Stock Scorecard



Stock Summary for Investar Holding Corp (ISTR) - $15.72 as of 4/16/2024 3:23:26 AM EST

Total Score

16 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for ISTR

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ISTR

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ISTR

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for ISTR

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for ISTR

Insights Into Investar ( ISTR ) Q1: Wall Street Projections for Key Metrics 4/15/2024 1:19:00 PM
Live Oak Bancshares ( LOB ) Moves 10.9% Higher: Will This Strength Last? 12/15/2023 1:43:00 PM
Investar ( ISTR ) Surges 6.3%: Is This an Indication of Further Gains? 12/14/2023 12:09:00 PM
Is Investar Holding Corp. ( ISTR ) Stock Undervalued Right Now? 10/26/2023 1:40:00 PM
Investar ( ISTR ) Q3 Earnings Top Estimates 10/19/2023 11:15:00 PM
Capital City Bank ( CCBG ) to Report Q3 Results: Wall Street Expects Earnings Growth 10/17/2023 2:00:00 PM
Earnings Preview: Investar ( ISTR ) Q3 Earnings Expected to Decline 10/16/2023 2:00:00 PM
Investar Holding To See Lower Net Interest Margin Upside In "Higher For Longer" Environment In FY24: Analyst - Investar Holding ( NASDAQ:ISTR ) 10/5/2023 7:05:00 PM
Princeton Bancorp ( BPRN ) Announces New Share Buyback Program 8/11/2023 4:33:00 PM
Investar ( ISTR ) Tops Q2 Earnings Estimates 7/20/2023 10:55:00 PM

Financial Details for ISTR

Company Overview

Ticker ISTR
Company Name Investar Holding Corp
Country USA
Description Investar Holding Corporation is the banking holding company of Investar Bank offering a range of commercial banking products to individuals and small and medium-sized businesses in southern Louisiana. The company is headquartered in Baton Rouge, Louisiana.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/18/2024

Stock Price History

Last Day Price 15.72
Last Day Price Updated 4/16/2024 3:23:26 AM EST
Last Day Volume 20,919
Average Daily Volume 18,296
52-Week High 17.88
52-Week Low 8.95
Last Price to 52 Week Low 75.64%

Valuation Measures

Trailing PE 9.29
Industry PE 11.45
Sector PE 18.16
5-Year Average PE 12.37
Free Cash Flow Ratio 4.64
Industry Free Cash Flow Ratio 3.44
Sector Free Cash Flow Ratio 8.54
Current Ratio Most Recent Quarter 0.21
Total Cash Per Share 3.39
Book Value Per Share Most Recent Quarter 23.26
Price to Book Ratio 0.68
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 1.85
Industry Price to Sales Ratio Twelve Trailing Months 2.43
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 9,782,000
Market Capitalization 153,773,040
Institutional Ownership N/A

Dividends

Ex-Dividend Date 3/28/2024
Last Dividend Amount 0.10
Current Dividend Amount 0.10
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.40
Trailing Annual Dividend Yield 2.54%
Forward Annual Dividend Rate 0.46
Forward Annual Dividend Yield 2.92%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 2.01%
5-Year Average Dividend Yield 1.70%
1-Year Dividend Growth Rate Percentage 8.22%
3-Year Dividend Growth Rate Percentage 12.88%
5-Year Dividend Growth Rate Percentage 14.78%
All-Time Dividend Growth Rate Percentage 45.16%
Dividend Payout Ratio 23.67%

Income Statement

Quarterly Earnings Growth YOY -59.30%
Annual Earnings Growth -53.29%
Reported EPS 12 Trailing Months 1.69
Reported EPS Past Year 0.00
Reported EPS Prior Year 1.90
Net Income Twelve Trailing Months 16,678,000
Net Income Past Year 16,678,000
Net Income Prior Year 35,709,000
Quarterly Revenue Growth YOY -15.20%
5-Year Revenue Growth 19.11%

Balance Sheet

Total Cash Most Recent Quarter 33,189,000
Total Cash Past Year 33,189,000
Total Cash Prior Year 41,311,000
Net Cash Position Most Recent Quarter 23,394,000
Net Cash Position Past Year 23,394,000
Long Term Debt Past Year 9,795,000
Long Term Debt Prior Year 9,795,000
Total Debt Most Recent Quarter 9,795,000
Equity to Debt Ratio Past Year 0.96
Equity to Debt Ratio Most Recent Quarter 0.96
Total Stockholder Equity Past Year 226,768,000
Total Stockholder Equity Prior Year 215,782,000
Total Stockholder Equity Most Recent Quarter 226,768,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.12
MACD Signal -0.06
20-Day Bollinger Lower Band 13.33
20-Day Bollinger Middle Band 15.84
20-Day Bollinger Upper Band 18.34
Beta 0.77
RSI 38.25
50-Day SMA 13.23
200-Day SMA 16.86

System

Modified 4/16/2024 3:23:27 AM EST