Stock Scorecard
Stock Summary for Heritage Commerce Corp (HTBK) - $9.20 as of 5/10/2025 1:58:01 AM EST
Total Score
16 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HTBK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HTBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HTBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HTBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HTBK (55 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HTBK
Financial Details for HTBK
Company Overview |
|
|---|---|
| Ticker | HTBK |
| Company Name | Heritage Commerce Corp |
| Country | USA |
| Description | Heritage Commerce Corp is the banking holding company for Heritage Bank of Commerce providing various commercial and personal banking services to residents and the business / professional community in California. The company is headquartered in San Jose, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 9.20 |
| Price 4 Years Ago | 9.85 |
| Last Day Price Updated | 5/10/2025 1:58:01 AM EST |
| Last Day Volume | 218,191 |
| Average Daily Volume | 329,800 |
| 52-Week High | 10.97 |
| 52-Week Low | 7.34 |
| Last Price to 52 Week Low | 25.34% |
Valuation Measures |
|
| Trailing PE | 13.53 |
| Industry PE | 16.15 |
| Sector PE | 18.79 |
| 5-Year Average PE | 18.92 |
| Free Cash Flow Ratio | 0.00 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 29,936.22 |
| Total Cash Per Share | 0.00 |
| Book Value Per Share Most Recent Quarter | 11.30 |
| Price to Book Ratio | 0.82 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.26 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 61,611,000 |
| Market Capitalization | 566,821,200 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/8/2025 |
| Previous Dividend Amount | 0.1300 |
| Current Dividend Amount | 0.1300 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 5.65% |
| Forward Annual Dividend Rate | 0.52 |
| Forward Annual Dividend Yield | 5.65% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 5.69% |
| 5-Year Average Dividend Yield | 5.32% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 7.63% |
| Dividend Payout Ratio | 76.47% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 13.80% |
| Annual Earnings Growth | 62,789.69% |
| Reported EPS 12 Trailing Months | 0.68 |
| Reported EPS Past Year | 0.19 |
| Reported EPS Prior Year | 0.66 |
| Net Income Twelve Trailing Months | 30,373,626 |
| Net Income Past Year | 40,528,000 |
| Net Income Prior Year | 64,443 |
| Quarterly Revenue Growth YOY | 9.10% |
| 5-Year Revenue Growth | 3.69% |
| Operating Margin Twelve Trailing Months | 35.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 44,281 |
| Total Cash Past Year | 33,156,000 |
| Total Cash Prior Year | 408,129,000 |
| Net Cash Position Most Recent Quarter | -39,608,719 |
| Net Cash Position Past Year | -6,497,000 |
| Long Term Debt Past Year | 39,653,000 |
| Long Term Debt Prior Year | 39,502,000 |
| Total Debt Most Recent Quarter | 39,653,000 |
| Equity to Debt Ratio Past Year | 0.95 |
| Equity to Debt Ratio Most Recent Quarter | 0.02 |
| Total Stockholder Equity Past Year | 689,727,000 |
| Total Stockholder Equity Prior Year | 672,901,000 |
| Total Stockholder Equity Most Recent Quarter | 696,190 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 37,347,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.61 |
| Free Cash Flow Past Year | 37,347,000 |
| Free Cash Flow Prior Year | 71,339,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.05 |
| MACD Signal | -0.04 |
| 20-Day Bollinger Lower Band | 7.98 |
| 20-Day Bollinger Middle Band | 9.32 |
| 20-Day Bollinger Upper Band | 10.66 |
| Beta | 0.74 |
| RSI | 60.51 |
| 50-Day SMA | 9.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 9.13 |
System |
|
| Modified | 5/10/2025 1:58:04 AM EST |