Stock Scorecard
Stock Summary for HCI Group Inc (HCI) - $172.74 as of 6/23/2026 8:52:28 PM EST
Total Score
19 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HCI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HCI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HCI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HCI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HCI (63 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HCI
Financial Details for HCI
Company Overview |
|
|---|---|
| Ticker | HCI |
| Company Name | HCI Group Inc |
| Country | USA |
| Description | HCI Group, Inc. is engaged in the property and casualty insurance, reinsurance, real estate and information technology businesses in Florida. The company is headquartered in Tampa, Florida. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/6/2026 |
Stock Price History |
|
| Last Day Price | 172.74 |
| Price 4 Years Ago | 37.34 |
| Last Day Price Updated | 6/23/2026 8:52:28 PM EST |
| Last Day Volume | 185,669 |
| Average Daily Volume | 176,105 |
| 52-Week High | 208.93 |
| 52-Week Low | 135.01 |
| Last Price to 52 Week Low | 27.95% |
Valuation Measures |
|
| Trailing PE | 7.17 |
| Industry PE | 11.01 |
| Sector PE | 17.78 |
| 5-Year Average PE | 11.01 |
| Free Cash Flow Ratio | 2.17 |
| Industry Free Cash Flow Ratio | 53.94 |
| Sector Free Cash Flow Ratio | 21.65 |
| Current Ratio Most Recent Quarter | 25.17 |
| Total Cash Per Share | 79.74 |
| Book Value Per Share Most Recent Quarter | 84.41 |
| Price to Book Ratio | 1.92 |
| Industry Price to Book Ratio | 1.70 |
| Sector Price to Book Ratio | 1.95 |
| Price to Sales Ratio Twelve Trailing Months | 2.25 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.24 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 12,764,800 |
| Market Capitalization | 2,204,991,552 |
| Institutional Ownership | 77.85% |
Dividends |
|
| Ex-Dividend Date | 5/15/2026 |
| Previous Dividend Amount | 0.4000 |
| Current Dividend Amount | 0.4000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.60 |
| Trailing Annual Dividend Yield | 0.98% |
| Forward Annual Dividend Rate | 1.60 |
| Forward Annual Dividend Yield | 0.98% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 9.93% |
| Dividend Payout Ratio | 7.01% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 1.70% |
| Annual Earnings Growth | 171.94% |
| Reported EPS 12 Trailing Months | 22.83 |
| Reported EPS Past Year | 5.45 |
| Reported EPS Prior Year | 22.68 |
| Net Income Twelve Trailing Months | 302,728,000 |
| Net Income Past Year | 299,005,000 |
| Net Income Prior Year | 109,953,000 |
| Quarterly Revenue Growth YOY | 12.20% |
| 5-Year Revenue Growth | 26.72% |
| Operating Margin Twelve Trailing Months | 47.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,017,806,000 |
| Total Cash Past Year | 1,210,126,000 |
| Total Cash Prior Year | 532,471,000 |
| Net Cash Position Most Recent Quarter | 986,134,000 |
| Net Cash Position Past Year | 1,178,249,000 |
| Long Term Debt Past Year | 31,877,000 |
| Long Term Debt Prior Year | 185,254,000 |
| Total Debt Most Recent Quarter | 31,672,000 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.97 |
| Total Stockholder Equity Past Year | 1,041,077,000 |
| Total Stockholder Equity Prior Year | 453,333,000 |
| Total Stockholder Equity Most Recent Quarter | 1,089,021,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 429,957,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 33.68 |
| Free Cash Flow Past Year | 443,107,000 |
| Free Cash Flow Prior Year | 327,764,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.48 |
| MACD Signal | 0.01 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.05 |
| RSI | 0.00 |
| 50-Day SMA | 165.53 |
| 150-Day SMA | 122.35 |
| 200-Day SMA | 103.22 |
System |
|
| Modified | 6/23/2026 12:37:47 AM EST |