Stock Scorecard
Stock Summary for Magyar Bancorp Inc (MGYR) - $22.30 as of 10/30/2026 7:56:21 PM EST
Total Score
14 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MGYR
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MGYR
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MGYR
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MGYR
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MGYR (48 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for MGYR
Financial Details for MGYR
Company Overview |
|
|---|---|
| Ticker | MGYR |
| Company Name | Magyar Bancorp Inc |
| Country | USA |
| Description | Magyar Bancorp, Inc. is the holding company of Magyar Bank providing various banking services in the United States. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 22.30 |
| Price 4 Years Ago | 11.92 |
| Last Day Price Updated | 10/30/2026 7:56:21 PM EST |
| Last Day Volume | 26,019 |
| Average Daily Volume | 3,047 |
| 52-Week High | 22.50 |
| 52-Week Low | 15.85 |
| Last Price to 52 Week Low | 40.69% |
Valuation Measures |
|
| Trailing PE | 10.82 |
| Industry PE | 24.52 |
| Sector PE | 28.37 |
| 5-Year Average PE | 8.79 |
| Free Cash Flow Ratio | 69.69 |
| Industry Free Cash Flow Ratio | 12.83 |
| Sector Free Cash Flow Ratio | 46.09 |
| Current Ratio Most Recent Quarter | 0.05 |
| Total Cash Per Share | 0.32 |
| Book Value Per Share Most Recent Quarter | 19.61 |
| Price to Book Ratio | 1.03 |
| Industry Price to Book Ratio | 1.25 |
| Sector Price to Book Ratio | 1.81 |
| Price to Sales Ratio Twelve Trailing Months | 3.41 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.37 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.38 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 6,455,400 |
| Market Capitalization | 143,955,420 |
| Institutional Ownership | 31.77% |
Dividends |
|
| Ex-Dividend Date | 11/10/2026 |
| Previous Dividend Amount | 0.1000 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 4 |
| Trailing Annual Dividend Rate | 0.38 |
| Trailing Annual Dividend Yield | 1.70% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 2.15% |
| 5-Year Dividend Payments Count | 24 |
| 3-Year Average Dividend Yield | 1.53% |
| 5-Year Average Dividend Yield | 1.32% |
| 1-Year Dividend Growth Rate Percentage | 50.00% |
| 3-Year Dividend Growth Rate Percentage | 44.91% |
| 5-Year Dividend Growth Rate Percentage | 36.78% |
| All-Time Dividend Growth Rate Percentage | 36.78% |
| Dividend Payout Ratio | 20.32% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 23.30% |
| Annual Earnings Growth | 25.40% |
| Reported EPS 12 Trailing Months | 1.87 |
| Reported EPS Past Year | 1.99 |
| Reported EPS Prior Year | 1.57 |
| Net Income Twelve Trailing Months | 11,784,000 |
| Net Income Past Year | 9,760,000 |
| Net Income Prior Year | 7,783,000 |
| Quarterly Revenue Growth YOY | 13.50% |
| 5-Year Revenue Growth | 15.57% |
| Operating Margin Twelve Trailing Months | 45.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,034,000 |
| Total Cash Past Year | 7,086,000 |
| Total Cash Prior Year | 25,596,000 |
| Net Cash Position Most Recent Quarter | -47,020,000 |
| Net Cash Position Past Year | -41,968,000 |
| Long Term Debt Past Year | 49,054,000 |
| Long Term Debt Prior Year | 25,068,000 |
| Total Debt Most Recent Quarter | 49,054,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 118,842,000 |
| Total Stockholder Equity Prior Year | 110,548,000 |
| Total Stockholder Equity Most Recent Quarter | 126,624,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 14,258,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.21 |
| Free Cash Flow Past Year | 9,815,000 |
| Free Cash Flow Prior Year | 5,506,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.27 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 10/30/2026 7:56:21 PM EST |