Stock Scorecard
Stock Summary for HomeStreet Inc (HMST) - $10.99 as of 12/20/2024 3:38:55 PM EST
Total Score
8 out of 30
Safety Score
38 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for HMST
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HMST
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HMST
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HMST
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HMST (38 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
Latest News for for HMST
Financial Details for HMST
Company Overview |
|
|---|---|
| Ticker | HMST |
| Company Name | HomeStreet Inc |
| Country | USA |
| Description | HomeStreet, Inc. is the banking holding company for HomeStreet Bank, a state-licensed commercial bank that provides commercial and consumer banking services primarily in the western United States. The company is headquartered in Seattle, Washington. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/27/2025 |
Stock Price History |
|
| Last Day Price | 10.99 |
| Price 4 Years Ago | 30.03 |
| Last Day Price Updated | 12/20/2024 3:38:55 PM EST |
| Last Day Volume | 330,477 |
| Average Daily Volume | 171,422 |
| 52-Week High | 16.10 |
| 52-Week Low | 8.09 |
| Last Price to 52 Week Low | 35.85% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 18.79 |
| Sector PE | 20.90 |
| 5-Year Average PE | 5.88 |
| Free Cash Flow Ratio | 1.01 |
| Industry Free Cash Flow Ratio | 5.24 |
| Sector Free Cash Flow Ratio | 10.97 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 10.92 |
| Book Value Per Share Most Recent Quarter | 28.55 |
| Price to Book Ratio | 0.38 |
| Industry Price to Book Ratio | 1.17 |
| Sector Price to Book Ratio | 2.63 |
| Price to Sales Ratio Twelve Trailing Months | 1.22 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 18,857,600 |
| Market Capitalization | 207,245,024 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/7/2023 |
| Last Dividend Amount | 0.10 |
| Current Dividend Amount | 0.10 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 16 |
| 3-Year Average Dividend Yield | 4.44% |
| 5-Year Average Dividend Yield | 3.77% |
| 1-Year Dividend Growth Rate Percentage | -53.57% |
| 3-Year Dividend Growth Rate Percentage | -19.38% |
| 5-Year Dividend Growth Rate Percentage | 55.91% |
| All-Time Dividend Growth Rate Percentage | 14.52% |
| Dividend Payout Ratio | 0.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -88.90% |
| Annual Earnings Growth | -141.34% |
| Reported EPS 12 Trailing Months | -1.29 |
| Reported EPS Past Year | -0.84 |
| Reported EPS Prior Year | 0.44 |
| Net Income Twelve Trailing Months | -24,436,000 |
| Net Income Past Year | -27,508,000 |
| Net Income Prior Year | 66,540,000 |
| Quarterly Revenue Growth YOY | -21.40% |
| 5-Year Revenue Growth | -12.98% |
| Operating Margin Twelve Trailing Months | -0.24 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 205,886,000 |
| Total Cash Past Year | 215,664,000 |
| Total Cash Prior Year | 72,828,000 |
| Net Cash Position Most Recent Quarter | -19,153,000 |
| Net Cash Position Past Year | -9,102,000 |
| Long Term Debt Past Year | 224,766,000 |
| Long Term Debt Prior Year | 224,404,000 |
| Total Debt Most Recent Quarter | 225,039,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 538,387,000 |
| Total Stockholder Equity Prior Year | 562,147,000 |
| Total Stockholder Equity Most Recent Quarter | 538,315,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -45,097,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.39 |
| Free Cash Flow Past Year | 4,213,000 |
| Free Cash Flow Prior Year | 211,542,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.15 |
| MACD Signal | -0.17 |
| 20-Day Bollinger Lower Band | 9.41 |
| 20-Day Bollinger Middle Band | 13.53 |
| 20-Day Bollinger Upper Band | 17.64 |
| Beta | 1.42 |
| RSI | 42.66 |
| 50-Day SMA | 12.95 |
| 150-Day SMA | 19.48 |
| 200-Day SMA | 24.70 |
System |
|
| Modified | 12/21/2024 2:28:51 AM EST |