Stock Scorecard
Stock Summary for HCI Group Inc (HCI) - $182.45 as of 9/12/2025 3:41:01 PM EST
Total Score
19 out of 30
Safety Score
57 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HCI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HCI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HCI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HCI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HCI (57 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HCI
Financial Details for HCI
Company Overview |
|
|---|---|
| Ticker | HCI |
| Company Name | HCI Group Inc |
| Country | USA |
| Description | HCI Group, Inc. is engaged in the property and casualty insurance, reinsurance, real estate and information technology businesses in Florida. The company is headquartered in Tampa, Florida. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 11/6/2025 |
Stock Price History |
|
| Last Day Price | 182.45 |
| Price 4 Years Ago | 77.04 |
| Last Day Price Updated | 9/12/2025 3:41:01 PM EST |
| Last Day Volume | 209,495 |
| Average Daily Volume | 143,474 |
| 52-Week High | 183.31 |
| 52-Week Low | 89.99 |
| Last Price to 52 Week Low | 102.74% |
Valuation Measures |
|
| Trailing PE | 15.98 |
| Industry PE | 19.37 |
| Sector PE | 24.87 |
| 5-Year Average PE | 36.61 |
| Free Cash Flow Ratio | 2.49 |
| Industry Free Cash Flow Ratio | 268.53 |
| Sector Free Cash Flow Ratio | 42.55 |
| Current Ratio Most Recent Quarter | 10.51 |
| Total Cash Per Share | 73.37 |
| Book Value Per Share Most Recent Quarter | 43.12 |
| Price to Book Ratio | 3.04 |
| Industry Price to Book Ratio | 2.25 |
| Sector Price to Book Ratio | 2.33 |
| Price to Sales Ratio Twelve Trailing Months | 3.05 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.49 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 12,959,800 |
| Market Capitalization | 2,364,515,510 |
| Institutional Ownership | 79.39% |
Dividends |
|
| Ex-Dividend Date | 8/15/2025 |
| Previous Dividend Amount | 0.4000 |
| Current Dividend Amount | 0.4000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.60 |
| Trailing Annual Dividend Yield | 0.88% |
| Forward Annual Dividend Rate | 1.60 |
| Forward Annual Dividend Yield | 0.88% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.38% |
| 5-Year Average Dividend Yield | 2.40% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 10.74% |
| Dividend Payout Ratio | 14.01% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 1,612.00% |
| Annual Earnings Growth | 39.12% |
| Reported EPS 12 Trailing Months | 11.42 |
| Reported EPS Past Year | 10.53 |
| Reported EPS Prior Year | 8.64 |
| Net Income Twelve Trailing Months | 144,110,000 |
| Net Income Past Year | 109,953,000 |
| Net Income Prior Year | 79,034,000 |
| Quarterly Revenue Growth YOY | 48.00% |
| 5-Year Revenue Growth | 25.32% |
| Operating Margin Twelve Trailing Months | -3.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 950,896,000 |
| Total Cash Past Year | 532,471,000 |
| Total Cash Prior Year | 536,478,000 |
| Net Cash Position Most Recent Quarter | 935,294,000 |
| Net Cash Position Past Year | 347,217,000 |
| Long Term Debt Past Year | 185,254,000 |
| Long Term Debt Prior Year | 208,493,000 |
| Total Debt Most Recent Quarter | 15,602,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.98 |
| Total Stockholder Equity Past Year | 453,333,000 |
| Total Stockholder Equity Prior Year | 324,843,000 |
| Total Stockholder Equity Most Recent Quarter | 758,577,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 481,569,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 37.16 |
| Free Cash Flow Past Year | 327,764,000 |
| Free Cash Flow Prior Year | 224,156,000 |
Options |
|
| Put/Call Ratio | 0.22 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 7.14 |
| MACD Signal | 6.25 |
| 20-Day Bollinger Lower Band | 130.04 |
| 20-Day Bollinger Middle Band | 155.93 |
| 20-Day Bollinger Upper Band | 181.82 |
| Beta | 1.17 |
| RSI | 77.66 |
| 50-Day SMA | 134.61 |
| 150-Day SMA | 91.60 |
| 200-Day SMA | 84.57 |
System |
|
| Modified | 9/13/2025 1:15:17 AM EST |