Stock Scorecard
Stock Summary for Investar Holding Corp (ISTR) - $22.80 as of 9/16/2025 2:43:49 AM EST
Total Score
17 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ISTR
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ISTR
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ISTR
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ISTR
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ISTR (56 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ISTR
Financial Details for ISTR
Company Overview |
|
|---|---|
| Ticker | ISTR |
| Company Name | Investar Holding Corp |
| Country | USA |
| Description | Investar Holding Corporation is the banking holding company of Investar Bank offering a range of commercial banking products to individuals and small and medium-sized businesses in southern Louisiana. The company is headquartered in Baton Rouge, Louisiana. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/20/2025 |
Stock Price History |
|
| Last Day Price | 22.80 |
| Price 4 Years Ago | 16.94 |
| Last Day Price Updated | 9/16/2025 2:43:49 AM EST |
| Last Day Volume | 25,991 |
| Average Daily Volume | 34,268 |
| 52-Week High | 24.41 |
| 52-Week Low | 15.30 |
| Last Price to 52 Week Low | 49.02% |
Valuation Measures |
|
| Trailing PE | 10.12 |
| Industry PE | 17.09 |
| Sector PE | 24.87 |
| 5-Year Average PE | 15.33 |
| Free Cash Flow Ratio | 4.06 |
| Industry Free Cash Flow Ratio | 7.25 |
| Sector Free Cash Flow Ratio | 42.55 |
| Current Ratio Most Recent Quarter | 0.17 |
| Total Cash Per Share | 5.62 |
| Book Value Per Share Most Recent Quarter | 26.01 |
| Price to Book Ratio | 0.87 |
| Industry Price to Book Ratio | 1.16 |
| Sector Price to Book Ratio | 2.33 |
| Price to Sales Ratio Twelve Trailing Months | 2.46 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.20 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 9,825,900 |
| Market Capitalization | 224,030,520 |
| Institutional Ownership | 70.84% |
Dividends |
|
| Ex-Dividend Date | 6/30/2025 |
| Previous Dividend Amount | 0.1050 |
| Current Dividend Amount | 0.1100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.43 |
| Trailing Annual Dividend Yield | 1.86% |
| Forward Annual Dividend Rate | 0.44 |
| Forward Annual Dividend Yield | 1.93% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.89% |
| 5-Year Average Dividend Yield | 2.07% |
| 1-Year Dividend Growth Rate Percentage | 7.32% |
| 3-Year Dividend Growth Rate Percentage | 3.59% |
| 5-Year Dividend Growth Rate Percentage | 9.15% |
| All-Time Dividend Growth Rate Percentage | 37.55% |
| Dividend Payout Ratio | 18.97% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 11.30% |
| Annual Earnings Growth | 21.43% |
| Reported EPS 12 Trailing Months | 2.24 |
| Reported EPS Past Year | 1.11 |
| Reported EPS Prior Year | 1.89 |
| Net Income Twelve Trailing Months | 22,275,000 |
| Net Income Past Year | 20,252,000 |
| Net Income Prior Year | 16,678,000 |
| Quarterly Revenue Growth YOY | 8.70% |
| 5-Year Revenue Growth | 10.35% |
| Operating Margin Twelve Trailing Months | 25.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 55,224,000 |
| Total Cash Past Year | 27,922,000 |
| Total Cash Prior Year | 32,009,000 |
| Net Cash Position Most Recent Quarter | -40,275,000 |
| Net Cash Position Past Year | -64,723,000 |
| Long Term Debt Past Year | 92,645,000 |
| Long Term Debt Prior Year | 288,950,000 |
| Total Debt Most Recent Quarter | 95,499,000 |
| Equity to Debt Ratio Past Year | 0.72 |
| Equity to Debt Ratio Most Recent Quarter | 0.73 |
| Total Stockholder Equity Past Year | 241,296,000 |
| Total Stockholder Equity Prior Year | 226,768,000 |
| Total Stockholder Equity Most Recent Quarter | 255,929,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 12,263,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.25 |
| Free Cash Flow Past Year | 15,421,000 |
| Free Cash Flow Prior Year | 25,175,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.24 |
| MACD Signal | 0.35 |
| 20-Day Bollinger Lower Band | 17.43 |
| 20-Day Bollinger Middle Band | 20.99 |
| 20-Day Bollinger Upper Band | 24.56 |
| Beta | 0.63 |
| RSI | 50.66 |
| 50-Day SMA | 16.75 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 17.24 |
System |
|
| Modified | 9/16/2025 2:43:51 AM EST |