 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 4
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 2
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for MLNK

IDI Announces Integration with TazWorks to Expand Access to IDI's Best-in-Class Identity Intelligence in the Background Screening Industry 10/21/2025 4:21:00 PM
IDI Announces Integration with TazWorks to Expand Access to IDI's Best-in-Class Identity Intelligence in the Background Screening Industry - Red Violet ( NASDAQ:RDVT ) , MeridianLink ( NYSE:MLNK ) 10/20/2025 12:00:00 PM
SKIL or MLNK: Which Is the Better Value Stock Right Now? 10/17/2025 3:40:00 PM
SHAREHOLDER RIGHTS ALERT: Halper Sadeh LLC Investigates MLNK, AMWD, PNFP, CCRD on Behalf of Shareholders - American Woodmark ( NASDAQ:AMWD ) , CoreCard ( NYSE:CCRD ) 10/16/2025 12:11:00 AM
$HAREHOLDER ALERT: The M&A Class Action Firm Reminds $hareholders of Upcoming Merger Deadlines - MLNK, CCRD, AMWD, and PNFP 10/15/2025 9:30:00 PM
$HAREHOLDER ALERT: The M&A Class Action Firm Encourages $hareholders to Act Before the Vote - MLNK, CCRD, AMWD, and PNFP 10/13/2025 9:30:00 PM
$HAREHOLDER ALERT: The M&A Class Action Continues to Investigate Merger - MLNK, CCRD, AMWD, and CYBR 10/8/2025 10:10:00 PM
$HAREHOLDER ALERT: The M&A Class Action Firm Encourages $hareholders to Act Before The Vote - MLNK, CIO, AL, and BTBD 10/1/2025 9:33:00 PM
SKIL vs. MLNK: Which Stock Is the Better Value Option? 10/1/2025 3:40:00 PM
SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates MLNK, BFIN, MRCC, EVFM on Behalf of Shareholders - BankFinancial ( NASDAQ:BFIN ) , Evofem Biosciences ( OTC:EVFM ) 9/11/2025 11:31:00 PM

Financial Details for MLNK

Company Overview
Ticker MLNK
Company Name MeridianLink Inc
Country USA
Description Meridianlink Inc. is a prominent technology provider focused on delivering cutting-edge software solutions tailored for the financial services industry, particularly in loan origination and account opening processes. Based in Waltham, Massachusetts, the company offers a robust suite of products that enhance operational efficiency and improve customer experiences for banks and credit unions. By leveraging data-driven insights and automation, Meridianlink is strategically positioned to meet the increasing demand for digital transformation within the financial sector, thus strengthening its foothold in a rapidly evolving market.
Sector Name TECHNOLOGY
Industry Name SOFTWARE - APPLICATION
Most Recent Quarter 6/30/2025
Next Earnings Date 10/29/2025

Stock Price History
Last Day Price 20.01
Price 4 Years Ago 21.58
Last Day Price Updated 10/24/2025 7:58:04 AM EST
Last Day Volume 8,567,537
Average Daily Volume 719,969
52-Week High 25.22
52-Week Low 15.49
Last Price to 52 Week Low 29.18%

Valuation Measures
Trailing PE N/A
Industry PE 87.69
Sector PE 81.07
5-Year Average PE 50.18
Free Cash Flow Ratio 16.27
Industry Free Cash Flow Ratio 49.77
Sector Free Cash Flow Ratio 39.63
Current Ratio Most Recent Quarter 1.94
Total Cash Per Share 1.23
Book Value Per Share Most Recent Quarter 5.29
Price to Book Ratio 3.75
Industry Price to Book Ratio 8.96
Sector Price to Book Ratio 7.95
Price to Sales Ratio Twelve Trailing Months 4.54
Industry Price to Sales Ratio Twelve Trailing Months 8.75
Sector Price to Sales Ratio Twelve Trailing Months 6.21
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 73,811,000
Market Capitalization 1,476,958,110
Institutional Ownership 81.40%

Dividends
Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement
Quarterly Earnings Growth YOY 0.00%
Annual Earnings Growth 30.01%
Reported EPS 12 Trailing Months -0.30
Reported EPS Past Year 0.05
Reported EPS Prior Year 0.06
Net Income Twelve Trailing Months -22,494,000
Net Income Past Year -29,772,000
Net Income Prior Year -42,539,000
Quarterly Revenue Growth YOY 7.50%
5-Year Revenue Growth 15.67%
Operating Margin Twelve Trailing Months 6.50%

Balance Sheet
Total Cash Most Recent Quarter 91,088,000
Total Cash Past Year 92,765,000
Total Cash Prior Year 80,441,000
Net Cash Position Most Recent Quarter -372,037,000
Net Cash Position Past Year -372,157,000
Long Term Debt Past Year 464,922,000
Long Term Debt Prior Year 420,004,000
Total Debt Most Recent Quarter 463,125,000
Equity to Debt Ratio Past Year 0.48
Equity to Debt Ratio Most Recent Quarter 0.46
Total Stockholder Equity Past Year 427,493,000
Total Stockholder Equity Prior Year 508,247,000
Total Stockholder Equity Most Recent Quarter 392,641,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 88,371,000
Free Cash Flow Per Share Twelve Trailing Months 1.20
Free Cash Flow Past Year 77,435,000
Free Cash Flow Prior Year 57,771,000

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.10
MACD Signal 0.12
20-Day Bollinger Lower Band 14.44
20-Day Bollinger Middle Band 18.24
20-Day Bollinger Upper Band 22.04
Beta 0.92
RSI 68.74
50-Day SMA 18.93
150-Day SMA 18.98
200-Day SMA 18.61

System
Modified 10/23/2025 4:34:42 AM EST