Stock Scorecard
Stock Summary for HMN Financial Inc (HMNF) - $19.50 as of 4/25/2024 2:26:08 AM EST
Total Score
13 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for HMNF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HMNF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HMNF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for HMNF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for HMNF
Financial Details for HMNF
Company Overview |
|
|---|---|
| Ticker | HMNF |
| Company Name | HMN Financial Inc |
| Country | USA |
| Description | HMN Financial, Inc. is a bank holding company for Home Federal Savings Bank offering various retail banking products and services. The company is headquartered in Rochester, Minnesota. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 7/18/2024 |
Stock Price History |
|
| Last Day Price | 19.50 |
| Last Day Price Updated | 4/25/2024 2:26:08 AM EST |
| Last Day Volume | 1,372 |
| Average Daily Volume | 2,827 |
| 52-Week High | 24.86 |
| 52-Week Low | 17.02 |
| Last Price to 52 Week Low | 14.57% |
Valuation Measures |
|
| Trailing PE | 15.08 |
| Industry PE | 24.73 |
| Sector PE | 18.60 |
| 5-Year Average PE | 8.76 |
| Free Cash Flow Ratio | 7.80 |
| Industry Free Cash Flow Ratio | 3.61 |
| Sector Free Cash Flow Ratio | 8.83 |
| Current Ratio Most Recent Quarter | 0.06 |
| Total Cash Per Share | 2.50 |
| Book Value Per Share Most Recent Quarter | 24.77 |
| Price to Book Ratio | 0.82 |
| Industry Price to Book Ratio | 0.75 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.32 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.62 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 4,462,600 |
| Market Capitalization | 87,020,700 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/12/2024 |
| Last Dividend Amount | 0.08 |
| Current Dividend Amount | 0.08 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.32 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 0.24 |
| Forward Annual Dividend Yield | 1.22% |
| 5-Year Dividend Payments Count | 9 |
| 3-Year Average Dividend Yield | 1.21% |
| 5-Year Average Dividend Yield | 1.21% |
| 1-Year Dividend Growth Rate Percentage | 25.00% |
| 3-Year Dividend Growth Rate Percentage | -36.75% |
| 5-Year Dividend Growth Rate Percentage | -25.62% |
| All-Time Dividend Growth Rate Percentage | 5.38% |
| Dividend Payout Ratio | 23.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -18.90% |
| Annual Earnings Growth | -25.36% |
| Reported EPS 12 Trailing Months | 1.30 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.36 |
| Net Income Twelve Trailing Months | 6,005,000 |
| Net Income Past Year | 6,005,000 |
| Net Income Prior Year | 8,045,000 |
| Quarterly Revenue Growth YOY | -6.30% |
| 5-Year Revenue Growth | 1.01% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 11,151,000 |
| Total Cash Past Year | 11,151,000 |
| Total Cash Prior Year | 36,259,000 |
| Net Cash Position Most Recent Quarter | -2,049,000 |
| Net Cash Position Past Year | -2,049,000 |
| Long Term Debt Past Year | 13,200,000 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 13,200,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 107,707,000 |
| Total Stockholder Equity Prior Year | 97,336,000 |
| Total Stockholder Equity Most Recent Quarter | 107,707,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.27 |
| MACD Signal | -0.17 |
| 20-Day Bollinger Lower Band | 18.59 |
| 20-Day Bollinger Middle Band | 21.33 |
| 20-Day Bollinger Upper Band | 24.06 |
| Beta | 0.15 |
| RSI | 38.77 |
| 50-Day SMA | 19.79 |
| 200-Day SMA | 20.20 |
System |
|
| Modified | 4/25/2024 2:26:55 AM EST |