Stock Scorecard
Stock Summary for Kingstone Cos. Inc (KINS) - $17.51 as of 6/25/2026 2:29:53 PM EST
Total Score
19 out of 30
Safety Score
37 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for KINS
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for KINS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for KINS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for KINS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for KINS (37 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 2 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for KINS
Financial Details for KINS
Company Overview |
|
|---|---|
| Ticker | KINS |
| Company Name | Kingstone Cos. Inc |
| Country | USA |
| Description | Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company is headquartered in Kingston, New York. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/6/2026 |
Stock Price History |
|
| Last Day Price | 17.51 |
| Price 4 Years Ago | 1.33 |
| Last Day Price Updated | 6/25/2026 2:29:53 PM EST |
| Last Day Volume | 84,478 |
| Average Daily Volume | 105,469 |
| 52-Week High | 19.36 |
| 52-Week Low | 12.95 |
| Last Price to 52 Week Low | 35.21% |
Valuation Measures |
|
| Trailing PE | 7.75 |
| Industry PE | 11.01 |
| Sector PE | 17.78 |
| 5-Year Average PE | -5.12 |
| Free Cash Flow Ratio | 22.45 |
| Industry Free Cash Flow Ratio | 53.94 |
| Sector Free Cash Flow Ratio | 21.65 |
| Current Ratio Most Recent Quarter | 0.70 |
| Total Cash Per Share | 0.78 |
| Book Value Per Share Most Recent Quarter | 7.91 |
| Price to Book Ratio | 2.22 |
| Industry Price to Book Ratio | 1.70 |
| Sector Price to Book Ratio | 1.95 |
| Price to Sales Ratio Twelve Trailing Months | 1.13 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.24 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 14,484,800 |
| Market Capitalization | 253,628,848 |
| Institutional Ownership | 54.60% |
Dividends |
|
| Ex-Dividend Date | 5/11/2026 |
| Previous Dividend Amount | 0.0500 |
| Current Dividend Amount | 0.0500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.20 |
| Trailing Annual Dividend Yield | 1.16% |
| Forward Annual Dividend Rate | 0.20 |
| Forward Annual Dividend Yield | 1.16% |
| 5-Year Dividend Payments Count | 9 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 3.33% |
| 1-Year Dividend Growth Rate Percentage | 25.00% |
| 3-Year Dividend Growth Rate Percentage | 11.80% |
| 5-Year Dividend Growth Rate Percentage | -15.91% |
| All-Time Dividend Growth Rate Percentage | 1.49% |
| Dividend Payout Ratio | 9.05% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 149.60% |
| Annual Earnings Growth | 122.06% |
| Reported EPS 12 Trailing Months | 2.26 |
| Reported EPS Past Year | -0.35 |
| Reported EPS Prior Year | 2.69 |
| Net Income Twelve Trailing Months | 31,076,468 |
| Net Income Past Year | 40,767,128 |
| Net Income Prior Year | 18,358,436 |
| Quarterly Revenue Growth YOY | 23.20% |
| 5-Year Revenue Growth | 8.68% |
| Operating Margin Twelve Trailing Months | -12.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 11,355,391 |
| Total Cash Past Year | 12,178,730 |
| Total Cash Prior Year | 28,669,000 |
| Net Cash Position Most Recent Quarter | 7,232,420 |
| Net Cash Position Past Year | 7,738,603 |
| Long Term Debt Past Year | 4,440,127 |
| Long Term Debt Prior Year | 11,171,420 |
| Total Debt Most Recent Quarter | 4,122,971 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.97 |
| Total Stockholder Equity Past Year | 122,731,249 |
| Total Stockholder Equity Prior Year | 66,708,000 |
| Total Stockholder Equity Most Recent Quarter | 114,504,510 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 63,936,806 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.41 |
| Free Cash Flow Past Year | 73,051,966 |
| Free Cash Flow Prior Year | 55,610,566 |
Options |
|
| Put/Call Ratio | 0.33 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.19 |
| MACD Signal | -0.16 |
| 20-Day Bollinger Lower Band | 13.55 |
| 20-Day Bollinger Middle Band | 15.58 |
| 20-Day Bollinger Upper Band | 17.62 |
| Beta | 0.48 |
| RSI | 45.50 |
| 50-Day SMA | 15.19 |
| 150-Day SMA | 10.43 |
| 200-Day SMA | 8.28 |
System |
|
| Modified | 6/26/2026 12:47:46 AM EST |