Stock Scorecard

Stock Summary for Mercury General Corp (MCY) - $50.08 as of 1/22/2025 7:44:06 AM EST

Total Score

20 out of 30

Safety Score

63 out of 100

Currently on the following lists
None
Tim's Recommendation
Buy

Growth List Algorithm Criteria for MCY

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for MCY

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for MCY

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for MCY

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for MCY (63 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 7
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 4
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 10

Latest News for for MCY

Top 4 Financial Stocks You'll Regret Missing This Month - Green Dot ( NYSE:GDOT ) , Federated Hermes ( NYSE:FHI ) 1/21/2025 1:23:00 PM
The Zacks Analyst Blog Highlights Travelers, Allstate and Mercury General 1/15/2025 2:21:00 PM
Homeowners Insurance Suffers as California Wildfire Rages On 1/14/2025 5:07:00 PM
Tesla, Robinhood And Other Big Stocks Moving Lower In Wednesday's Pre-Market Session - IonQ ( NYSE:IONQ ) , Robinhood Markets ( NASDAQ:HOOD ) 1/13/2025 1:46:00 PM
Why Sage Therapeutics Shares Are Trading Higher By Over 34%; Here Are 20 Stocks Moving Premarket - Agape ATP ( NASDAQ:ATPC ) , Arcutis Biotherapeutics ( NASDAQ:ARQT ) 1/13/2025 10:45:00 AM
10 Dead, 9,000 Structures Damaged In Los Angeles Wildfires: The Latest - Allstate ( NYSE:ALL ) , Chubb ( NYSE:CB ) 1/10/2025 9:08:00 PM
Crude Oil Surges 3%; Delta Air Lines Posts Better-Than-Expected Earnings - IGM Biosciences ( NASDAQ:IGMS ) , Delta Air Lines ( NYSE:DAL ) 1/10/2025 7:15:00 PM
PriceSmart Posts Weak Earnings, Joins Roku And Other Big Stocks Moving Lower In Friday's Pre-Market Session - Mercury General ( NYSE:MCY ) , NatWest Group ( NYSE:NWG ) 1/10/2025 1:44:00 PM
Why Zoomcar Shares Are Trading Higher By Over 40%; Here Are 20 Stocks Moving Premarket - Aviat Networks ( NASDAQ:AVNW ) , Bridger Aerospace Gr ( NASDAQ:BAER ) 1/10/2025 10:43:00 AM
Warren Buffett's Berkshire Hathaway To Have Minimal Impact From LA Wildfires, But Insurers Like Mercury General, Chubb Face Higher Risk - Allstate ( NYSE:ALL ) , Chubb ( NYSE:CB ) 1/10/2025 10:37:00 AM

Financial Details for MCY

Company Overview
Ticker MCY
Company Name Mercury General Corp
Country USA
Description Mercury General Corporation engages in underwriting personal auto insurance in the United States. The company is headquartered in Los Angeles, California.
Sector Name FINANCE
Industry Name FIRE, MARINE & CASUALTY INSURANCE
Most Recent Quarter 9/30/2024
Next Earnings Date 2/11/2025

Stock Price History
Last Day Price 50.08
Price 4 Years Ago 47.66
Last Day Price Updated 1/22/2025 7:44:06 AM EST
Last Day Volume 1,438,645
Average Daily Volume 573,810
52-Week High 80.37
52-Week Low 37.04
Last Price to 52 Week Low 35.21%

Valuation Measures
Trailing PE 4.78
Industry PE 11.83
Sector PE 20.65
5-Year Average PE 29.45
Free Cash Flow Ratio 0.42
Industry Free Cash Flow Ratio 9.95
Sector Free Cash Flow Ratio 11.25
Current Ratio Most Recent Quarter 271.98
Total Cash Per Share 119.82
Book Value Per Share Most Recent Quarter 33.63
Price to Book Ratio 1.43
Industry Price to Book Ratio 1.62
Sector Price to Book Ratio 2.55
Price to Sales Ratio Twelve Trailing Months 0.49
Industry Price to Sales Ratio Twelve Trailing Months 1.39
Sector Price to Sales Ratio Twelve Trailing Months 3.39
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 1

Share Statistics
Total Shares Outstanding 55,371,000
Market Capitalization 2,772,979,680
Institutional Ownership N/A

Dividends
Ex-Dividend Date 12/12/2024
Previous Dividend Amount 0.3175
Current Dividend Amount 0.3175
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.27
Trailing Annual Dividend Yield 2.44%
Forward Annual Dividend Rate 1.27
Forward Annual Dividend Yield 2.44%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.63%
5-Year Average Dividend Yield 4.10%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage -18.35%
5-Year Dividend Growth Rate Percentage -15.76%
All-Time Dividend Growth Rate Percentage 8.75%
Dividend Payout Ratio 11.65%

Income Statement
Quarterly Earnings Growth YOY -81.70%
Annual Earnings Growth 118.79%
Reported EPS 12 Trailing Months 10.09
Reported EPS Past Year 4.41
Reported EPS Prior Year 0.30
Net Income Twelve Trailing Months 487,594,000
Net Income Past Year 96,336,000
Net Income Prior Year -512,672,000
Quarterly Revenue Growth YOY 43.70%
5-Year Revenue Growth 6.49%
Operating Margin Twelve Trailing Months 19.30%

Balance Sheet
Total Cash Most Recent Quarter 6,634,656,000
Total Cash Past Year 5,779,423,000
Total Cash Prior Year 5,200,576,000
Net Cash Position Most Recent Quarter 6,061,600,000
Net Cash Position Past Year 5,204,423,000
Long Term Debt Past Year 575,000,000
Long Term Debt Prior Year 400,000,000
Total Debt Most Recent Quarter 573,056,000
Equity to Debt Ratio Past Year 0.73
Equity to Debt Ratio Most Recent Quarter 0.76
Total Stockholder Equity Past Year 1,548,145,000
Total Stockholder Equity Prior Year 1,522,131,000
Total Stockholder Equity Most Recent Quarter 1,862,290,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 731,133,000
Free Cash Flow Per Share Twelve Trailing Months 13.20
Free Cash Flow Past Year 416,178,000
Free Cash Flow Prior Year 317,081,000

Options
Put/Call Ratio 11.33
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD -5.64
MACD Signal -4.00
20-Day Bollinger Lower Band 50.90
20-Day Bollinger Middle Band 66.17
20-Day Bollinger Upper Band 81.44
Beta 0.83
RSI 27.51
50-Day SMA 58.14
150-Day SMA 42.15
200-Day SMA 44.44

System
Modified 1/21/2025 5:57:37 AM EST