Stock Scorecard

Stock Summary for Kemper Corporation (KMPR) - $26.18 as of 8/11/2026 9:52:08 PM EST

Total Score

10 out of 30

Safety Score

53 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for KMPR

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for KMPR

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for KMPR

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for KMPR

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for KMPR (53 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 8
Operating Margin (Max of 10) 1
Trading Volume (Max of 10) 8
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for KMPR

Company Overview
Ticker KMPR
Company Name Kemper Corporation
Country USA
Description Kemper Corporation, a diversified insurance holding company, offers property and casualty and life and health insurance in the United States. The company is headquartered in Chicago, Illinois.
Sector Name FINANCIAL SERVICES
Industry Name INSURANCE - PROPERTY & CASUALTY
Most Recent Quarter 6/30/2026
Next Earnings Date N/A

Stock Price History
Last Day Price 26.18
Price 4 Years Ago 44.94
Last Day Price Updated 8/11/2026 9:52:08 PM EST
Last Day Volume 812,103
Average Daily Volume 1,234,126
52-Week High 53.06
52-Week Low 22.69
Last Price to 52 Week Low 15.38%

Valuation Measures
Trailing PE N/A
Industry PE 17.37
Sector PE 18.27
5-Year Average PE 16.83
Free Cash Flow Ratio 16.68
Industry Free Cash Flow Ratio 16.83
Sector Free Cash Flow Ratio 36.87
Current Ratio Most Recent Quarter 0.33
Total Cash Per Share 1.57
Book Value Per Share Most Recent Quarter 45.71
Price to Book Ratio 0.77
Industry Price to Book Ratio 2.06
Sector Price to Book Ratio 2.23
Price to Sales Ratio Twelve Trailing Months 0.34
Industry Price to Sales Ratio Twelve Trailing Months 1.42
Sector Price to Sales Ratio Twelve Trailing Months 3.94
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 58,874,000
Market Capitalization 1,541,321,320
Institutional Ownership 96.87%

Dividends
Ex-Dividend Date 8/21/2026
Previous Dividend Amount 0.3200
Current Dividend Amount 0.3200
Total Years Dividend Increasing 1
Trailing Annual Dividend Rate 1.28
Trailing Annual Dividend Yield 4.89%
Forward Annual Dividend Rate 1.28
Forward Annual Dividend Yield 4.89%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 3.22%
5-Year Average Dividend Yield 2.66%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.80%
All-Time Dividend Growth Rate Percentage 3.12%
Dividend Payout Ratio -16.64%

Income Statement
Quarterly Earnings Growth YOY -3.40%
Annual Earnings Growth -54.91%
Reported EPS 12 Trailing Months -7.69
Reported EPS Past Year 0.21
Reported EPS Prior Year 3.35
Net Income Twelve Trailing Months 41,900,000
Net Income Past Year 143,300,000
Net Income Prior Year 317,800,000
Quarterly Revenue Growth YOY -9.10%
5-Year Revenue Growth -1.51%
Operating Margin Twelve Trailing Months 3.01%

Balance Sheet
Total Cash Most Recent Quarter 92,600,000
Total Cash Past Year 126,000,000
Total Cash Prior Year 65,400,000
Net Cash Position Most Recent Quarter -851,400,000
Net Cash Position Past Year -817,500,000
Long Term Debt Past Year 943,500,000
Long Term Debt Prior Year 941,700,000
Total Debt Most Recent Quarter 944,000,000
Equity to Debt Ratio Past Year 0.74
Equity to Debt Ratio Most Recent Quarter 0.70
Total Stockholder Equity Past Year 2,681,400,000
Total Stockholder Equity Prior Year 2,788,400,000
Total Stockholder Equity Most Recent Quarter 2,192,800,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 277,800,000
Free Cash Flow Per Share Twelve Trailing Months 4.72
Free Cash Flow Past Year 553,900,000
Free Cash Flow Prior Year 329,700,000

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.09
MACD Signal 0.36
20-Day Bollinger Lower Band 23.45
20-Day Bollinger Middle Band 28.68
20-Day Bollinger Upper Band 33.92
Beta 1.03
RSI 36.73
50-Day SMA 49.43
150-Day SMA 0.00
200-Day SMA 48.85

System
Modified 8/11/2026 9:52:10 PM EST