Stock Scorecard
Stock Summary for Investar Holding Corp (ISTR) - $27.89 as of 6/4/2026 2:05:31 AM EST
Total Score
11 out of 30
Safety Score
35 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ISTR
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ISTR
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ISTR
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ISTR
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ISTR (35 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for ISTR
Financial Details for ISTR
Company Overview |
|
|---|---|
| Ticker | ISTR |
| Company Name | Investar Holding Corp |
| Country | N/A |
| Description | Investar Holding Corporation is the banking holding company of Investar Bank offering a range of commercial banking products to individuals and small and medium-sized businesses in southern Louisiana. The company is headquartered in Baton Rouge, Louisiana. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/20/2026 |
Stock Price History |
|
| Last Day Price | 27.89 |
| Price 4 Years Ago | 19.91 |
| Last Day Price Updated | 6/4/2026 2:05:31 AM EST |
| Last Day Volume | 96,915 |
| Average Daily Volume | 140,138 |
| 52-Week High | 31.64 |
| 52-Week Low | 17.56 |
| Last Price to 52 Week Low | 58.83% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.75 |
| Sector PE | 19.23 |
| 5-Year Average PE | 13.92 |
| Free Cash Flow Ratio | 4.83 |
| Industry Free Cash Flow Ratio | 12.57 |
| Sector Free Cash Flow Ratio | 28.49 |
| Current Ratio Most Recent Quarter | 0.17 |
| Total Cash Per Share | 5.77 |
| Book Value Per Share Most Recent Quarter | 27.63 |
| Price to Book Ratio | 1.02 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 1.96 |
| Price to Sales Ratio Twelve Trailing Months | 3.65 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.90 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 13,793,600 |
| Market Capitalization | 384,703,504 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/31/2026 |
| Previous Dividend Amount | 0.1100 |
| Current Dividend Amount | 0.1100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.44 |
| Trailing Annual Dividend Yield | 1.58% |
| Forward Annual Dividend Rate | 0.44 |
| Forward Annual Dividend Yield | 1.58% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.63% |
| 5-Year Average Dividend Yield | 2.04% |
| 1-Year Dividend Growth Rate Percentage | 1.15% |
| 3-Year Dividend Growth Rate Percentage | 0.57% |
| 5-Year Dividend Growth Rate Percentage | 4.78% |
| All-Time Dividend Growth Rate Percentage | 33.64% |
| Dividend Payout Ratio | 19.38% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 22.20% |
| Annual Earnings Growth | 13.10% |
| Reported EPS 12 Trailing Months | 2.27 |
| Reported EPS Past Year | 0.87 |
| Reported EPS Prior Year | 2.23 |
| Net Income Twelve Trailing Months | 28,635,000 |
| Net Income Past Year | 22,904,000 |
| Net Income Prior Year | 20,252,000 |
| Quarterly Revenue Growth YOY | 57.60% |
| 5-Year Revenue Growth | 7.70% |
| Operating Margin Twelve Trailing Months | 44.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 79,611,000 |
| Total Cash Past Year | 26,606,000 |
| Total Cash Prior Year | 27,922,000 |
| Net Cash Position Most Recent Quarter | -96,189,000 |
| Net Cash Position Past Year | -114,962,000 |
| Long Term Debt Past Year | 141,568,000 |
| Long Term Debt Prior Year | 92,645,000 |
| Total Debt Most Recent Quarter | 175,800,000 |
| Equity to Debt Ratio Past Year | 0.68 |
| Equity to Debt Ratio Most Recent Quarter | 0.70 |
| Total Stockholder Equity Past Year | 301,073,000 |
| Total Stockholder Equity Prior Year | 241,296,000 |
| Total Stockholder Equity Most Recent Quarter | 414,634,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 21,860,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.58 |
| Free Cash Flow Past Year | 16,833,000 |
| Free Cash Flow Prior Year | 15,421,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.07 |
| MACD Signal | 0.07 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.47 |
| RSI | 0.00 |
| 50-Day SMA | 19.17 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 18.55 |
System |
|
| Modified | 6/6/2026 1:53:48 AM EST |