Stock Scorecard
Stock Summary for Lake Shore Bancorp (LSBK) - $10.47 as of 4/18/2024 5:06:47 AM EST
Total Score
13 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LSBK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LSBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LSBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for LSBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for LSBK
Financial Details for LSBK
Company Overview |
|
|---|---|
| Ticker | LSBK |
| Company Name | Lake Shore Bancorp |
| Country | USA |
| Description | Lake Shore Bancorp, Inc. is the savings and loan holding company of Lake Shore Savings Bank offering banking products and services. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/25/2024 |
Stock Price History |
|
| Last Day Price | 10.47 |
| Last Day Price Updated | 4/18/2024 5:06:47 AM EST |
| Last Day Volume | 865 |
| Average Daily Volume | 1,225 |
| 52-Week High | 12.24 |
| 52-Week Low | 9.51 |
| Last Price to 52 Week Low | 10.09% |
Valuation Measures |
|
| Trailing PE | 13.22 |
| Industry PE | 24.39 |
| Sector PE | 17.90 |
| 5-Year Average PE | 11.13 |
| Free Cash Flow Ratio | 1.11 |
| Industry Free Cash Flow Ratio | 3.51 |
| Sector Free Cash Flow Ratio | 8.47 |
| Current Ratio Most Recent Quarter | 2.26 |
| Total Cash Per Share | 9.45 |
| Book Value Per Share Most Recent Quarter | 15.45 |
| Price to Book Ratio | 0.69 |
| Industry Price to Book Ratio | 0.74 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.17 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.62 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 5,684,800 |
| Market Capitalization | 59,519,856 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/3/2022 |
| Last Dividend Amount | 0.18 |
| Current Dividend Amount | 0.18 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 15 |
| 3-Year Average Dividend Yield | 4.63% |
| 5-Year Average Dividend Yield | 4.04% |
| 1-Year Dividend Growth Rate Percentage | 25.93% |
| 3-Year Dividend Growth Rate Percentage | 17.80% |
| 5-Year Dividend Growth Rate Percentage | 14.19% |
| All-Time Dividend Growth Rate Percentage | 21.54% |
| Dividend Payout Ratio | 0.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -34.30% |
| Annual Earnings Growth | -15.56% |
| Reported EPS 12 Trailing Months | 0.82 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 0.83 |
| Net Income Twelve Trailing Months | 4,820,000 |
| Net Income Past Year | 4,820,000 |
| Net Income Prior Year | 5,708,000 |
| Quarterly Revenue Growth YOY | -5.70% |
| 5-Year Revenue Growth | 7.66% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 53,730,000 |
| Total Cash Past Year | 53,730,000 |
| Total Cash Prior Year | 9,633,000 |
| Net Cash Position Most Recent Quarter | 18,430,000 |
| Net Cash Position Past Year | 18,430,000 |
| Long Term Debt Past Year | 35,300,000 |
| Long Term Debt Prior Year | 25,000,000 |
| Total Debt Most Recent Quarter | 35,300,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 86,273,000 |
| Total Stockholder Equity Prior Year | 81,184,000 |
| Total Stockholder Equity Most Recent Quarter | 86,273,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.21 |
| MACD Signal | -0.12 |
| 20-Day Bollinger Lower Band | 10.68 |
| 20-Day Bollinger Middle Band | 11.53 |
| 20-Day Bollinger Upper Band | 12.39 |
| Beta | 0.50 |
| RSI | 29.21 |
| 50-Day SMA | 10.97 |
| 200-Day SMA | 12.50 |
System |
|
| Modified | 4/18/2024 5:07:33 AM EST |