Stock Scorecard
Stock Summary for MFA Financial Inc (MFA) - $9.58 as of 12/3/2025 8:33:11 PM EST
Total Score
16 out of 30
Safety Score
57 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MFA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MFA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MFA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MFA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MFA (57 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for MFA
Company Overview |
|
|---|---|
| Ticker | MFA |
| Company Name | MFA Financial Inc |
| Country | USA |
| Description | MFA Financial, Inc. is a leading publicly traded real estate investment trust (REIT) headquartered in New York, dedicated to investing in residential mortgage-backed securities and a diverse range of mortgage-related assets. The company aims to deliver compelling risk-adjusted returns to its shareholders through a strategic management approach that incorporates both agency and non-agency mortgage investments. Leveraging its extensive market expertise, MFA adeptly navigates industry fluctuations, ensuring optimized portfolio performance and solidifying its position as a significant contributor within the U.S. housing finance landscape. |
| Sector Name | REAL ESTATE |
| Industry Name | REIT - MORTGAGE |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/19/2026 |
Stock Price History |
|
| Last Day Price | 9.58 |
| Price 4 Years Ago | 10.84 |
| Last Day Price Updated | 12/3/2025 8:33:11 PM EST |
| Last Day Volume | 824,220 |
| Average Daily Volume | 1,189,811 |
| 52-Week High | 10.17 |
| 52-Week Low | 7.27 |
| Last Price to 52 Week Low | 31.77% |
Valuation Measures |
|
| Trailing PE | 11.19 |
| Industry PE | 17.86 |
| Sector PE | 66.42 |
| 5-Year Average PE | 5.28 |
| Free Cash Flow Ratio | 3.20 |
| Industry Free Cash Flow Ratio | 20.15 |
| Sector Free Cash Flow Ratio | 106.93 |
| Current Ratio Most Recent Quarter | 2.56 |
| Total Cash Per Share | 2.99 |
| Book Value Per Share Most Recent Quarter | 17.82 |
| Price to Book Ratio | 0.54 |
| Industry Price to Book Ratio | 0.84 |
| Sector Price to Book Ratio | 11.84 |
| Price to Sales Ratio Twelve Trailing Months | 3.54 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.47 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.76 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 102,196,000 |
| Market Capitalization | 979,037,680 |
| Institutional Ownership | 56.24% |
Dividends |
|
| Ex-Dividend Date | 9/30/2025 |
| Previous Dividend Amount | 0.3600 |
| Current Dividend Amount | 0.3600 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.43 |
| Trailing Annual Dividend Yield | 15.21% |
| Forward Annual Dividend Rate | 1.44 |
| Forward Annual Dividend Yield | 15.32% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 15.34% |
| 5-Year Average Dividend Yield | 17.43% |
| 1-Year Dividend Growth Rate Percentage | 2.86% |
| 3-Year Dividend Growth Rate Percentage | 1.42% |
| 5-Year Dividend Growth Rate Percentage | -1.66% |
| All-Time Dividend Growth Rate Percentage | -2.67% |
| Dividend Payout Ratio | 166.28% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -5.40% |
| Annual Earnings Growth | 48.76% |
| Reported EPS 12 Trailing Months | 0.86 |
| Reported EPS Past Year | 0.70 |
| Reported EPS Prior Year | 1.43 |
| Net Income Twelve Trailing Months | 128,173,000 |
| Net Income Past Year | 119,251,000 |
| Net Income Prior Year | 80,164,000 |
| Quarterly Revenue Growth YOY | -6.10% |
| 5-Year Revenue Growth | -8.39% |
| Operating Margin Twelve Trailing Months | 56.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 305,172,000 |
| Total Cash Past Year | 338,931,000 |
| Total Cash Prior Year | 318,000,000 |
| Net Cash Position Most Recent Quarter | -6,242,414,000 |
| Net Cash Position Past Year | -5,639,706,000 |
| Long Term Debt Past Year | 5,978,637,000 |
| Long Term Debt Prior Year | 4,959,794,000 |
| Total Debt Most Recent Quarter | 6,547,586,000 |
| Equity to Debt Ratio Past Year | 0.24 |
| Equity to Debt Ratio Most Recent Quarter | 0.22 |
| Total Stockholder Equity Past Year | 1,841,792,000 |
| Total Stockholder Equity Prior Year | 1,899,915,000 |
| Total Stockholder Equity Most Recent Quarter | 1,821,511,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 150,066,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.47 |
| Free Cash Flow Past Year | 200,120,000 |
| Free Cash Flow Prior Year | 108,739,000 |
Options |
|
| Put/Call Ratio | 1.33 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.07 |
| MACD Signal | 0.02 |
| 20-Day Bollinger Lower Band | 8.70 |
| 20-Day Bollinger Middle Band | 9.33 |
| 20-Day Bollinger Upper Band | 9.96 |
| Beta | 1.67 |
| RSI | 61.62 |
| 50-Day SMA | 9.15 |
| 150-Day SMA | 8.77 |
| 200-Day SMA | 8.53 |
System |
|
| Modified | 12/2/2025 3:57:03 AM EST |