Stock Scorecard
Stock Summary for Lincoln National Corp (LNC) - $40.35 as of 10/3/2025 3:05:41 PM EST
Total Score
17 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for LNC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LNC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LNC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LNC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LNC (64 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for LNC
Financial Details for LNC
Company Overview |
|
|---|---|
| Ticker | LNC |
| Company Name | Lincoln National Corp |
| Country | USA |
| Description | Lincoln National Corporation (LNC) is a leading American financial services holding company, best known for its diverse offerings in insurance and investment management. Operating under the marketing name Lincoln Financial Group, the company provides a wide range of products including life insurance, annuities, retirement plan services, and wealth management solutions. With a strong emphasis on innovation and customer service, LNC leverages its extensive distribution channels and industry expertise to meet the evolving needs of its clients. The firm is well-positioned in the marketplace, aiming to enhance shareholder value while addressing the financial security needs of individuals and businesses alike. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/30/2025 |
Stock Price History |
|
| Last Day Price | 40.35 |
| Price 4 Years Ago | 55.49 |
| Last Day Price Updated | 10/3/2025 3:05:41 PM EST |
| Last Day Volume | 1,689,673 |
| Average Daily Volume | 1,869,617 |
| 52-Week High | 43.66 |
| 52-Week Low | 26.85 |
| Last Price to 52 Week Low | 50.28% |
Valuation Measures |
|
| Trailing PE | 6.86 |
| Industry PE | 52.67 |
| Sector PE | 24.26 |
| 5-Year Average PE | 4.34 |
| Free Cash Flow Ratio | 1.07 |
| Industry Free Cash Flow Ratio | 6.16 |
| Sector Free Cash Flow Ratio | 43.16 |
| Current Ratio Most Recent Quarter | 3.28 |
| Total Cash Per Share | 37.68 |
| Book Value Per Share Most Recent Quarter | 45.16 |
| Price to Book Ratio | 0.89 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 0.43 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.07 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.93 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 189,580,000 |
| Market Capitalization | 7,649,553,000 |
| Institutional Ownership | 70.40% |
Dividends |
|
| Ex-Dividend Date | 10/10/2025 |
| Previous Dividend Amount | 0.4500 |
| Current Dividend Amount | 0.4500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.80 |
| Trailing Annual Dividend Yield | 4.46% |
| Forward Annual Dividend Rate | 1.80 |
| Forward Annual Dividend Yield | 4.46% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 6.66% |
| 5-Year Average Dividend Yield | 5.83% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 1.74% |
| All-Time Dividend Growth Rate Percentage | 3.34% |
| Dividend Payout Ratio | 30.05% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -25.50% |
| Annual Earnings Growth | 535.51% |
| Reported EPS 12 Trailing Months | 5.99 |
| Reported EPS Past Year | 3.96 |
| Reported EPS Prior Year | 6.22 |
| Net Income Twelve Trailing Months | 1,136,000,000 |
| Net Income Past Year | 3,275,000,000 |
| Net Income Prior Year | -752,000,000 |
| Quarterly Revenue Growth YOY | -11.60% |
| 5-Year Revenue Growth | 0.83% |
| Operating Margin Twelve Trailing Months | -4.74% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 7,143,000,000 |
| Total Cash Past Year | 5,801,000,000 |
| Total Cash Prior Year | 3,365,000,000 |
| Net Cash Position Most Recent Quarter | 1,376,000,000 |
| Net Cash Position Past Year | -254,000,000 |
| Long Term Debt Past Year | 6,055,000,000 |
| Long Term Debt Prior Year | 5,699,000,000 |
| Total Debt Most Recent Quarter | 5,767,000,000 |
| Equity to Debt Ratio Past Year | 0.58 |
| Equity to Debt Ratio Most Recent Quarter | 0.62 |
| Total Stockholder Equity Past Year | 8,269,000,000 |
| Total Stockholder Equity Prior Year | 6,893,000,000 |
| Total Stockholder Equity Most Recent Quarter | 9,548,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 936,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.94 |
| Free Cash Flow Past Year | -2,007,000,000 |
| Free Cash Flow Prior Year | -2,074,000,000 |
Options |
|
| Put/Call Ratio | 0.84 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.44 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 10/4/2025 3:36:16 AM EST |