Stock Scorecard
Stock Summary for LM Funding America Inc (LMFA) - $2.70 as of 11/19/2024 5:34:39 AM EST
Total Score
12 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LMFA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LMFA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LMFA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LMFA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LMFA (34 out of 90)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
Latest News for for LMFA
Financial Details for LMFA
Company Overview |
|
|---|---|
| Ticker | LMFA |
| Company Name | LM Funding America Inc |
| Country | USA |
| Description | LM Funding America, Inc., through its subsidiary, LM Funding, LLC, is a specialized finance company. The company is headquartered in Tampa, Florida. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 2.70 |
| Price 4 Years Ago | 20.10 |
| Last Day Price Updated | 11/19/2024 5:34:39 AM EST |
| Last Day Volume | 300,747 |
| Average Daily Volume | 198,202 |
| 52-Week High | 6.11 |
| 52-Week Low | 1.63 |
| Last Price to 52 Week Low | 65.64% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 24.79 |
| Sector PE | 21.40 |
| 5-Year Average PE | -0.68 |
| Free Cash Flow Ratio | 1.54 |
| Industry Free Cash Flow Ratio | 7.13 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 3.65 |
| Total Cash Per Share | 1.75 |
| Book Value Per Share Most Recent Quarter | 14.52 |
| Price to Book Ratio | 0.23 |
| Industry Price to Book Ratio | 2.30 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 0.49 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 3,397,000 |
| Market Capitalization | 9,171,900 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Last Dividend Amount | 0.00 |
| Current Dividend Amount | 0.00 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -89.40% |
| Annual Earnings Growth | 45.47% |
| Reported EPS 12 Trailing Months | -39.20 |
| Reported EPS Past Year | -4.01 |
| Reported EPS Prior Year | -1.76 |
| Net Income Twelve Trailing Months | -10,872,951 |
| Net Income Past Year | -15,944,254 |
| Net Income Prior Year | -29,240,201 |
| Quarterly Revenue Growth YOY | -6.90% |
| 5-Year Revenue Growth | 30.81% |
| Operating Margin Twelve Trailing Months | -1.61 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 5,932,059 |
| Total Cash Past Year | 2,419,691 |
| Total Cash Prior Year | 4,242,296 |
| Net Cash Position Most Recent Quarter | -13,301,538 |
| Net Cash Position Past Year | 716,933 |
| Long Term Debt Past Year | 1,702,758 |
| Long Term Debt Prior Year | 1,427,325 |
| Total Debt Most Recent Quarter | 19,233,597 |
| Equity to Debt Ratio Past Year | 0.96 |
| Equity to Debt Ratio Most Recent Quarter | 0.61 |
| Total Stockholder Equity Past Year | 36,186,408 |
| Total Stockholder Equity Prior Year | 49,191,226 |
| Total Stockholder Equity Most Recent Quarter | 30,201,772 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -11,522,353 |
| Free Cash Flow Per Share Twelve Trailing Months | -3.39 |
| Free Cash Flow Past Year | -5,029,965 |
| Free Cash Flow Prior Year | -9,151,421 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.06 |
| MACD Signal | 0.09 |
| 20-Day Bollinger Lower Band | 1.92 |
| 20-Day Bollinger Middle Band | 3.05 |
| 20-Day Bollinger Upper Band | 4.19 |
| Beta | 1.35 |
| RSI | 41.91 |
| 50-Day SMA | 5.92 |
| 150-Day SMA | 7.85 |
| 200-Day SMA | 12.96 |
System |
|
| Modified | 11/19/2024 5:35:29 AM EST |