Stock Scorecard



Stock Summary for Home Federal Bancorp Inc (Louisiana) (HFBL) - $13.62 as of 5/10/2025 1:34:34 AM EST

Total Score

15 out of 30

Safety Score

48 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for HFBL

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for HFBL

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for HFBL

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for HFBL

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for HFBL (48 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 6
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 6
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for HFBL

Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend - Home Federal Bancorp ( NASDAQ:HFBL ) 4/16/2025 8:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend 4/16/2025 8:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Reports Results of Operations for the Three and Six Months Ended December 31, 2024 1/30/2025 9:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend - Home Federal Bancorp ( NASDAQ:HFBL ) 1/15/2025 9:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend 1/15/2025 9:30:00 PM
HOME FEDERAL BANCORP, INC. OF LOUISIANA ANNOUNCES APPROVAL OF STOCK REPURCHASE PROGRAM 11/1/2024 8:45:00 PM
Home Federal Bancorp, Inc. of Louisiana Reports Results of Operations for the Three Months Ended September 30, 2024 10/29/2024 8:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend - Home Federal Bancorp ( NASDAQ:HFBL ) 10/16/2024 8:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend 10/16/2024 8:30:00 PM
Home Federal Bancorp, Inc. of Louisiana Reports Results of Operations for the Three Months and Year Ended June 30, 2024 7/26/2024 8:30:00 PM

Financial Details for HFBL

Company Overview

Ticker HFBL
Company Name Home Federal Bancorp Inc (Louisiana)
Country USA
Description Home Federal Bancorp, Inc. of Louisiana is the parent company of Home Federal Bank, a federally licensed savings bank that provides financial services to individuals, corporate entities, and other organizations in the Shreveport-Bossier City metropolitan area. The company is headquartered in Shreveport, Louisiana.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTION, FEDERALLY CHARTERED
Most Recent Quarter 12/31/2024
Next Earnings Date 7/24/2025

Stock Price History

Last Day Price 13.62
Price 4 Years Ago 18.20
Last Day Price Updated 5/10/2025 1:34:34 AM EST
Last Day Volume 13,731
Average Daily Volume 3,445
52-Week High 14.25
52-Week Low 10.18
Last Price to 52 Week Low 33.79%

Valuation Measures

Trailing PE 11.93
Industry PE 19.75
Sector PE 18.79
5-Year Average PE 10.21
Free Cash Flow Ratio 1.40
Industry Free Cash Flow Ratio 8.19
Sector Free Cash Flow Ratio 25.54
Current Ratio Most Recent Quarter 0.26
Total Cash Per Share 9.72
Book Value Per Share Most Recent Quarter 17.25
Price to Book Ratio 0.76
Industry Price to Book Ratio 0.92
Sector Price to Book Ratio 2.06
Price to Sales Ratio Twelve Trailing Months 2.09
Industry Price to Sales Ratio Twelve Trailing Months 3.06
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics

Total Shares Outstanding 3,132,800
Market Capitalization 42,668,736
Institutional Ownership N/A

Dividends

Ex-Dividend Date 4/28/2025
Previous Dividend Amount 0.1300
Current Dividend Amount 0.1300
Total Years Dividend Increasing 9
Trailing Annual Dividend Rate 0.52
Trailing Annual Dividend Yield 3.82%
Forward Annual Dividend Rate 0.52
Forward Annual Dividend Yield 3.82%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 4.15%
5-Year Average Dividend Yield 3.15%
1-Year Dividend Growth Rate Percentage 1.96%
3-Year Dividend Growth Rate Percentage 0.98%
5-Year Dividend Growth Rate Percentage 9.25%
All-Time Dividend Growth Rate Percentage 8.37%
Dividend Payout Ratio 47.71%

Income Statement

Quarterly Earnings Growth YOY 0.00%
Annual Earnings Growth -37.01%
Reported EPS 12 Trailing Months 1.09
Reported EPS Past Year 0.88
Reported EPS Prior Year 1.17
Net Income Twelve Trailing Months 3,346,000
Net Income Past Year 3,593,000
Net Income Prior Year 5,704,000
Quarterly Revenue Growth YOY -0.30%
5-Year Revenue Growth 3.20%
Operating Margin Twelve Trailing Months 26.90%

Balance Sheet

Total Cash Most Recent Quarter 30,439,000
Total Cash Past Year 15,248,000
Total Cash Prior Year 24,765,000
Net Cash Position Most Recent Quarter 26,439,000
Net Cash Position Past Year 8,248,000
Long Term Debt Past Year 7,000,000
Long Term Debt Prior Year 8,550,000
Total Debt Most Recent Quarter 4,000,000
Equity to Debt Ratio Past Year 0.88
Equity to Debt Ratio Most Recent Quarter 0.93
Total Stockholder Equity Past Year 52,803,000
Total Stockholder Equity Prior Year 50,542,000
Total Stockholder Equity Most Recent Quarter 54,719,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 1,193,000
Free Cash Flow Per Share Twelve Trailing Months 0.38
Free Cash Flow Past Year -368,000
Free Cash Flow Prior Year 10,924,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.01
MACD Signal 0.06
20-Day Bollinger Lower Band 12.10
20-Day Bollinger Middle Band 12.85
20-Day Bollinger Upper Band 13.60
Beta 0.24
RSI 47.44
50-Day SMA 13.92
150-Day SMA 0.00
200-Day SMA 14.86

System

Modified 5/10/2025 1:35:21 AM EST