Stock Scorecard

Stock Summary for Kemper Corporation (KMPR) - $63.29 as of 6/19/2025 3:24:06 AM EST

Total Score

17 out of 30

Safety Score

65 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for KMPR

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for KMPR

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for KMPR

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for KMPR

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for KMPR (65 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 3
Trading Volume (Max of 10) 6
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for KMPR

Company Overview
Ticker KMPR
Company Name Kemper Corporation
Country USA
Description Kemper Corporation, a diversified insurance holding company, offers property and casualty and life and health insurance in the United States. The company is headquartered in Chicago, Illinois.
Sector Name FINANCE
Industry Name FIRE, MARINE & CASUALTY INSURANCE
Most Recent Quarter 3/31/2025
Next Earnings Date N/A

Stock Price History
Last Day Price 63.29
Price 4 Years Ago 54.25
Last Day Price Updated 6/19/2025 3:24:06 AM EST
Last Day Volume 531,350
Average Daily Volume 538,811
52-Week High 72.30
52-Week Low 53.30
Last Price to 52 Week Low 18.74%

Valuation Measures
Trailing PE 11.90
Industry PE 18.63
Sector PE 20.68
5-Year Average PE -6.69
Free Cash Flow Ratio 35.16
Industry Free Cash Flow Ratio 45.24
Sector Free Cash Flow Ratio 11.97
Current Ratio Most Recent Quarter 2.51
Total Cash Per Share 1.80
Book Value Per Share Most Recent Quarter 45.60
Price to Book Ratio 1.38
Industry Price to Book Ratio 1.98
Sector Price to Book Ratio 2.03
Price to Sales Ratio Twelve Trailing Months 0.86
Industry Price to Sales Ratio Twelve Trailing Months 1.55
Sector Price to Sales Ratio Twelve Trailing Months 3.08
Analyst Buy Ratings 3
Analyst Strong Buy Ratings 2

Share Statistics
Total Shares Outstanding 63,995,000
Market Capitalization 4,050,243,550
Institutional Ownership N/A

Dividends
Ex-Dividend Date 5/19/2025
Previous Dividend Amount 0.3200
Current Dividend Amount 0.3200
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.26
Trailing Annual Dividend Yield 1.98%
Forward Annual Dividend Rate 1.28
Forward Annual Dividend Yield 2.01%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 1.88%
5-Year Average Dividend Yield 2.36%
1-Year Dividend Growth Rate Percentage 3.23%
3-Year Dividend Growth Rate Percentage 1.60%
5-Year Dividend Growth Rate Percentage 0.80%
All-Time Dividend Growth Rate Percentage 3.12%
Dividend Payout Ratio 23.55%

Income Statement
Quarterly Earnings Growth YOY 40.00%
Annual Earnings Growth 191.56%
Reported EPS 12 Trailing Months 5.28
Reported EPS Past Year 1.65
Reported EPS Prior Year 5.89
Net Income Twelve Trailing Months 343,500,000
Net Income Past Year 317,800,000
Net Income Prior Year -347,100,000
Quarterly Revenue Growth YOY 4.40%
5-Year Revenue Growth -42.36%
Operating Margin Twelve Trailing Months 11.40%

Balance Sheet
Total Cash Most Recent Quarter 115,400,000
Total Cash Past Year 65,400,000
Total Cash Prior Year 64,100,000
Net Cash Position Most Recent Quarter -826,700,000
Net Cash Position Past Year -876,300,000
Long Term Debt Past Year 941,700,000
Long Term Debt Prior Year 1,389,200,000
Total Debt Most Recent Quarter 942,100,000
Equity to Debt Ratio Past Year 0.75
Equity to Debt Ratio Most Recent Quarter 0.76
Total Stockholder Equity Past Year 2,788,400,000
Total Stockholder Equity Prior Year 2,505,200,000
Total Stockholder Equity Most Recent Quarter 2,917,600,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 440,500,000
Free Cash Flow Per Share Twelve Trailing Months 6.88
Free Cash Flow Past Year 329,700,000
Free Cash Flow Prior Year -188,000,000

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.15
MACD Signal 0.31
20-Day Bollinger Lower Band 56.10
20-Day Bollinger Middle Band 63.32
20-Day Bollinger Upper Band 70.55
Beta 1.28
RSI 48.94
50-Day SMA 54.04
150-Day SMA 0.00
200-Day SMA 53.53

System
Modified 6/19/2025 3:24:08 AM EST