Stock Scorecard
Stock Summary for Live Oak Bancshares Inc (LOB) - $39.26 as of 4/24/2024 9:17:42 AM EST
Total Score
12 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LOB
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LOB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LOB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for LOB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for LOB
Financial Details for LOB
Company Overview |
|
|---|---|
| Ticker | LOB |
| Company Name | Live Oak Bancshares Inc |
| Country | USA |
| Description | Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/25/2024 |
Stock Price History |
|
| Last Day Price | 39.26 |
| Last Day Price Updated | 4/24/2024 9:17:42 AM EST |
| Last Day Volume | 96,360 |
| Average Daily Volume | 129,218 |
| 52-Week High | 47.18 |
| 52-Week Low | 19.45 |
| Last Price to 52 Week Low | 101.85% |
Valuation Measures |
|
| Trailing PE | 23.11 |
| Industry PE | 11.84 |
| Sector PE | 18.25 |
| 5-Year Average PE | 20.34 |
| Free Cash Flow Ratio | 3.03 |
| Industry Free Cash Flow Ratio | 3.58 |
| Sector Free Cash Flow Ratio | 8.74 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 12.97 |
| Book Value Per Share Most Recent Quarter | 20.23 |
| Price to Book Ratio | 1.89 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 4.36 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 44,936,400 |
| Market Capitalization | 1,764,203,064 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/26/2024 |
| Last Dividend Amount | 0.03 |
| Current Dividend Amount | 0.03 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.12 |
| Trailing Annual Dividend Yield | 0.31% |
| Forward Annual Dividend Rate | 0.12 |
| Forward Annual Dividend Yield | 0.31% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.27% |
| 5-Year Average Dividend Yield | 0.34% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 25.10% |
| Dividend Payout Ratio | 7.32% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 877.00% |
| Annual Earnings Growth | -58.06% |
| Reported EPS 12 Trailing Months | 1.64 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.64 |
| Net Income Twelve Trailing Months | 73,898,000 |
| Net Income Past Year | 73,898,000 |
| Net Income Prior Year | 176,208,000 |
| Quarterly Revenue Growth YOY | 25.10% |
| 5-Year Revenue Growth | 16.47% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 582,790,000 |
| Total Cash Past Year | 582,790,000 |
| Total Cash Prior Year | 284,239,000 |
| Net Cash Position Most Recent Quarter | 559,436,000 |
| Net Cash Position Past Year | 559,436,000 |
| Long Term Debt Past Year | 23,354,000 |
| Long Term Debt Prior Year | 83,203,000 |
| Total Debt Most Recent Quarter | 23,354,000 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.97 |
| Total Stockholder Equity Past Year | 902,666,000 |
| Total Stockholder Equity Prior Year | 811,033,000 |
| Total Stockholder Equity Most Recent Quarter | 902,666,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.59 |
| MACD Signal | -0.19 |
| 20-Day Bollinger Lower Band | 35.24 |
| 20-Day Bollinger Middle Band | 40.09 |
| 20-Day Bollinger Upper Band | 44.95 |
| Beta | 1.58 |
| RSI | 38.64 |
| 50-Day SMA | 33.33 |
| 200-Day SMA | 42.86 |
System |
|
| Modified | 4/23/2024 4:53:09 AM EST |