Stock Scorecard
Stock Summary for Heartland Financial USA Inc (HTLF) - $33.50 as of 4/19/2024 7:38:45 AM EST
Total Score
10 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for HTLF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HTLF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HTLF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for HTLF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for HTLF
Financial Details for HTLF
Company Overview |
|
|---|---|
| Ticker | HTLF |
| Company Name | Heartland Financial USA Inc |
| Country | USA |
| Description | Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business and consumer banking products and services to individuals and businesses in the United States. The company is headquartered in Dubuque, Iowa. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/22/2024 |
Stock Price History |
|
| Last Day Price | 33.50 |
| Last Day Price Updated | 4/19/2024 7:38:45 AM EST |
| Last Day Volume | 199,813 |
| Average Daily Volume | 286,747 |
| 52-Week High | 39.03 |
| 52-Week Low | 25.35 |
| Last Price to 52 Week Low | 32.15% |
Valuation Measures |
|
| Trailing PE | 19.82 |
| Industry PE | 11.39 |
| Sector PE | 17.90 |
| 5-Year Average PE | 7.44 |
| Free Cash Flow Ratio | 4.42 |
| Industry Free Cash Flow Ratio | 3.43 |
| Sector Free Cash Flow Ratio | 8.47 |
| Current Ratio Most Recent Quarter | 0.53 |
| Total Cash Per Share | 7.58 |
| Book Value Per Share Most Recent Quarter | 42.69 |
| Price to Book Ratio | 0.80 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.62 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 42,783,700 |
| Market Capitalization | 1,433,253,950 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/9/2024 |
| Last Dividend Amount | 0.30 |
| Current Dividend Amount | 0.30 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 1.20 |
| Trailing Annual Dividend Yield | 3.64% |
| Forward Annual Dividend Rate | 1.38 |
| Forward Annual Dividend Yield | 4.19% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.48% |
| 5-Year Average Dividend Yield | 2.15% |
| 1-Year Dividend Growth Rate Percentage | 10.09% |
| 3-Year Dividend Growth Rate Percentage | 11.80% |
| 5-Year Dividend Growth Rate Percentage | 15.26% |
| All-Time Dividend Growth Rate Percentage | 13.27% |
| Dividend Payout Ratio | 71.43% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -15.80% |
| Annual Earnings Growth | -62.33% |
| Reported EPS 12 Trailing Months | 1.68 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 4.44 |
| Net Income Twelve Trailing Months | 79,920,000 |
| Net Income Past Year | 79,920,000 |
| Net Income Prior Year | 212,180,000 |
| Quarterly Revenue Growth YOY | -85.50% |
| 5-Year Revenue Growth | 2.28% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 324,253,000 |
| Total Cash Past Year | 324,253,000 |
| Total Cash Prior Year | 385,141,000 |
| Net Cash Position Most Recent Quarter | -48,143,000 |
| Net Cash Position Past Year | -48,143,000 |
| Long Term Debt Past Year | 372,396,000 |
| Long Term Debt Prior Year | 371,753,000 |
| Total Debt Most Recent Quarter | 372,396,000 |
| Equity to Debt Ratio Past Year | 0.84 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 1,933,117,000 |
| Total Stockholder Equity Prior Year | 1,735,055,000 |
| Total Stockholder Equity Most Recent Quarter | 1,933,117,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.09 |
| MACD Signal | -0.03 |
| 20-Day Bollinger Lower Band | 31.73 |
| 20-Day Bollinger Middle Band | 35.01 |
| 20-Day Bollinger Upper Band | 38.30 |
| Beta | 1.06 |
| RSI | 43.47 |
| 50-Day SMA | 31.57 |
| 200-Day SMA | 39.10 |
System |
|
| Modified | 4/18/2024 2:45:53 AM EST |