Stock Scorecard
Stock Summary for LM Funding America Inc (LMFA) - $0.15 as of 7/3/2026 5:24:44 AM EST
Total Score
9 out of 30
Safety Score
25 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for LMFA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for LMFA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for LMFA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for LMFA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for LMFA (25 out of 100)
| Stock Price Rating (Max of 10) | 1 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 2 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for LMFA
Financial Details for LMFA
Company Overview |
|
|---|---|
| Ticker | LMFA |
| Company Name | LM Funding America Inc |
| Country | USA |
| Description | LM Funding America, Inc., through its subsidiary, LM Funding, LLC, is a specialized finance company. The company is headquartered in Tampa, Florida. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CAPITAL MARKETS |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/13/2026 |
Stock Price History |
|
| Last Day Price | 0.15 |
| Price 4 Years Ago | 3.31 |
| Last Day Price Updated | 7/3/2026 5:24:44 AM EST |
| Last Day Volume | 954,307 |
| Average Daily Volume | 3,028,403 |
| 52-Week High | 5.14 |
| 52-Week Low | 0.12 |
| Last Price to 52 Week Low | 25.00% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 18.46 |
| Sector PE | 17.50 |
| 5-Year Average PE | -0.90 |
| Free Cash Flow Ratio | 3.00 |
| Industry Free Cash Flow Ratio | 6.10 |
| Sector Free Cash Flow Ratio | 30.94 |
| Current Ratio Most Recent Quarter | 0.71 |
| Total Cash Per Share | 0.05 |
| Book Value Per Share Most Recent Quarter | 1.29 |
| Price to Book Ratio | 0.12 |
| Industry Price to Book Ratio | 2.79 |
| Sector Price to Book Ratio | 1.93 |
| Price to Sales Ratio Twelve Trailing Months | 0.37 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.80 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.80 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 17,352,300 |
| Market Capitalization | 2,602,845 |
| Institutional Ownership | 16.55% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -89.40% |
| Annual Earnings Growth | -267.99% |
| Reported EPS 12 Trailing Months | -2.70 |
| Reported EPS Past Year | -0.47 |
| Reported EPS Prior Year | -2.77 |
| Net Income Twelve Trailing Months | -31,988,517 |
| Net Income Past Year | -26,920,197 |
| Net Income Prior Year | -7,315,376 |
| Quarterly Revenue Growth YOY | -27.30% |
| 5-Year Revenue Growth | 46.71% |
| Operating Margin Twelve Trailing Months | -446.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 801,201 |
| Total Cash Past Year | 1,424,426 |
| Total Cash Prior Year | 3,378,152 |
| Net Cash Position Most Recent Quarter | -1,141,426 |
| Net Cash Position Past Year | -508,076 |
| Long Term Debt Past Year | 1,932,502 |
| Long Term Debt Prior Year | 6,365,345 |
| Total Debt Most Recent Quarter | 1,942,627 |
| Equity to Debt Ratio Past Year | 0.94 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 30,617,585 |
| Total Stockholder Equity Prior Year | 37,027,341 |
| Total Stockholder Equity Most Recent Quarter | 20,829,692 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -21,713,403 |
| Free Cash Flow Per Share Twelve Trailing Months | -1.25 |
| Free Cash Flow Past Year | -16,195,160 |
| Free Cash Flow Prior Year | -13,678,654 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 2.34 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 7/3/2026 5:24:44 AM EST |