Stock Scorecard
Stock Summary for Mercury General Corp (MCY) - $101.04 as of 6/9/2026 2:57:41 PM EST
Total Score
16 out of 30
Safety Score
36 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for MCY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for MCY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for MCY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for MCY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for MCY (36 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for MCY
Financial Details for MCY
Company Overview |
|
|---|---|
| Ticker | MCY |
| Company Name | Mercury General Corp |
| Country | N/A |
| Description | Mercury General Corporation engages in underwriting personal auto insurance in the United States. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/4/2026 |
Stock Price History |
|
| Last Day Price | 101.04 |
| Price 4 Years Ago | 31.43 |
| Last Day Price Updated | 6/9/2026 2:57:41 PM EST |
| Last Day Volume | 304,708 |
| Average Daily Volume | 256,114 |
| 52-Week High | 103.86 |
| 52-Week Low | 61.55 |
| Last Price to 52 Week Low | 64.16% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 10.96 |
| Sector PE | 17.70 |
| 5-Year Average PE | 33.92 |
| Free Cash Flow Ratio | 4.14 |
| Industry Free Cash Flow Ratio | 58.95 |
| Sector Free Cash Flow Ratio | 37.45 |
| Current Ratio Most Recent Quarter | 0.44 |
| Total Cash Per Share | 24.39 |
| Book Value Per Share Most Recent Quarter | 46.76 |
| Price to Book Ratio | 2.10 |
| Industry Price to Book Ratio | 1.50 |
| Sector Price to Book Ratio | 2.05 |
| Price to Sales Ratio Twelve Trailing Months | 0.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.00 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.32 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 55,389,000 |
| Market Capitalization | 5,596,504,560 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/11/2026 |
| Previous Dividend Amount | 0.3175 |
| Current Dividend Amount | 0.3175 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.27 |
| Trailing Annual Dividend Yield | 1.30% |
| Forward Annual Dividend Rate | 1.27 |
| Forward Annual Dividend Yield | 1.30% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.36% |
| 5-Year Average Dividend Yield | 3.23% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | -9.64% |
| All-Time Dividend Growth Rate Percentage | 8.51% |
| Dividend Payout Ratio | 8.37% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 100.90% |
| Annual Earnings Growth | 15.63% |
| Reported EPS 12 Trailing Months | 15.17 |
| Reported EPS Past Year | 3.50 |
| Reported EPS Prior Year | 7.90 |
| Net Income Twelve Trailing Months | 839,843,000 |
| Net Income Past Year | 541,094,000 |
| Net Income Prior Year | 467,953,000 |
| Quarterly Revenue Growth YOY | 10.50% |
| 5-Year Revenue Growth | 9.63% |
| Operating Margin Twelve Trailing Months | 15.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,350,883,000 |
| Total Cash Past Year | 1,315,574,000 |
| Total Cash Prior Year | 720,257,000 |
| Net Cash Position Most Recent Quarter | 776,256,000 |
| Net Cash Position Past Year | 741,047,000 |
| Long Term Debt Past Year | 574,527,000 |
| Long Term Debt Prior Year | 574,128,000 |
| Total Debt Most Recent Quarter | 574,627,000 |
| Equity to Debt Ratio Past Year | 0.81 |
| Equity to Debt Ratio Most Recent Quarter | 0.82 |
| Total Stockholder Equity Past Year | 2,417,275,000 |
| Total Stockholder Equity Prior Year | 1,946,524,000 |
| Total Stockholder Equity Most Recent Quarter | 2,590,110,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,419,428,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 25.63 |
| Free Cash Flow Past Year | 1,028,757,000 |
| Free Cash Flow Prior Year | 990,979,000 |
Options |
|
| Put/Call Ratio | 0.05 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.53 |
| MACD Signal | 1.16 |
| 20-Day Bollinger Lower Band | 82.64 |
| 20-Day Bollinger Middle Band | 92.63 |
| 20-Day Bollinger Upper Band | 102.62 |
| Beta | 0.94 |
| RSI | 48.35 |
| 50-Day SMA | 84.67 |
| 150-Day SMA | 61.13 |
| 200-Day SMA | 53.31 |
System |
|
| Modified | 6/9/2026 3:21:16 AM EST |