Stock Scorecard
Stock Summary for Home Federal Bancorp Inc (Louisiana) (HFBL) - $17.54 as of 1/13/2026 10:16:18 PM EST
Total Score
21 out of 30
Safety Score
54 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for HFBL
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HFBL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HFBL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HFBL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HFBL (54 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HFBL
Financial Details for HFBL
Company Overview |
|
|---|---|
| Ticker | HFBL |
| Company Name | Home Federal Bancorp Inc (Louisiana) |
| Country | USA |
| Description | Home Federal Bancorp, Inc. of Louisiana (HFBL) is the parent company of Home Federal Bank, a federally chartered savings institution headquartered in Shreveport, Louisiana. Catering to a diverse array of individuals and businesses in the vibrant Shreveport-Bossier City metropolitan area, the bank prides itself on its community-oriented banking approach and commitment to exceptional customer service. With a strategic focus on sustainable growth and local engagement, HFBL is well-positioned to capitalize on emerging opportunities within the regional banking sector, enhancing its role as a critical financial institution in the community. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/29/2026 |
Stock Price History |
|
| Last Day Price | 17.54 |
| Price 4 Years Ago | 15.32 |
| Last Day Price Updated | 1/13/2026 10:16:18 PM EST |
| Last Day Volume | 2,244 |
| Average Daily Volume | 3,769 |
| 52-Week High | 19.20 |
| 52-Week Low | 11.95 |
| Last Price to 52 Week Low | 46.78% |
Valuation Measures |
|
| Trailing PE | 10.37 |
| Industry PE | 21.28 |
| Sector PE | 29.24 |
| 5-Year Average PE | 14.68 |
| Free Cash Flow Ratio | 2.04 |
| Industry Free Cash Flow Ratio | 8.03 |
| Sector Free Cash Flow Ratio | 48.95 |
| Current Ratio Most Recent Quarter | 0.05 |
| Total Cash Per Share | 8.58 |
| Book Value Per Share Most Recent Quarter | 18.81 |
| Price to Book Ratio | 0.97 |
| Industry Price to Book Ratio | 1.17 |
| Sector Price to Book Ratio | 1.87 |
| Price to Sales Ratio Twelve Trailing Months | 2.51 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.10 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 3,088,300 |
| Market Capitalization | 54,168,782 |
| Institutional Ownership | 7.64% |
Dividends |
|
| Ex-Dividend Date | 10/27/2025 |
| Previous Dividend Amount | 0.1350 |
| Current Dividend Amount | 0.1350 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.53 |
| Trailing Annual Dividend Yield | 3.03% |
| Forward Annual Dividend Rate | 0.54 |
| Forward Annual Dividend Yield | 3.09% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.62% |
| 5-Year Average Dividend Yield | 3.16% |
| 1-Year Dividend Growth Rate Percentage | 3.92% |
| 3-Year Dividend Growth Rate Percentage | 4.00% |
| 5-Year Dividend Growth Rate Percentage | 9.77% |
| All-Time Dividend Growth Rate Percentage | 8.13% |
| Dividend Payout Ratio | 36.05% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 69.00% |
| Annual Earnings Growth | 8.21% |
| Reported EPS 12 Trailing Months | 1.47 |
| Reported EPS Past Year | 0.52 |
| Reported EPS Prior Year | 1.26 |
| Net Income Twelve Trailing Months | 4,547,000 |
| Net Income Past Year | 3,888,000 |
| Net Income Prior Year | 3,593,000 |
| Quarterly Revenue Growth YOY | 18.50% |
| 5-Year Revenue Growth | 6.21% |
| Operating Margin Twelve Trailing Months | 37.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 26,492,000 |
| Total Cash Past Year | 16,197,000 |
| Total Cash Prior Year | 15,248,000 |
| Net Cash Position Most Recent Quarter | 22,492,000 |
| Net Cash Position Past Year | 9,197,000 |
| Long Term Debt Past Year | 7,000,000 |
| Long Term Debt Prior Year | 8,550,000 |
| Total Debt Most Recent Quarter | 4,000,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 55,205,000 |
| Total Stockholder Equity Prior Year | 52,803,000 |
| Total Stockholder Equity Most Recent Quarter | 56,591,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 7,335,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.38 |
| Free Cash Flow Past Year | 5,426,000 |
| Free Cash Flow Prior Year | -368,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.42 |
| MACD Signal | 0.43 |
| 20-Day Bollinger Lower Band | 12.35 |
| 20-Day Bollinger Middle Band | 15.45 |
| 20-Day Bollinger Upper Band | 18.55 |
| Beta | 0.34 |
| RSI | 54.46 |
| 50-Day SMA | 13.03 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 14.09 |
System |
|
| Modified | 1/13/2026 10:17:07 PM EST |